Equity
-€49,113
Debts exceed assets in financial year 2025.
CERISE
Lifetime
15 annual accounts with figures on one time axispeak €138,359 (2025)
€138,359▲ 3.0%
lowest -€36,460 (2011)
-€8,505▼ €11,084
peak €17,054 (2018)
-€49,113▼ €8,505
€97,216▲ 4.5%
peak 2 FTE (2020)
-not published
Board3 names since 2010
1 directorVANDENBROUCKE,Evelien Christian Julien
Owners
100%MANTIZ
Documentsfilings and deeds
30-09-202661 days late
2025micro format
Loss of €8,505Equity from -€40,608 to -€49,113
Key points
from the 2025 annual accountsTurnover
≈ €400,000 estimated
The micro format states no turnover.
Debts
€97,216 202% of the balance sheet
Financial debts 12%Suppliers 6%Taxes and wages 18%Other 64%
Of this, €92,573 falls due within a year.
Staff
2 employees on 31-12-2025
In 2025, 149 short contracts started and 149 ended, on average 37 hours worked per contract. Staff averaged 3.3 full-time equivalents.
Filings
15 annual accounts 61 days
Latest accounts filed late: after the legal deadline.
Position in the sector
-€49,113
Less equity than 90% of companies in food and beverage service. Sector median €28,663 · 17,189 companies.
Checked score
47
Fair
Financially stronger than 16% of micro companies in food and beverage service (NACE 56)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
3.7% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,788 companies (NACE 56, micro).
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.3%
01-2025: 1.3%● unchanged vs 12-2024
02-2025: 1.3%● unchanged vs 01-2025
03-2025: 1.3%● unchanged vs 02-2025
04-2025: 1.3%● unchanged vs 03-2025
05-2025: 1.3%● unchanged vs 04-2025
06-2025: 1.2%▼ -0.1 percentage points vs 05-2025
07-2025: 1.5%▲ +0.3 percentage points vs 06-2025
08-2025: 1.2%▼ -0.3 percentage points vs 07-2025
09-2025: 1.2%● unchanged vs 08-2025
10-2025: 1.2%● unchanged vs 09-2025
11-2025: 1.2%● unchanged vs 10-2025
12-2025: 1.2%● unchanged vs 11-2025
01-2026: 1.2%● unchanged vs 12-2025
02-2026: 1.2%● unchanged vs 01-2026
03-2026: 1.1%▼ -0.1 percentage points vs 02-2026
04-2026: 1.2%▲ +0.1 percentage points vs 03-2026
05-2026: 1.1%▼ -0.1 percentage points vs 04-2026
06-2026: 1.1%● unchanged vs 05-2026lowest value
07-2026: 1.2%▲ +0.1 percentage points vs 06-2026
08-2026: 1.8%▲ +0.6 percentage points vs 07-2026
09-2026: 2.1%▲ +0.3 percentage points vs 08-2026
10-2026: 3.7%▲ +1.6 percentage points vs 09-2026highest value
11-2026: 3.7%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Sector: Food and beverage service activities (NACE 56)
Negative equity -€49,113
Loss of €8,505 (financial year 2025)
lowers risk
Size: total assets €48,103
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 9% of them on solvency, 11% on liquidity, 18% on profitability and 25% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,907 companies had the same profile as CERISE has now. Each dot stands for 18 companies, two years later.
85.4%
were still trading
8.1%
stopped another way
5.8%
went bankrupt
Another 0.7% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of CERISE itself: 3.7% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,907 companies, not a prediction for CERISE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.3 (0.33 in 2024), below 1. Short-term debt is 192.4% and cash 10.1% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€49,113
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
61 days late
2024
21 days early
2023
30 days late
2022
11 days early
2021
25 days late
2020
54 days early
2019
32 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average on the deadline day. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 August (4 of the last 5 accounts filed within 36 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0829019804
Company renamed from Kaffée Préfére to CERISE
Registered office moved within Lochristi · New registered office: Dorp-West 12, 9080 Lochristi · Previous registered office: Langenakkerlaan 15, 9080 Lochristi · General meeting of 10-09-2021 · Gazette deed
First establishment
Dorp-West 12, Lochristi
Incorporation
published on 15-09-2010 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CERISE Lochristi | €48,103 | €138,359 | -102.1% | - |
| MIRI Soignies | €47,056 | €130,656 | -78.0% | 3.8 |
| PASTA & BASTA Schaerbeek | €47,734 | €128,054 | -59.4% | - |
| FEESTZAAL TER BIEST Roeselare | €51,909 | €130,662 | -277.1% | - |
| LA CONCA D' ORO Dilbeek | €46,538 | €152,215 | -53.2% | - |
| TESINO Charleroi | €51,248 | €126,681 | -35.5% | - |
| CHRINANC Ranst | €56,903 | €136,092 | -133.1% | - |
These companies have the same main activity as CERISE: full-service restaurants (NACE 56111). They are comparable in size and age: total assets between €46,500 and €56,900, founded between 2010 and 2012.
Official details
Source: KBO- Status
- Active since 31-08-2010Normal situation
- Activity
- Full-service restaurantsNACE 56111and 1 other
- Joint committee
- 302Hotels and catering · annual accounts 2025
- Establishment unit
- 2.191.419.8429080 Lochristi, since 06-09-2010
- Financial year end
- 31 December
- Peppol
- Reachable since 04-09-2025
Insights on CERISE
CERISE files the micro format. That format states no turnover. The gross margin rose from €53,243 in 2011 to €138,359 in 2025.
MANTIZ holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CERISE
- What is the company number of CERISE?
- The company number of CERISE is 0829.019.804. The VAT number is the same number with BE in front: BE 0829.019.804.
- Where is CERISE based?
- The registered office is at Dorp-West 12, 9080 Lochristi.Company details
- What does CERISE do?
- According to the KBO register, the main activity is full-service restaurants (NACE 56111).
- What is the legal form of CERISE?
- CERISE is a private limited company (BV).
- When was CERISE founded?
- CERISE was founded on 31-08-2010.
- Is CERISE still active?
- Yes, CERISE is an active enterprise in the KBO register.
- How many employees does CERISE have?
- CERISE had an average of 3.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does CERISE fall under?
- In its 2025 annual accounts, CERISE states joint committee 302 (Hotels and catering).
- What is the turnover of CERISE?
- The turnover in financial year 2025 is ≈ €400,000. This figure is estimated from the gross margin of €138,359 and 87 comparable companies (NACE 56111). It probably lies between €340,000 and €490,000.
- Is CERISE profitable?
- In financial year 2025, CERISE made a loss of €8,505.
- Where can I find the annual accounts of CERISE?
- CERISE filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CERISE due?
- CERISE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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