Result
-€8,778 -€8,778
From profit to loss in 2025, after a profit of €45,326 in 2024.
Certim Projects
Lifetime
2 annual accounts with figures on one time axispeak €57,566 (2024)
-€8,440▼ €66,007
lowest -€8,778 (2025)
-€8,778▼ €54,103
peak €47,326 (2024)
€38,548▼ 18.5%
€1,311▼ 99.5%
Board1 name since 2024
1 directorSCHOTS Jeroen
Documentsfilings and deeds
26-06-202635 days before the deadline
2025abbreviated format
Gross margin from €57,566 to -€8,440Loss of €8,778Equity from €47,326 to €38,548Debts from €277,232 to €1,311Cash from €1,393 to €39,859
Key points
from the 2025 annual accountsLiquidity
30.41 was 16.04 in 2024
Short-term debts fell from €20,232 to €1,311.
Position in the sector
96.7%
Higher solvency than 94% of companies in head offices and management consultancy. Sector median 52.4% · 10,858 companies.
Turnover not published (abbreviated or micro format)
Checked score
94
Excellent
Financially stronger than 53% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
04-2025: 0.4%
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.2%▼ -0.2 percentage points vs 06-2025
08-2025: 0.3%▲ +0.1 percentage points vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.4%▲ +0.1 percentage points vs 07-2026
09-2026: 0.5%▲ +0.1 percentage points vs 08-2026highest value
10-2026: < 0.1%▼ -0.5 percentage points vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Loss of €8,778 (financial year 2025)
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 30.41, cash €39,859
Size: total assets €39,859
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 97% on liquidity, 4% on profitability and 23% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,223 companies had the same profile as Certim Projects has now. Each dot stands for 9 companies, two years later.
87.8%
were still trading
8.7%
stopped another way
3.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Certim Projects itself is lower: < 0.1% within 12 months. It rests on far more data about Certim Projects than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,223 companies, not a prediction for Certim Projects. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 30.41 (16.04 in 2024), above the usual 1.5. Short-term debt is 3.3% and cash 100% of total assets. 3.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
35 days early
2024
34 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 35 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1007252453
Incorporation
Founder: SCHOTS Jeroen (comparant) · 100 shares · Appointment: SCHOTS Jeroen (director) · published on 20-03-2024 · Gazette deed
First establishment
Hof van Delftlaan 23, Antwerp
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Certim Projects Antwerp | €39,859 | -€8,440 | 96.7% | - |
| DD-Tovenaar Schilde | €38,343 | €469 | -8.6% | - |
| BORCO Antwerp | €41,272 | -€4,427 | 71.5% | - |
| STIJG Antwerp | €44,983 | -€32,371 | -72.0% | - |
| Omvorm Antwerp | €43,186 | -€13,079 | -80.8% | - |
| NC Art & Design Wijnegem | €34,689 | -€1,243 | 9.3% | - |
| HR Leaders Mechelen | €38,758 | €1,132 | 44.2% | - |
These companies have the same main activity as Certim Projects: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €34,700 and €45,000, founded in 2024.
Official details
Source: KBO- Status
- Active since 18-03-2024Normal situation
- Activity
- Business and other management consultancyNACE 70200and 3 others
- Establishment unit
- 2.357.682.8892180 Antwerp, since 18-03-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 24-12-2025
Annual accounts 2025
- €39,859▼ 87.7%
- Filing
- Filed on 26-06-2026, 35 days before the end of the filing period
Insights on Certim Projects
Certim Projects has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38,548 and a net result of -€8,778.
Its solvency ranks better than 94% of 10,858 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Certim Projects
- What is the company number of Certim Projects?
- The company number of Certim Projects is 1007.252.453. The VAT number is the same number with BE in front: BE 1007.252.453.
- Where is Certim Projects based?
- The registered office is at Hof van Delftlaan 23, 2180 Antwerp.Company details
- What does Certim Projects do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of Certim Projects?
- Certim Projects is a private limited company (BV).
- When was Certim Projects founded?
- Certim Projects was founded on 18-03-2024.
- Is Certim Projects still active?
- Yes, Certim Projects is an active enterprise in the KBO register.
- What is the turnover of Certim Projects?
- The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it.Financials
- Is Certim Projects profitable?
- In financial year 2025, Certim Projects made a loss of €8,778.
- Where can I find the annual accounts of Certim Projects?
- Certim Projects filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Certim Projects due?
- Certim Projects must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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