CERTPEB
ActiveSummary
CERTPEB has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31,115 and a net result of -€118. Equity remains stable across the filed financial years (±1% per year). Its solvency ranks better than 17% of 11,726 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
- Equity
- €31,115
- Loss
- -€118
Why 85raises risk1 of the last 3 lateEquity €31,115 (13.9% of total assets)lowers riskSize: total assets €223,410Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)Show the evidence
Checked score
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro): better than 18% on solvency, 54% on liquidity, 24% on profitability and 9% on growth.
The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
This company filed its last 7 accounts on average 12 days after the deadline; the sector median (NACE 71) for financial year 2024 is 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- PurposeDirector discharge · Purpose change…
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result returns to profit in 2025: €12,430 after a loss of €10,441 in 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 71, Architectural and engineering activities; technical testing and analysis: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 2,166 companies that looked in July 2024 the way this one looks now, 2.5% went bankrupt within 24 months and 94.2% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a small loss
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,166 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €5,814 | €14,876 | €47,306 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,172 | €13,730 | €18,162 | €22,003 | €29,058 | €29,529 | €27,937 | €24,806 | ▼ 11.2% |
| Other operating charges640/8 | - | - | - | €2,675 | €20,715 | €12,152 | €4,029 | €3,794 | ▼ 5.8% |
| Non-recurring operating charges66A | - | - | - | - | - | €484 | €888 | €130 | ▼ 85.4% |
| Gross operating margin9900 | €53,792 | €22,791 | €63,819 | €40,978 | €33,980 | €113,776 | €22,414 | €41,160 | ▲ 83.6% |
| Operating profit (loss)9901 | €39,517 | €7,810 | €45,063 | €16,300 | -€15,793 | €71,611 | -€10,441 | €12,430 | - |
| Financial income75/76B | - | - | - | €2,412 | €2,698 | €2,188 | €1,587 | €611 | ▼ 61.5% |
| Recurring financial income75 | €497 | €1,798 | €10,936 | €2,412 | €2,698 | €2,188 | €1,587 | €611 | ▼ 61.5% |
| Financial charges65/66B | - | - | - | €6,346 | €6,740 | €9,228 | €8,533 | €7,808 | ▼ 8.5% |
| Recurring financial charges65 | €3,506 | €6,588 | €5,755 | €6,346 | €6,740 | €9,228 | €8,533 | €7,808 | ▼ 8.5% |
| Profit (loss) for the period before taxes9903 | €36,508 | €3,020 | €50,244 | €12,366 | -€19,834 | €64,571 | -€17,386 | €5,232 | - |
| Income taxes67/77 | €6,265 | €436 | €10,983 | €4,782 | €151 | €15,426 | €1,000 | €5,351 | ▲ 435% |
| Profit (loss) for the period9904 | €30,243 | €2,584 | €39,261 | €7,584 | -€19,985 | €49,145 | -€18,386 | -€118 | ▲ 99.4% |
| Profit (loss) for the period to be appropriated9905 | €30,243 | €2,584 | €39,261 | €7,584 | -€19,985 | €49,145 | -€18,386 | -€118 | ▲ 99.4% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €272,543 | €286,873 | €310,735 | €306,319 | €418,431 | €337,694 | €240,451 | €223,410 | ▼ 7.1% |
| Fixed assets21/28 | €174,628 | €139,324 | €159,619 | €154,402 | €173,869 | €169,617 | €145,813 | €123,842 | ▼ 15.1% |
| Intangible fixed assets21 | - | €16,120 | €35,796 | €32,340 | €21,435 | €19,582 | €13,226 | €9,430 | ▼ 28.7% |
| Tangible fixed assets22/27 | €174,453 | €123,029 | €123,738 | €121,977 | €152,349 | €149,950 | €132,502 | €114,327 | ▼ 13.7% |
| Land and buildings22 | - | - | - | €108,903 | €108,903 | €109,005 | €100,599 | €92,193 | ▼ 8.4% |
| Plant, machinery and equipment23 | - | - | - | - | - | €5,236 | €3,467 | €1,697 | ▼ 51.0% |
| Furniture and vehicles24 | - | - | - | €4,093 | €20,987 | €21,888 | €16,247 | €9,880 | ▼ 39.2% |
| Other tangible fixed assets26 | - | - | - | €8,981 | €22,459 | €13,821 | €12,189 | €10,557 | ▼ 13.4% |
| Financial fixed assets28 | €175 | €175 | €85 | €85 | €85 | €85 | €85 | €85 | = |
| Current assets29/58 | €97,915 | €147,549 | €151,116 | €151,917 | €244,562 | €168,077 | €94,638 | €99,568 | ▲ 5.2% |
| Stocks and contracts in progress3 | - | - | - | - | €133,000 | €0 | - | - | - |
| Stocks30/36 | - | - | - | - | €133,000 | €0 | - | - | - |
| Amounts receivable within one year40/41 | €57,456 | €98,450 | €73,115 | €95,930 | €64,771 | €65,687 | €40,726 | €35,189 | ▼ 13.6% |
| Trade receivables40 | - | - | - | €62,739 | €24,863 | €24,600 | €30,066 | €23,297 | ▼ 22.5% |
| Other amounts receivable41 | - | - | - | €33,192 | €39,908 | €41,086 | €10,659 | €11,892 | ▲ 11.6% |
| Cash at bank and in hand54/58 | €40,098 | €46,863 | €75,722 | €53,737 | €45,286 | €100,401 | €52,466 | €61,897 | ▲ 18.0% |
| Deferred charges and accrued income490/1 | - | - | - | €2,249 | €1,505 | €1,989 | €1,447 | €2,482 | ▲ 71.5% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €272,543 | €286,873 | €310,735 | €306,319 | €418,431 | €337,694 | €240,451 | €223,410 | ▼ 7.1% |
| Equity10/15 | €78,405 | €80,989 | €98,435 | €104,913 | €80,146 | €99,048 | €78,078 | €31,115 | ▼ 60.1% |
| Contributions10/11 | €18,600 | €18,600 | €0 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €43,878 | €46,462 | €79,835 | €86,313 | €81,531 | €80,448 | €77,864 | €31,019 | ▼ 60.2% |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | €0 | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | - | - | - | €84,453 | €79,671 | €80,448 | €77,864 | €31,019 | ▼ 60.2% |
| Profit (loss) carried forward14 | €15,927 | €15,927 | €0 | - | -€19,985 | - | -€18,386 | -€18,504 | ▼ 0.6% |
| Amounts payable17/49 | €194,139 | €205,884 | €212,300 | €201,406 | €338,285 | €238,646 | €162,373 | €192,295 | ▲ 18.4% |
| Amounts payable after more than one year17 | €156,850 | €151,862 | €143,280 | €132,418 | €245,970 | €140,378 | €120,703 | €103,640 | ▼ 14.1% |
| Financial debts170/4 | - | - | - | €132,418 | €245,970 | €140,378 | €120,703 | €103,640 | ▼ 14.1% |
| Other amounts payable178/9 | - | - | - | €0 | - | - | - | - | - |
| Amounts payable within one year42/48 | €37,288 | €53,450 | €68,715 | €68,779 | €92,266 | €98,231 | €41,582 | €88,611 | ▲ 113% |
| Current portion of amounts payable after more than one year42 | - | - | - | €10,863 | €16,807 | €19,133 | €19,676 | €17,062 | ▼ 13.3% |
| Financial debts43 | - | - | - | €545 | €432 | €254 | €81 | €439 | ▲ 444% |
| Credit institutions430/8 | - | - | - | €545 | €432 | €254 | €81 | €439 | ▲ 444% |
| Trade debts44 | €12,061 | €37,817 | €19,665 | €31,049 | €6,152 | €21,831 | €9,770 | €12,062 | ▲ 23.5% |
| Suppliers440/4 | - | - | - | €31,049 | €6,152 | €21,831 | €9,770 | €12,062 | ▲ 23.5% |
| Taxes, remuneration and social security45 | - | - | - | €18,695 | €12,572 | €20,248 | €9,472 | €12,204 | ▲ 28.8% |
| Taxes450/3 | - | - | - | €18,695 | €12,572 | €20,248 | €9,472 | €12,204 | ▲ 28.8% |
| Remuneration and social security454/9 | - | - | - | €0 | €0 | €0 | - | - | - |
| Other amounts payable47/48 | - | - | - | €7,628 | €56,303 | €36,764 | €2,584 | €46,845 | ▲ 18× |
| Accrued charges and deferred income492/3 | - | - | - | €210 | €49 | €37 | €89 | €43 | ▼ 51.3% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €30,243 | €2,584 | €39,261 | €7,584 | -€19,985 | €49,145 | -€18,386 | -€118 | ▲ 99.4% |
| + Depreciation and write-downs630 | €10,172 | €13,730 | €18,162 | €22,003 | €29,058 | €29,529 | €27,937 | €24,806 | ▼ 11.2% |
| Operating cash flow (approximation) | €40,415 | €16,314 | €57,423 | €29,587 | €9,072 | €78,674 | €9,552 | €24,688 | ▲ 158% |
| Investment in fixed assets (approximation) | - | €21,575 | -€38,458 | -€16,786 | -€48,526 | -€25,277 | -€4,133 | -€2,835 | ▲ 31.4% |
| Change in cash | - | €6,764 | €28,860 | -€21,985 | -€8,451 | €55,115 | -€47,935 | €9,431 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 14 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 12-05-2026 | 2026-00110089 |
| 31-12-2024 | micro format | 09-09-2025 | 2025-00486914 |
| 31-12-2023 | micro format | 26-06-2024 | 2024-00169937 |
| 31-12-2022 | micro format | 24-07-2023 | 2023-00261403 |
| 31-12-2021 | micro format | 22-06-2022 | 2022-20080990 |
| 31-12-2020 | micro format | 09-11-2021 | 2021-77000138 |
| 31-12-2019 | micro format | 13-11-2020 | 2020-70500340 |
| 31-12-2018 | micro format | 30-07-2019 | 2019-41200336 |
| 31-12-2017 | micro format | 16-08-2018 | 2018-47000513 |
| 31-12-2016 | full format | 30-08-2017 | 2017-57600140 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Sébastien DELCHAMBRE |
|
Owners and capital
Capital and shareholders
- 07-09-2023 Converted to unavailable equity
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
23-09
Gazette deed
PurposeDirector discharge · Purpose change · Amendment of the articles5 facts ▸
- General meeting, 10-09-2025
- Director discharge, Benoît GEUBELLE (instrumenterende notaris)
- Purpose change
- Amendment of the articles, 3
- Power of attorney, Benoît GEUBELLE
07-09
Gazette deed
Resignation: Sébastien DELCHAMBRE (manager)Appointment: Sébastien DELCHAMBRE (director) · Registered-office move · Capital conversion13 facts ▸
- General meeting, “buitengewone algemene vergadering der aandeelhouders” (deed in Dutch)
- Registered-office move, Marnixlaan 32,3090 Overijse
- Other provision, “besloten vennootschap” (deed in Dutch)
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Reserve release, “opheffing en beschikbaar maken voor uitkering, statutair onbeschikbare eigen vermogensrekening aangelegd bij toepassing van artikel 39,§2,tweede lid wet 2019-03…” (deed in Dutch)
- Amendment of the articles
- Capital
- Other provision, “TITEL III. EFFECTEN.” (deed in Dutch)
- Director resignation, Sébastien DELCHAMBRE (manager)
- Director appointment, Sébastien DELCHAMBRE (director (not named in the articles))
- Director discharge, Sébastien DELCHAMBRE
- Other provision, “info@certpeb.be, bevestiging contactgegevens” (deed in Dutch)
- +1 further fact in this act
Show earlier events
About the unread acts
Of the 6 Belgian Official Gazette deeds we know for this company, 2 have been read. The other 4 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
2 establishment units
2 parcels
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21011A0062/00Y000 | Brussels | 1,582 m² | 1 · 455 m² | 27.6 m · 9 |
| 23062B0386/00K003 | Flanders | 524 m² | 1 · 115 m² | 10.2 m · 3 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “De certificatie van de energieprestatie van gebouwen en de opleiding van de erkende certificateurs op dit gebied…” (deed in Dutch)
9 activities (deed in Dutch)
- De certificatie van de energieprestatie van gebouwen en de opleiding van de erkende certificateurs op dit gebied
- Advies,organisatie,coördinatie en interventie in alle zaken die het leven van bedrijven betreffen,inclusief in de breedste zin van het woord,met name met betrekking tot hun beheer,marketing en hun ontwikkeling alsmede de betrekkingen die deze bedrijven met alle nationale en supranationale autoriteiten hebben
- De uitbating van een organisatie-,advies- en uitvoeringsbureau op economisch,commercieel,financieel,vastgoed- of administratief gebied in algemene zin
- Diensten op het gebied van management,commerciële bemiddeling en beheer
- Het verwerven van deelnemingen,onder welke vorm ook,in Belgische of buitenlandse vennootschappen of ondernemingen evenals het beheer,de controle en de ontwikkeling van deze deelnemingen
- Ze beheert haar deelnemingen door ze te ontwikkelen,door onderzoekingen en door de controle over de vennootschappen waarin ze een belang heeft evenals volgens om het even welke wijze ook
- Ze macht haar fondsen namelijk en in het bijzonder gebruiken voor het creëren,beheren,ontwikkelen en vereffenen van een portefeuille bestaande uit alle effecten,octrooien,licenties,handelsmerken en productieprocessen van om het even welke afkomst,deelnemen aan de oprichting,ontwikkeling en controle van om het even welke onderneming,verwerven door middel van inbreng,inschrijving,onderschrijving van optie,aankoop of op enige andere wijze,van alle effecten,octrooien,handelsmerken en productieprocessen van welke oorsprong dan ook,handelsmerken en fabricageprocessen,en deze te gelde te maken door verkoop,overdracht,ruil of anderszins dergelijke zaken,octrooien,handelsmerken en fabricageprocédés te laten ontwikkelen door wie en op enigerlei wijze bijstand,leningen,voorschotten of garanties te verlenen aan de ondernemingen waarin zij belanghebbende is
- De vennootschap mag alle leningen in contanten of in natura verstrekken of doen verstrekken hetzelfde voor hypotheken,pandrechten of andere hypotheek,alle roerende of onroerende goederen kopen,verkopen,ruilen,in huur nemen of geven,en in het algemeen,alleen of in vereniging met andere vennootschappen of met particulieren,alle commerciële,industriële,roerende,onroerende of financiële verrichtingen uitvoeren die rechtstreeks of onrechtstreeks verband houden met het maatschappelijk doel
- De Vennootschap kan betrokken worden door middel van vereniging,inbreng,fusie,inschrijving,participatie,financiële deelneming of op enige andere wijze,in elke vennootschap,verrichting of onderneming,ongeacht haar vorm bestaande of op te richten,zowel in België als in het buitenland,waarvan het maatschappelijk doel gelijkaardig of verwant is aan het hare of dat haar ontwikkeling zou kunnen bevorderen
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- CERTPEB
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest, administratieve zetels,agentschappen,werkhuizen,stapelplaatsen en bijkantoren in België of buitenland” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “Artikel 11. Bevoegdheden van het bestuursorgaan. Als er slechts één bestuurder is, is het geheel van de bevoegdheden van de bestuurders aan…”
- Board ruleHow the board is made up, meets and takes decisions.
- “Bestuursorgaan, een of meer bestuurders” (deed in Dutch)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Op naam, register van aandelen op naam met vermeldingen voorgeschreven door Wetboek van vennootschappen en verenigingen” (deed in Dutch)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- One provision in the deed
- Share issue ruleHow and by whom new shares can be issued.
- “Ten minste vijftien dagen te rekenen van dag openstelling intekening, nieuwe aandelen waarop in geld wordt ingeschreven” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- “TITRE V. ALGEMENE VERGADERING Artikel 15. Organisatie en bijeenroeping Ieder jaar wordt een gewone algemene vergadering van aandeelhouders…” (deed in Dutch)
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Algemene vergadering beslissende in vormen vereist voor statutenwijziging” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Bij ontbinding om welke reden en op welk ogenblik ook, bestuurder(s) in functie als vereffenaar(s) krachtens statuten indien geen andere…” (deed in Dutch)