Equity
CERROM has made a profit in every financial year since 2023.
CERROM has made a profit in every financial year since 2023.
The accounts state no turnover.
Debts rose by €131,730 in 2025.
Short-term debts rose from €35,725 to €76,645.
The 2025 accounts came 22 days late. The other two were filed on time.
Subsidiary with negative equity. Belicraft · loss of €891,594 in 2025.
The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 39% of them on solvency, 47% on liquidity, 59% on profitability and 83% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Liquidity is insufficient, with a current ratio of 0.86 (2.47 in 2024), below 1. Short-term debt is 23.2% and cash 9.8% of total assets. 66.3% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 3 accounts on average 7 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Shares in 1 company, Belicraft
Board & ownership| Company | ||||
|---|---|---|---|---|
| CERROM Affligem | €330,977 | €72,412 | 33.7% | - |
| Perfect Mind Club Houthalen-Helchteren | €312,688 | €72,335 | 43.4% | - |
| Solyth Dendermonde | €319,140 | €78,850 | 46.3% | - |
| De Liagre Group Watermael-Boitsfort | €357,339 | €60,993 | 7.7% | - |
| DGC Management Middelkerke | €288,155 | €82,356 | 45.9% | - |
| GOUDJI CLINICAL BIOLOGY Saint-Ghislain | €358,754 | €76,566 | 57.6% | - |
| Vloeberghen & Partners Lubbeek | €321,267 | €51,800 | 26.4% | - |
These companies have the same main activity as CERROM: other business support services (NACE 82990). They are comparable in size and age: total assets between €288,000 and €359,000, founded between 2022 and 2023.
CERROM files the micro format. That format states no turnover. The gross margin rose from €1,854 in 2023 to €72,412 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
See how customers, suppliers and banks see your own company and what to improve first.
If something looks wrong or is missing, please tell us.