CERROM
ActiveFrom the official registers: KBO 3 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
CERROM has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €111,551 and a net result of €42,698. Equity is growing by about 79% per year across the filed financial years. Its solvency ranks better than 37% of 9,643 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Official details
KBO- Status
- Active since 27-06-2023 Normal situation
- Legal form
- Private limited company
- Registered office
- Bellestraat 255, 1790 Affligem
- Activity
- Other business support services NACE 82990and 3 others
- Establishment unit
- 2.347.276.076 1790 Affligem, since 27-06-2023
- Financial year end
- 30 September
- Peppol
- Reachable since 13-01-2026
Who decides
Board
- POLFLIET Arno Jozef AndréDirector · since 27-06-2023
- Jentel Van De GuchtDirector · since 01-08-2024
- Holdings
- Shares in 1 company Belicraft
How it is doing
- Bankruptcy probabilitywithin 12 months
- 0.3%
Annual accounts to 30-09-2025
- Gross margin
- €72,412
- ▼ 18.8%
- Turnover
- ≈ €150,000
- estimated
- Profit
- €42,698
- ▼ 35.3%
- Equity
- €111,551
- ▲ 62.0%
- Total assets
- €330,977
- ▲ 111%
2025 accounts filed 22 days late
Filed on 22-05-2026PDF
Why 86raises riskFounded in 2023Profit of €42,698 (financial year 2025)lowers riskSector: Office administrative, office support and other business support activities (NACE 82)Size: total assets €330,977Show the evidence
Checked score
Score 2025
86
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 57% of its sector peers (NACE 82, micro)
Financial strength · tick = 2024
Strong
Solvency
59-10
equity 33.7% of total assets
Liquidity
54-38
short-term debt 23.2% · cash 9.8%
Profitability
85-15
return on assets 12.9%
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.2%
12-2024: 0.2%● unchanged vs 11-2024
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.1%▼ -0.1 percentage points vs 04-2025lowest value
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.2%▲ +0.1 percentage points vs 04-2026
06-2026: 0.3%▲ +0.1 percentage points vs 05-2026highest value
07-2026: 0.3%● unchanged vs 06-2026highest value
08-2026: 0.3%● unchanged vs 07-2026highest value
09-2026: 0.3%● unchanged vs 08-2026highest value
10-2026: 0.3%● unchanged vs 09-2026
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.86, compared with 2.47 in 2024, below 1; short-term debt: 23.2% and cash: 9.8% of total assets), and 66.3% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro): better than 39% on solvency, 47% on liquidity, 59% on profitability and 83% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 22 days late
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 22-05-2026, 22 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filingsDeviation from the deadline
2025
22 days late
2024
29 days early
2023
14 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 7 days before the deadline; the sector median (NACE 82) for financial year 2024 is 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 17 April (3 of the last 3 filed years within 35 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end01-11-2026 today30-04-2027 deadline
Financials · financial year 2025, micro format
2025 annual accounts filed late (22 days) Filed on 22 May 2026, deadline 30 April 2026 (7 months after the close on 30 September 2025, Companies Code art. 3:10). Source: NBB, 2026-00120735.
Latest annual accounts filed
Annual accounts 2025
- Financial year ended
- 30-09-2025
- Filed on
- 22-05-2026
- Format
- micro format
- Reference
- 2026-00120735
Turnover
≈ €150,000
Estimated: probably between €120,000 and €200,000
Total assets
€330,977▲ 111%
2024 · €156,549
Net result
€42,698▼ 35.3%
2024 · €65,999
Working capital
-€10,375
2024 · €52,540
Trend over the years
2023 to 2025, 3 financial years
The operating result falls in 2025; 2025 is 32% below 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
Operating result€57,781
2025
Net result€42,698
2025
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Total assets€330,977
2025
Equity€111,551
2025
Debt€219,425
2025
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Working capital-€10,375
2025
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
Return on assets (ROA)12.9%
2025
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Solvency33.7%
2025
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Current ratio0.86
2025
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 82, Office administrative, office support and other business support activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the financial year before
favourable
unfavourable
Line202320242025
Operating result€1,750-€84,939▲ 49×€57,781▼ 32.0%
Net result€855within the sector's middle half-€65,999within the sector's middle half▲ 77×€42,698within the sector's middle half▼ 35.3%
Equity€2,855below the sector's middle half-€68,854within the sector's middle half▲ 24×€111,551within the sector's middle half▲ 62.0%
Total assets€13,572below the sector's middle half-€156,549below the sector's middle half▲ 12×€330,977within the sector's middle half▲ 111%
Debt€10,717-€87,695▲ 718%€219,425▲ 150%
Working capital€157within the sector's middle half-€52,540within the sector's middle half▲ 335×-€10,375below the sector's middle half
Solvency21.0%within the sector's middle half-44.0%within the sector's middle half▲ 22.9pp33.7%within the sector's middle half▼ 10.3pp
Current ratio1.01within the sector's middle half-2.47within the sector's middle half▲ 1.460.86below the sector's middle half▼ 1.61
Return on assets (ROA)6.3%within the sector's middle half-42.2%above the sector's middle half▲ 35.9pp12.9%within the sector's middle half▼ 29.3pp
above
within
below
the middle half of NACE 82, Office administrative, office support and other business support activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €330,977
Fixed assets
€264,707 ▲ 288%
Current assets
€66,270 ▼ 24.9%
Equity and liabilities €330,977
Equity
€111,551 ▲ 62.0%
Debt
€219,425 ▲ 150%
Debt's share of the balance-sheet total rises from 56.0% to 66.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€71,828▼
2024 · €86,898
Cash flow
€56,744▼
2024 · €67,958
Debt to equity
1.97▲
2024 · 1.27
ROE
38.3%▼
2024 · 95.9%
Interest coverage
9.43▼
2024 · 45.95
Debt ≤ 1 year
€76,645▲
2024 · €35,725
Debt > 1 year
€141,680▲
2024 · €51,790
Income taxes
€12,821▼
2024 · €17,314
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €54 | €1,959 | €14,047 | ▲ 617% |
| Other operating charges640/8 | €50 | €2,314 | €584 | ▼ 74.7% |
| Gross operating margin9900 | €1,854 | €89,212 | €72,412 | ▼ 18.8% |
| Operating profit (loss)9901 | €1,750 | €84,939 | €57,781 | ▼ 32.0% |
| Financial income75/76B | - | €265 | €5,355 | ▲ 20× |
| Recurring financial income75 | - | €265 | €5,355 | ▲ 20× |
| Financial charges65/66B | €495 | €1,891 | €7,618 | ▲ 303% |
| Recurring financial charges65 | €495 | €1,891 | €7,618 | ▲ 303% |
| Profit (loss) for the period before taxes9903 | €1,255 | €83,313 | €55,518 | ▼ 33.4% |
| Income taxes67/77 | €400 | €17,314 | €12,821 | ▼ 26.0% |
| Profit (loss) for the period9904 | €855 | €65,999 | €42,698 | ▼ 35.3% |
| Profit (loss) for the period to be appropriated9905 | €855 | €65,999 | €42,698 | ▼ 35.3% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €13,572 | €156,549 | €330,977 | ▲ 111% |
| Fixed assets21/28 | €2,698 | €68,284 | €264,707 | ▲ 288% |
| Tangible fixed assets22/27 | €2,698 | €68,284 | €55,352 | ▼ 18.9% |
| Plant, machinery and equipment23 | €2,076 | €1,920 | €1,701 | ▼ 11.4% |
| Furniture and vehicles24 | €622 | €66,364 | €53,651 | ▼ 19.2% |
| Financial fixed assets28 | - | - | €209,355 | - |
| Current assets29/58 | €10,874 | €88,265 | €66,270 | ▼ 24.9% |
| Amounts receivable within one year40/41 | €4,887 | €22,373 | €33,771 | ▲ 50.9% |
| Trade receivables40 | €2,740 | €13,851 | €18,150 | ▲ 31.0% |
| Other amounts receivable41 | €2,147 | €8,522 | €15,621 | ▲ 83.3% |
| Cash at bank and in hand54/58 | €4,651 | €63,978 | €32,499 | ▼ 49.2% |
| Deferred charges and accrued income490/1 | €1,336 | €1,914 | €0 | ▼ 100% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €13,572 | €156,549 | €330,977 | ▲ 111% |
| Equity10/15 | €2,855 | €68,854 | €111,551 | ▲ 62.0% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | = |
| Reserves13 | €855 | €66,854 | €66,854 | = |
| Distributable reserves133 | €855 | €66,854 | €66,854 | = |
| Profit (loss) carried forward14 | - | - | €42,698 | - |
| Amounts payable17/49 | €10,717 | €87,695 | €219,425 | ▲ 150% |
| Amounts payable after more than one year17 | - | €51,790 | €141,680 | ▲ 174% |
| Financial debts170/4 | - | €51,790 | €141,680 | ▲ 174% |
| Amounts payable within one year42/48 | €10,717 | €35,725 | €76,645 | ▲ 115% |
| Current portion of amounts payable after more than one year42 | - | €12,210 | €48,972 | ▲ 301% |
| Trade debts44 | €9,221 | €5,115 | €3,842 | ▼ 24.9% |
| Suppliers440/4 | €9,221 | €5,115 | €3,842 | ▼ 24.9% |
| Taxes, remuneration and social security45 | €1,496 | €18,400 | €23,831 | ▲ 29.5% |
| Taxes450/3 | €1,496 | €18,400 | €23,831 | ▲ 29.5% |
| Accrued charges and deferred income492/3 | - | €180 | €1,100 | ▲ 511% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €855 | €65,999 | €42,698 | ▼ 35.3% |
| + Depreciation and write-downs630 | €54 | €1,959 | €14,047 | ▲ 617% |
| Operating cash flow (approximation) | €909 | €67,958 | €56,744 | ▼ 16.5% |
| Investment in fixed assets (approximation) | - | -€67,545 | -€210,470 | ▼ 212% |
| Change in cash | - | €59,327 | -€31,479 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
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Of the 24,204 active companies whose main activity is other business support services (NACE 82990), figures are known for 9,755. 7,428 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Directors
2 directors, no change since 2024
POLFLIET Arno Jozef André
Current
Director (not named in the articles) · since 27-06-2023 · in the 2025 annual accounts, filed on 22-05-2026
Jentel Van De Gucht
Current
Director (not named in the articles) · since 01-08-2024 · in the 2025 annual accounts, filed on 22-05-2026
Mandate history
2 people, 2 in office
- Board
| Name | Functions and periods |
|---|---|
| POLFLIET Arno Jozef André |
|
| Jentel Van De Gucht |
|
How the board is organised
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “Met of zonder beperking,zonder bepaling onbepaalde duur, natuurlijke personen of rechtspersonen,al dan niet aandeelhouder”
Articles of association, deed of 29-06-2023
Owners and capital
Capital and shareholders
Shareholders according to the deeds
At incorporation
act of 29-06-2023 ↗
- POLFLIET Arno Jozef André sole founder · 100% at incorporation
Capital over the years
- 29-06-2023 Incorporation · €2,000 · 100 shares
Other provisions of the articles of association
- Other provisionsRules from the articles on subjects other than the board, the shares, the purpose and the meetings.
- Other provision: “Aanwending jaarlijkse nettowinst, algemene vergadering”Other provision: “Één of meerdere, toezicht commissarissen”
Articles of association, deed of 29-06-2023 (in Dutch)
Group and network
Holdings and subsidiaries
1 holdingHoldings 1
-
51%
Connections & network
2 current directorsThe board mandates are listed below; here you explore them as a network.
This company
Company
Director
Shareholding
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Board mandates elsewhere
2 board mandatesHistory
Acts, filings and financial milestones
Next filing, financial year 2026, expected by
2026
22-05
financial year 2025 · micro format · 22 days late
2025
30-09
Financial
Equity above €100,000equity €111,551 ▲62%
A profit in every financial year since 2023 builds equity to €111,551.
01-04
financial year 2024 · abbreviated format
18-02
Gazette deed
Appointment: Jentel Van De Gucht (director)2 facts ▸
Gazette deed
Appointment: Jentel Van De Gucht (director)
2 facts ▸
- General meeting, 01-08-2024
- Director appointment, Jentel Van De Gucht (director (not named in the articles))
2024
30-09
Financial
Highest result from 2023 to 2025net €65,999 ▲7,619%
Operating result €84,939, net result €65,999, both a record.
30-09
Financial
Liquidity more than doubledcurrent ratio 2.47
Current ratio from 1.01 to 2.47.
16-04
financial year 2023 · abbreviated format
2023
29-06
Gazette deed
IncorporationAppointment: POLFLIET Arno Jozef André (director) · Founder · Founding capital7 facts ▸
Gazette deed
Incorporation
Appointment: POLFLIET Arno Jozef André (director) · Founder · Founding capital7 facts ▸
- Incorporation, 27-06-2023
- Founder, POLFLIET Arno Jozef André
- Founding capital, €2,000
- Bank account, “vennootschap in oprichting, deposito stortingen” (deed in Dutch)
- Registered office clause, “1790 Affligem,Bellestraat 255” (deed in Dutch)
- Board rule, 1
- Director appointment, POLFLIET Arno Jozef André (director (not named in the articles))
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Register details
Who it is
KBO recordName
CERROM in Dutch
Enterprise number
0803.246.409
Legal form
Private limited company
Status
Active, normale toestand
Founded
27-06-2023
Type
Legal entity
Where it is based
Registered office
Bellestraat 255, 1790 Affligem, Belgium
Establishments
1 establishment unit since 2023
What it does
NACEBEL 202582990
Other business support services main activity
63100
Computing infrastructure, data processing, hosting and related activities
66199
Other activities auxiliary to financial services, excluding insurance and pension funding
85592
Vocational training
Invoicing and payment
VAT number
BE 0803.246.409
Financial year and general meeting
Accounts at the NBBFinancial year end
30-09
Scores and ratios are computed by Checked and are not a credit decision.
Purpose, financial year and meetings according to the articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Alle activiteiten met betrekking tot financiën & controlling, inclusief het opzetten van allerhande rapporteringen, procedures en controles…”
12 activities
- Alle activiteiten met betrekking tot financiën & controlling, inclusief het opzetten van allerhande rapporteringen, procedures en controles
- Alle activiteiten met betrekking tot management, consulting en begeleiding
- Alle activiteiten met betrekking tot het geven van opleidingen en bijlessen in een financiële, commerciële, wetenschappelijk, sociale, economische context
- Alle activiteiten met betrekking tot informatica, inclusief opzet van websites, rapportering software, databases;
- Alle activiteiten met betrekking tot de ontwikkeling van programma’s, software, applicaties;
- Alle activiteiten met betrekking tot de branding van een merk, logo, bedrijf;
- Alle activiteiten met betrekking tot de commercialisering van een bedrijf;
- Alle activiteiten met betrekking tot de publiciteit en de reclame;
- Alle activiteiten van een patrimoniumvennootschap;
- De organisatie van feesten, meetings, conferenties, panelgesprekken, festiviteiten, manifestaties, zowel privatief of met commerciële doeleinden;
- Alle activiteiten met betrekking tot de aankoop en verkoop van wagens, mobilhomes;
- Alle activiteiten met betrekking tot de aankoop, verkoop en verhuur van immobiliën.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- CERROM
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest”“1790 Affligem,Bellestraat 255”
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Last Friday of March at 17:00
Articles of association, deed of 29-06-2023 (in Dutch)
Environmental permits: No permit applications found in Flanders.
Sites & property
Registered office and establishments
1 establishment unit
CERROM
since 2023unit no. 2.347.276.076
Buildings and parcels at the address
Ground area
569 m²
Building footprint
119 m²
Building volume
9 m³
Parcel 23021B0639/00C002, Flanders · tallest building 4.2 m.
1 parcel
Flanders
1
(100%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23021B0639/00C002 | Flanders | 569 m² | 1 · 119 m² | 4.2 m |