Result
-€8,778 -€8,778
From profit to loss in 2025, after a profit of €45,326 in 2024.
Certim Projects
Overview
Lifetime
2 annual accounts with figures on one time axispeak €57,566 (2024)
-€8,440▼ €66,007
lowest -€8,778 (2025)
-€8,778▼ €54,103
peak €47,326 (2024)
€38,548▼ 18.5%
€1,311▼ 99.5%
Board1 name since 2024
1 directorSCHOTS Jeroen
Documentsfilings and deeds
26-06-202635 days before the deadline
2025abbreviated format
Gross margin from €57,566 to -€8,440Loss of €8,778Equity from €47,326 to €38,548Debts from €277,232 to €1,311Cash from €1,393 to €39,859
Key points
from the 2025 annual accountsLiquidity
30.41 was 16.04 in 2024
Short-term debts fell from €20,232 to €1,311.
Position in the sector
96.7%
Higher solvency than 94% of companies in head offices and management consultancy. Sector median 52.4% · 10,858 companies.
Turnover not published (abbreviated or micro format)
Checked score
94
Excellent
Financially stronger than 53% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
04-2025: 0.4%
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.2%▼ -0.2 percentage points vs 06-2025
08-2025: 0.3%▲ +0.1 percentage points vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.4%▲ +0.1 percentage points vs 07-2026
09-2026: 0.5%▲ +0.1 percentage points vs 08-2026highest value
10-2026: < 0.1%▼ -0.5 percentage points vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Loss of €8,778 (financial year 2025)
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 30.41, cash €39,859
Size: total assets €39,859
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 97% on liquidity, 4% on profitability and 23% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,223 companies had the same profile as Certim Projects has now. Each dot stands for 9 companies, two years later.
87.8%
were still trading
8.7%
stopped another way
3.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Certim Projects itself is lower: < 0.1% within 12 months. It rests on far more data about Certim Projects than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,223 companies, not a prediction for Certim Projects. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 30.41 (16.04 in 2024), above the usual 1.5. Short-term debt is 3.3% and cash 100% of total assets. 3.3% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
35 days early
2024
34 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 35 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1007252453
Incorporation
Founder: SCHOTS Jeroen (comparant) · 100 shares · Appointment: SCHOTS Jeroen (director) · published on 20-03-2024 · Gazette deed
First establishment
Hof van Delftlaan 23, Antwerp
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Certim Projects Antwerp | €39,859 | -€8,440 | 96.7% | - |
| DD-Tovenaar Schilde | €38,343 | €469 | -8.6% | - |
| BORCO Antwerp | €41,272 | -€4,427 | 71.5% | - |
| STIJG Antwerp | €44,983 | -€32,371 | -72.0% | - |
| Omvorm Antwerp | €43,186 | -€13,079 | -80.8% | - |
| NC Art & Design Wijnegem | €34,689 | -€1,243 | 9.3% | - |
| HR Leaders Mechelen | €38,758 | €1,132 | 44.2% | - |
These companies have the same main activity as Certim Projects: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €34,700 and €45,000, founded in 2024.
Official details
Source: KBO- Status
- Active since 18-03-2024Normal situation
- Activity
- Business and other management consultancyNACE 70200and 3 others
- Establishment unit
- 2.357.682.8892180 Antwerp, since 18-03-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 24-12-2025
Annual accounts 2025
- -€8,440
- €8,778
- €38,548▼ 18.5%
- €39,859▼ 87.7%
- Filing
- Filed on 26-06-2026, 35 days before the end of the filing period
Insights on Certim Projects
Certim Projects has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38,548 and a net result of -€8,778.
Its solvency ranks better than 94% of 10,858 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
abbreviated format, filed on 26-06-2026, 35 days before the deadline-€8,440
▼ €66,007
-€8,736
▼ €66,081
-€8,778
▼ €54,103
€38,548
▼ 87.3%
96.7%
▲ 82.1 percentage points
30.41
▲ 14.37
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them.
Balance sheet
balance sheet total €39,859 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
96.7%
Higher than 94% of 10,858 companies in 2025.
30.41
Higher than 95% of 10,480 companies in 2025.
-22.0%
Lower than 95% of 10,727 companies in 2025.
Certim Projects
Middle half of the sector
80% of the sector
Abbreviated accounts in head offices and management consultancy (NACE 70)
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
39,859 | 324,558 | |
29/58 |
39,859 | 324,558 | |
40/41 |
- | 323,165 | |
40 |
- | 323,165 | |
54/58 |
39,859 | 1,393 | |
| Balance sheet: equity and liabilities | |||
10/49 |
39,859 | 324,558 | |
10/15 |
38,548 | 47,326 | |
10/11 |
2,000 | 2,000 | |
11 |
2,000 | 2,000 | |
1109/19 |
2,000 | 2,000 | |
14 |
36,548 | 45,326 | |
17/49 |
1,311 | 277,232 | |
17 |
- | 257,000 | |
170/4 |
- | 257,000 | |
42/48 |
1,311 | 20,232 | |
44 |
- | 6,443 | |
440/4 |
- | 6,443 | |
45 |
- | 12,478 | |
450/3 |
- | 12,478 | |
47/48 |
1,311 | 1,311 | |
| Income statement | |||
9900 |
-8,440 | 57,566 | |
640/8 |
296 | 222 | |
9901 |
-8,736 | 57,345 | |
65/66B |
42 | 34 | |
65 |
42 | 34 | |
9903 |
-8,778 | 57,311 | |
67/77 |
- | 11,985 | |
9904 |
-8,778 | 45,326 | |
9905 |
-8,778 | 45,326 | |
| Appropriation of the result | |||
9906 |
36,548 | 45,326 | |
14P |
45,326 | - | |
| Document | |||
Source: Annual accounts 2025 at the NBB, filed on 26-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 38,466 | - | ||
| 38,548 | 304,326 | ||
| 96.7% | 14.6% | ||
| 30.41 | 16.04 | ||
| 0.03 | 5.86 | ||
| -22.8% | 95.8% | ||
| -22.0% | 14.0% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Insights on Certim Projects
The operating result for 2025 is a loss of €8,736, after a profit of €57,345 in 2024.
Debt's share of the balance-sheet total falls from 85.4% to 3.3%. Equity and debt are lower.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 20-03-2024
term without a fixed end
also on the board of 1 other company
listed in the 2025 annual accounts, filed on 26-06-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “8- Bevoegdheden van het bestuursorgaan Als er slechts één bestuurder is, is het geheel van de bevoegdheden van de bestuurders aan hem…”deed of 20-03-2024
Mandates through the years
1 name, the dashed line is todaySCHOTS Jeroen
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- SCHOTS Jeroen
- Director (not named in the articles), appointed by deed of 20-03-2024, still in office
Control
Capital
- Contribution
- €2,000
- Shares
- 100
- Contribution per share
- €20
- Equity per share
- €385 in 2025
- Source
- 2025 annual accounts
Articles of association
deed of 20-03-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of June at 18:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Founder
At incorporation
deed of 20-03-2024 ↗
- SCHOTS Jeroen sole founder · 100% at incorporation
Network & group
No group
Certim Projects has no parent and no holdings in its annual accounts. SCHOTS Jeroen is the only director.
At the same address
Hof van Delftlaan 23, 2180 Antwerp · 2 other companies| JAZZ
registered office since 19-06-2018 · founded in 2018 |
total assets €559,756 (2025) 0698.612.905 |
| Schots Consult
registered office since 18-12-2024 · founded in 2024 |
total assets €17,953 (2025) 1017.572.263 |
Connections & network
1 connected companyThe connected companies are in the list below.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
Schots Consult
via SCHOTS Jeroen · Director (not named in the articles) · deed of 20-12-2024
Founded in 2024 · total assets €17,953 (2025)
→
Timeline
Timeline
5 events since 2024Filings
Establishments
202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBabbreviated format · 35 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1007252453
Annual accounts 2024 filed PDFmicro format · 34 days before the deadline
2024
IncorporationFounder: SCHOTS Jeroen (comparant) · 100 shares · Appointment: SCHOTS Jeroen (director) · published on 20-03-20245 points ▸
- Founder, SCHOTS Jeroen (comparant)
- 100 shares
- Registered office clause, Hof Van Delftlaan 23, 2180 Ekeren
- Board rule, 1
- Director appointment, SCHOTS Jeroen (director (not named in the articles))
- The deed holds 3 more points.
First establishment Hof van Delftlaan 23, Antwerp
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Certim Projects was incorporated on 18 March 2024 as a private limited company by one natural person.12 SCHOTS Jeroen is director of the company, appointed by deed of 20-03-2024.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Company details
Identity
- Enterprise number
- 1007.252.453
- VAT number
- BE 1007.252.453
- Peppol ID
- 0208:1007252453
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 18-03-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of June at 18:00deed of 20-03-2024 (in Dutch)
- Peppol
- Reachable since 24-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Certim Projects in Dutch
- Abbreviation
- Certim in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 20-03-2024 (in Dutch)
- Name clauseThe company operates under this name according to its articles.
- Certim Projectsdeed of 20-03-2024 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 20-03-2024 (in Dutch)
Activities
NACEBEL 202570200
Business and other management consultancy main activity
Codes under NACEBEL 2008
70220
Business consulting main activity
41201
General construction of buildings
41202
Construction of residential and non-residential buildings
41203
Construction of residential and non-residential buildings
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het verkopen,kopen en verhuren van onroerende goederen,het bouwrijp maken van terreinen,het bebouwen ervan met woningen en appartementen met…”deed of 20-03-2024 (in Dutch)
3 activities
- Het verkopen,kopen en verhuren van onroerende goederen,het bouwrijp maken van terreinen,het bebouwen ervan met woningen en appartementen met het oog op de tekoopstelling,het verwerven,verbeteren,inrichten,bezitten en beheren van onroerende goederen van alle aard;het verkavelen,het verhuren en ter beschikking stellen onder alle vormen van alle onroerende goederen van alle bestemmingen
- Beheer van mede-eigendommen,het optreden als syndicus,het verlenen in opdracht van de eigenaar of mede-eigenaars,van alle diensten die noodzakelijk zijn voor het behoorlijk functioneren van de gebouwen(residentiële en niet-residentiele gebouwen),innen van de huur,beheer van onroerend goed voor een vast bedrag of op contractbasis
- Het huren en verhuren van vakantiewoningen,en alle daarmee verbonden activiteiten
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Hof van Delftlaan 23 registered office 2180 Antwerp | 18-03-2024 | 2.357.682.889 |
Buildings and parcels at the address
- Ground area
- 928 m²
- Buildings
- 202 m²
- Volume, LiDAR
- 1,342 m³
- Tallest building
- 10.5 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 11363E0140/00F004 | 928 m² | 1 · 202 m² | 10.5 m · 2 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1007.252.453