CESA CONSULT
ActiveCESA CONSULT has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23k and a net result of €-6k. Its solvency ranks better than 22% of 12617 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency33▼-59
Growth32
Stability94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.07 against 1.83 in 2024), and 77.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.7%
Return on assets
-5.7%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 12617 sector peers (2025).
NBB · sector comparisonPosition among 12617 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
on the day
2024
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€119k
EBIT margin
35.1%
Net result
€-6k
2024 · €28k
2024: €28k
2024 → 2025
Working capital
€4k▼ 82.8%
2024 · €22k
2024: €22k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Turnover€119k-
Equity€29k-€23k▼ 20.0%
Operating result€42k-€-2k
Net result€28k-€-6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2k after €42k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €103k
Fixed assets
€46k▲ 567%
Current assets
€57k▲ 15.7%
Equity and liabilities €103k
Equity
€23k▼ 20.0%
Debt
€80k▲ 196%
The debt ratio rises from 47.9% to 77.3%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€2k▼
2024 · €43k
Cash flow
€-1k▼
2024 · €29k
Solvency
22.7%▼
2024 · 52.1%
Current ratio
1.07▼
2024 · 1.83
Quick ratio
1.07▼
2024 · 1.83
Debt / equity
3.40▲
2024 · 0.92
ROE
-24.9%▼
2024 · 96.6%
ROA
-5.7%▼
2024 · 50.3%
Interest coverage
1.35▼
2024 · 17.69
Debt
€80k▲
2024 · €27k
Debt ≤ 1 year
€53k▲
2024 · €27k
Debt > 1 year
€27k
Income taxes
€2k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€56k€103k▲
Fixed assets21/28€7k€46k▲
Tangible fixed assets22/27€7k€46k▲
Furniture and vehicles24€7k€46k▲
Current assets29/58€49k€57k▲
Amounts receivable within one year40/41€28k€42k▲
Trade receivables40€23k€38k▲
Other amounts receivable41€4k€4k▼
Cash at bank and in hand54/58€21k€15k▼
Deferred charges and accrued income490/1€834-
Equity and liabilities
Total equity and liabilities10/49€56k€103k▲
Equity10/15€29k€23k▼
Contributions10/11€1k€1k=
Reserves13€20k€20k=
Distributable reserves133€20k€20k=
Profit (loss) carried forward14€8k€2k▼
Amounts payable17/49€27k€80k▲
Amounts payable after more than one year17-€27k
Financial debts170/4-€27k
Amounts payable within one year42/48€27k€53k▲
Current portion of amounts payable after more than one year42-€9k
Financial debts43-€319
Credit institutions430/8-€319
Trade debts44€8k€12k▲
Suppliers440/4€8k€12k▲
Taxes, remuneration and social security45€19k€33k▲
Taxes450/3€19k€33k▲
Income statement
Code20242025
Turnover70€119k-
Goods, raw materials, services and sundry goods60/61€92k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€797€5k▲
Other operating charges640/8€772€1k▲
Gross operating margin9900€43k€3k▼
Operating profit (loss)9901€42k€-2k▼
Financial income75/76B€172€61▼
Recurring financial income75€172€61▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€40k€-4k▼
Income taxes67/77€11k€2k▼
Profit (loss) for the period9904€28k€-6k▼
Profit (loss) for the period to be appropriated9905€28k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€28k€2k▼
Profit (loss) brought forward from the previous period14P-€8k
Transfer to equity691/2€20k-
To other reserves6921€20k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Erpe-Mere · 2 establishment units since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Paardestraat 79420 Erpe-MereGround area
4,507 m²
Building footprint
556 m²
Volume, LiDAR
3,037 m³
2 parcels, Flanders, Wallonia · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
CESA CONSULT
since 20232.348.617.448
Paardestraat 7, 9420 Erpe-Mere
since 20262.387.573.440
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41071A0081/00E000 | Flanders | 3,686 m² | 1 · 470 m² | 8.9 m · 2 fl. |
| 25091E0482/00A000 | Wallonia | 821 m² | 1 · 86 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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GULEX
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Bilzen-Hoeselt · Eq €23k
Of 2,751 companies in sector 69109 we hold annual accounts for 1,205. 815 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-08-2023
Fiscal year end31-12
Activities, NACEBEL
69109Other legal services
66199Other activities auxiliary to financial services, excluding insurance and pension funding
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.