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Complete company report
Generated 12-07-2026
Active BE 0479.008.368Private limited company

CERTUS

Grootzand (GRE) 127 ·9200 Dendermonde, Belgium· 23 yrs active
Sector: NACE 66220 (66220)
Conclusion Checked

CERTUS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 23 yrs
Locations 1
Publications 1
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 2002, 23 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 30-08-2025 2025-00459082
31-12-2023 micro 11-06-2024 2024-00120543
31-12-2022 micro 31-08-2023 2023-00412230
31-12-2021 micro 04-07-2022 2022-20149821
31-12-2020 micro 23-08-2021 2021-51500504
31-12-2019 micro 31-08-2020 2020-49200401
31-12-2018 micro 27-08-2019 2019-51500391
31-12-2017 micro 06-07-2018 2018-31600254
31-12-2016 micro 26-06-2017 2017-22300022
31-12-2015 verkort 08-07-2016 2016-30800492
Legal Structure
NACE primary 66220
Legal form Private limited company(610)
Incorporation09-12-2002
StatusActive
Postal code9200
Establishment units 1 location
KBC VERZEKERINGEN CERTUS
Grootzand (GRE) 127, 9200 DendermondeVerzekeringsmakelaars en -agenten
since 20032.126.504.373
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
42007B1082/00K003 Flanders 167 m² 1 · 103 m² 10.0 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
30-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
11-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
06-12-2023
State Gazette act Director changes
Nicolas Ide
31-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
04-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
23-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
31-08-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
27-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
06-07-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
26-06-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
08-07-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 2 years ago
2023
06-12-2023 4 directors appointed, 4 resigning, 4 reappointed Director changes·Nicolas Ide
  • VAN NIEUWENHUYZE Franky, Niet statutair bestuurder
  • RAEMDONCK Veerle, Niet statutair bestuurder
  • VAN NIEUWENHUYZE Franky, Niet statutair bestuurder
  • RAEMDONCK Veerle, Niet statutair bestuurder
  • VAN NIEUWENHUYZE Franky, Bestuurder
  • RAEMDONCK Veerle, Vaste vertegenwoordiger
  • VAN NIEUWENHUYZE Franky, Bestuurder
  • RAEMDONCK Veerle, Vaste vertegenwoordiger
Notary: Nicolas Ide · Hamme
Technical details 
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  ],
  "notary": {
    "name": "Nicolas Ide",
    "firm_city": null,
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    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-12-06",
    "filing_date": "2023-12-04",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "buitengewone_algemene_vergadering",
      "date": "2023-11-24",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0479.008.368",
    "name_full": "CERTUS",
    "legal_form": "Co\u00F6peratieve vennootschap"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Nicolas Ide",
    "org_rep_person_name": null,
    "person_role_at_subject": "notaris"
  },
  "co_filed_documents": [
    "afschrift akte",
    "geco\u00F6rdineerde statuten",
    "verslag bestuur omzetting",
    "verslag bedrijfsrevisor",
    "verslag bestuur wijziging voorwerp",
    "volmacht tot bijwonen buitengewone algemene vergadering"
  ],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Verzekeringsagenten en -makelaars66220Activiteiten van verzekeringsagenten en -makelaars66220
Primary activity highlighted.
Names & trade names
Legal nameNL CERTUS
Registered office
Grootzand (GRE) 127
9200 Dendermonde, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative