Financials
- Fiscal year
- 2023
- Total assets
- €192,355
- Profit
- €28,228
- Solvency
- 80.1%
Total assets▲ 34.0%
Net result
20192023
CERTITECH
ActiveSummary
CERTITECH is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. For CERTITECH, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €154,096 and a net result of €28,228. Equity is growing by about 8.7% per year across the filed fiscal years. Its solvency ranks better than 84% of 1,372 sector peers (NACE 66, fiscal year 2023). The company has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Insurance agents and brokers
NACE 66220
1 site
Size
€192,355total assets 2023
- Equity
- €154,096
- Profit
- €28,228
Turnover not published (abridged or micro schema)
Financial health
Financial institution: outside the modelProbability: sector outside the model
Structure
Accounts 616 days overdue0 of 6 deeds read
Signalsraises riskTwo or more financial years not filedneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Filing: At least two filing cycles are missing
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
Credit check for your own amount and term
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Signals
Two signals.
+raises risk○neutral
raises risk · Two or more financial years not filed
Since the financial year that closed on 30-06-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
30-06-2024 year end31-01-2025 deadline09-10-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2023 was due by 31-01-2024 and was filed on 28-12-2023, 34 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
not filed
2023
34 days early
2022
35 days early
2021
3 days early
2020
26 days late
2019
27 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 4 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2023 · abbreviated…
- Highest result from 2019 to 2023net €28,228 ▲58.8%
- Equity above €150,000equity €154,096 ▲22.4%
Key points
By topic
Timeline
- Events
- 14
- Since
- 2015
- 27-12-2022Annual accounts filed
- 30-06-2022Back to profit
- 28-01-2022Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Insurance agents and brokersNACE 66220
- Founded
- 26-09-1989
- Year ends
- 30-06
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies What changed in the latest annual accounts?What changed
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