Equity
€38.9m ▲ 7.6%
Cerimo has made a profit without a break since 2012.
Cerimo
Overview
Lifetime
20 annual accounts with figures on one time axis, 33 filings since 1993peak €2.3m (2011)
€155,967▲ 74.0%
lowest -€1.6m (2008)
€2.8m▲ 147%
peak €38.9m (2025)
€38.9m▲ 7.6%
€6.3m▼ 47.1%
Board6 names since 2004
4 directorsde Montjoye Maurice and 3 others
Owners4 names in the annual accounts
25%Aurélie de Montjoye and 3 others
Documentsfilings and deeds
07-07-20267 days late
2025financial year
Gross margin from €89,623 to €155,967Result from €1.1m to €2.8mDebts from €11.9m to €6.3mCash from €352,344 to €584,835
Key points
from the 2025 annual accountsResult
€2.8m ▲ 147%
The result rose in 2025 from €1.1m to €2.8m.
Liquidity
5.06 was 2.91 in 2024
Short-term debts fell from €11.8m to €6.3m.
Filings
33 annual accounts since 1993
Six of the last ten came late. The 2016 accounts came latest: 31 days after the end of the period.
At the same address
17 companies
Board
1 joined · 2 left
Board changed. Latest change 02-01-2026 · 2 in office.
Checked score
93
Excellent
Financially stronger than 56% of large companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 317 companies (NACE 68, large).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%lowest value
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: 0.1%▲ +0.1 percentage points vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: 0.2%▲ +0.2 percentage points vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.3%▲ +0.1 percentage points vs 06-2026highest value
08-2026: 0.1%▼ -0.2 percentage points vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
1 change of registered office in 24 months
Liquidity: current ratio 5.06, cash €584,835
lowers risk
Size: total assets €45.3m
Figures for financial year 2025 (filed on 07-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, large). It does better than 92% of them on solvency, 40% on liquidity, 22% on profitability and 69% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-11-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 321 companies had the same profile as Cerimo has now. Each dot is one company, two years later.
97.5%
were still trading
2.5%
stopped another way
0.0%
went bankrupt
That fits the bankruptcy probability of Cerimo itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 321 companies, not a prediction for Cerimo. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,600,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.06 (2.91 in 2024), above the usual 1.5. Short-term debt is 13.9% and cash 1.3% of total assets. 14.1% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 7 days late
The financial year that closed on 30-11-2025 was due by 30-06-2026 and was filed on 07-07-2026, 7 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
7 days late
2024
1 day early
2023
30 days late
2022
27 days late
2021
30 days late
2020
on the day
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 13 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 30-11-2026 and is due by 30-06-2027. Nothing is late today. The company usually files around 27 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today30-11-2026 year end30-06-2027 deadline
Board and ownership
- Aurélie de Montjoye 25%annual accounts 30-11-2025
- Caroline de Montjoye 25%annual accounts 30-11-2025
- Mélanie de Montjoye 25%annual accounts 30-11-2025
Shares in 5 companies, including CAVIRAN and IMMO MAX
Board & ownershipRecent changes
Registered office moved from Brussels to Woluwe-Saint-Lambert
New registered office: 22d, rue de la Cambre (1er étage) à 1200 Woluwe-Saint-Lambert · Previous registered office: Chaussée de Boondael, 339 à 1050 Bruxelles · Board meeting of 05-02-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0447577893
1 director resigning
Changes of role: de MONTJOYE Maurice Robert Jean Marie Ghislain (sole statutory director) and de LANNOY Brigitte Françoise Monique Marie Ghislaine (successeur administrateur statutaire unique) · Resignation: de MONTJOYE Aurélie · Director discharge: de MONTJOYE Maurice Robert Jean Marie Ghislain · General meeting of 26-12-2025 · Gazette deed
3 directors reappointed
de MONTJOYE Maurice, de MONTJOYE Aurélie and de LANNOY Brigitte · General meeting of 21-12-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Cerimo Woluwe-Saint-Lambert | - | - | 85.9% | - |
| VEKO Wetteren | - | - | 89.9% | 0.6 |
| COMFIS CONSULTING Antwerp | - | - | 59.9% | 0.8 |
| SAGESSE Uccle | - | - | 95.7% | - |
| AFIM Charleroi | - | - | 33.1% | - |
| LANDI PROJECTONTWIKKELING Maasmechelen | €411,114 | -15.3% | 73.7% | - |
| HUDEMA Namur | €882,655 | 64.1% | 49.5% | 0.2 |
These companies have the same main activity as Cerimo: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €20m and €53m, founded between 1977 and 1999.
Official details
Source: KBO- Status
- Active since 04-06-1992Normal situation
- Registered office
- 18 active companies are registered at this address1 started in the 12 months before. Source: KBO register, as of 10 November 2026.
- Activity
- Development of residential building projectsNACE 68121
- Establishment units
- 2.058.074.2391050 Ixelles, since 10-07-1992
- 2.058.074.3386061 Charleroi, since 20-01-2000
- Financial year end
- 30 November
- Peppol
- Reachable since 05-01-2026
Annual accounts to 30-11-2025
- €155,967▲ 74.0%
- ≈ €330,000estimated
- €2.8m▲ 147%
- €38.9m▲ 7.6%
- €45.3m▼ 6.0%
- Filing
- Filed on 07-07-2026
Companies linked to Cerimo
Subsidiaries and holdings
Insights on Cerimo
Cerimo has existed since 1992. In 2022 the gross margin rose from €31,696 to €305,971.
Solvency rose in 2025 from 75.0% to 85.9% because of the retained profit and lower debts.
In January 2024, the Official Gazette published the appointment of Maurice de MONJOYE as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
full format, filed on 07-07-2026, 7 days late€155,967
▲ 74.0%
-€174,286
▲ €96,707
€122,672
▲ 146%
€3.0m
▲ 112%
85.9%
▲ 10.8 percentage points
5.06
▲ 2.16
In the rankings
#5 company by equity in Woluwe-Saint-Lambert, Real estate sector
Money flows
no detail for 2025Balance sheet
balance sheet total €45.3m on 30-11-2025What the company ownsHow it is paid for
in €m
in €m
Position in the sector
85.9%
Higher than 84% of 5,810 companies in 2025.
5.06
Higher than 80% of 5,561 companies in 2025.
6.1%
Higher than 80% of 5,784 companies in 2025.
Cerimo
Middle half of the sector
80% of the sector
Full accounts in real estate (NACE 68)
Net result: top quarter · Equity: top quarter · Balance sheet total: top quarter · Working capital: top quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | |||||||||||||||||||||
20/58 |
45.3m | 48.2m | 35.7m | 35.5m | 35.6m | 34.3m | 33.6m | 33.7m | 28.7m | 26.5m | 27.4m | 25.3m | 21.8m | 21.6m | 18.9m | 18.0m | 16.0m | 14.2m | 14.6m | 13.4m | |
21/28 |
13.5m | 13.7m | 13.1m | 12.9m | 13.7m | 14.6m | 18.5m | 17.8m | 19.6m | - | 14.3m | 14.0m | 11.6m | 10.7m | 8.3m | 7.0m | 7.1m | 6.6m | 3.9m | 3.9m | |
22/27 |
3.0m | 3.2m | 3.1m | 3.4m | 3.2m | 3.5m | 3.8m | 4.1m | 4.2m | 4.0m | 3.4m | 2.8m | 1.2m | 1.1m | 1.2m | 1.2m | 1.3m | 778,369 | 767,591 | 813,246 | |
22 |
2.9m | 3.1m | 3.1m | 3.4m | 3.2m | 3.4m | 3.7m | 4.0m | 4.2m | 4.0m | 3.4m | 2.8m | 1.2m | 1.1m | 1.2m | 1.2m | 1.2m | 717,975 | 762,270 | 806,566 | |
24 |
14,500 | 25,593 | 32,515 | 46,110 | 13,533 | 20,667 | 27,801 | 33,783 | 8,977 | 8,476 | 3,663 | 4,776 | 9,838 | 8,261 | 19,528 | 32,557 | 46,837 | 60,394 | 5,321 | 6,680 | |
26 |
8,495 | 8,623 | 3,750 | 3,878 | 2,700 | 2,700 | 2,700 | 2,700 | 2,700 | 2,700 | 2,700 | - | - | - | - | - | - | - | - | - | |
28 |
10.5m | 10.6m | 10.0m | 9.5m | 10.5m | 11.1m | 14.7m | 13.8m | 15.4m | 11.0m | 11.0m | 11.2m | 10.4m | 9.5m | 7.1m | 5.7m | 5.8m | 5.8m | 3.1m | 3.1m | |
280/1 |
- | - | - | - | - | 10.4m | 14.0m | 13.0m | 14.7m | - | - | - | - | - | - | - | - | - | - | - | |
280 |
- | - | - | - | - | 7.5m | 10.7m | 10.7m | 12.5m | - | - | - | - | - | - | - | - | - | - | - | |
281 |
- | - | - | - | - | 2.8m | 3.2m | 2.3m | 2.2m | - | - | - | - | - | - | - | - | - | - | - | |
282/3 |
- | - | - | - | - | 712,420 | 712,420 | 712,420 | 712,420 | - | - | - | - | - | - | - | - | - | - | - | |
282 |
- | - | - | - | - | 712,420 | 712,420 | 712,420 | 712,420 | - | - | - | - | - | - | - | - | - | - | - | |
284/8 |
- | - | - | - | - | 40,000 | 40,000 | 40,000 | 40,200 | - | - | - | - | - | - | - | - | - | - | - | |
284 |
- | - | - | - | - | 40,000 | 40,000 | 40,000 | 40,000 | - | - | - | - | - | - | - | - | - | - | - | |
285/8 |
- | - | - | - | - | - | - | - | 200 | - | - | - | - | - | - | - | - | - | - | - | |
29/58 |
31.8m | 34.4m | 22.6m | 22.6m | 22.0m | 19.7m | 15.1m | 15.8m | 9.0m | 11.6m | 13.1m | 11.2m | 10.2m | 11.0m | 10.7m | 11.0m | 8.9m | 7.6m | 10.7m | 9.5m | |
29 |
1.7m | 1.4m | 1.1m | 1.0m | 1.4m | 651,140 | 1.3m | 1.2m | 955,847 | 2.8m | 3.4m | 2.8m | 1.9m | 445,000 | - | - | - | - | - | - | |
291 |
1.7m | 1.4m | 1.1m | 1.0m | 1.4m | 651,140 | 1.3m | 1.2m | 955,847 | 2.8m | 3.4m | 2.8m | 1.9m | 445,000 | - | - | - | - | - | - | |
3 |
- | - | - | - | 38,980 | 38,980 | 38,980 | 38,980 | 18,317 | - | - | - | - | 305,154 | 1.4m | 378,942 | - | - | - | - | |
30/36 |
- | - | - | - | 38,980 | 38,980 | 38,980 | 38,980 | 18,317 | - | - | - | - | 98,365 | 596,732 | - | - | - | - | - | |
35 |
- | - | - | - | - | 38,980 | 38,980 | 38,980 | 18,317 | - | - | - | - | - | - | - | - | - | - | - | |
37 |
- | - | - | - | - | - | - | - | - | - | - | - | - | 206,789 | 838,810 | 378,942 | - | - | - | - | |
40/41 |
19.0m | 18.4m | 6.6m | 7.5m | 7.2m | 5.9m | 1.1m | 699,044 | 494,417 | 2.1m | 3.3m | 3.2m | 1.4m | 1.7m | 1.1m | 2.2m | 967,470 | 1.3m | 1.6m | 1.8m | |
40 |
1,692 | 1,179 | 39,939 | 201,054 | 8,796 | 993 | 30,493 | 46,488 | 37,350 | 63,382 | 63,499 | 39,437 | 26,192 | 503,993 | 855 | 1.2m | 464 | 37,094 | 617 | 4,016 | |
41 |
19.0m | 18.4m | 6.6m | 7.3m | 7.2m | 5.9m | 1.1m | 652,556 | 457,067 | 2.1m | 3.3m | 3.1m | 1.4m | 1.2m | 1.1m | 985,469 | 967,006 | 1.3m | 1.6m | 1.8m | |
50/53 |
9.8m | 13.6m | 13.0m | 12.5m | 11.8m | 10.5m | 9.6m | 5.7m | 7.2m | 4.7m | 4.5m | 4.8m | 5.9m | 8.2m | 7.3m | 8.1m | 7.8m | 6.0m | 8.5m | 7.0m | |
51/53 |
- | - | - | - | - | 10.5m | 9.6m | 5.7m | 7.2m | - | - | - | - | - | - | - | - | - | - | - | |
54/58 |
584,835 | 352,344 | 1.4m | 1.1m | 981,242 | 2.2m | 2.7m | 7.9m | 145,414 | 1.6m | 1.4m | 130,689 | 567,060 | 69,415 | 769,092 | 259,771 | 104,349 | 306,278 | 572,918 | 621,440 | |
490/1 |
679,121 | 729,695 | 515,341 | 478,771 | 564,557 | 415,949 | 326,398 | 232,647 | 228,026 | 336,835 | 424,578 | 293,322 | 374,749 | 231,678 | 65,841 | 18,694 | 18,537 | 9,275 | 72,299 | 47,419 | |
| Balance sheet: equity and liabilities | |||||||||||||||||||||
10/49 |
45.3m | 48.2m | 35.7m | 35.5m | 35.6m | 34.3m | 33.6m | 33.7m | 28.7m | 26.5m | 27.4m | 25.3m | 21.8m | 21.6m | 18.9m | 18.0m | 16.0m | 14.2m | 14.6m | 13.4m | |
10/15 |
38.9m | 36.1m | 35.0m | 34.7m | 33.7m | 33.2m | 32.4m | 29.0m | 26.2m | 20.2m | 19.6m | 18.9m | 17.4m | 17.2m | 16.2m | 16.4m | 14.7m | 12.8m | 14.4m | 11.9m | |
10/11 |
14.1m | 14.1m | 14.1m | 14.1m | 14.1m | 14.1m | 14.1m | 14.1m | 14.1m | - | 14.1m | 14.1m | 14.1m | 61,979 | 61,979 | 61,979 | 61,979 | 61,979 | 61,979 | 62,000 | |
10 |
14.1m | 14.1m | 14.1m | 14.1m | 14.1m | - | - | - | - | 14.1m | - | - | - | - | - | - | - | - | - | - | |
100 |
14.1m | 14.1m | 14.1m | 14.1m | 14.1m | 14.1m | 14.1m | 14.1m | 14.1m | 14.1m | 14.1m | 14.1m | 14.1m | 61,979 | 61,979 | 61,979 | 61,979 | 61,979 | 61,979 | 62,000 | |
13 |
8.5m | 5.7m | 4.5m | 4.2m | 3.1m | 2.6m | 2.6m | 2.5m | 2.3m | 2.0m | 1.5m | 1.3m | 626,831 | 529,601 | 532,125 | 84,650 | 87,175 | 100,582 | 100,582 | 100,582 | |
130/1 |
1.2m | 1.0m | 991,096 | 974,953 | 921,915 | 897,947 | 187 | 187 | 187 | - | 187 | 187 | 187 | 187 | 187 | 187 | 187 | 187 | 187 | 187 | |
130 |
1.2m | 1.0m | 990,910 | 974,767 | 921,728 | 897,760 | 851,505 | 684,021 | 542,974 | 240,358 | 212,116 | 166,205 | 105,955 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | |
1311 |
187 | 187 | 187 | 187 | - | - | - | - | - | 186 | - | - | - | - | - | - | - | - | - | - | |
1319 |
- | - | - | - | 187 | 187 | 187 | 187 | 187 | - | 187 | 187 | 187 | 187 | 187 | 187 | 187 | 187 | 187 | 187 | |
132 |
287,850 | 301,904 | 315,958 | 330,013 | 344,067 | 358,122 | 451,565 | 463,934 | 776,304 | 788,674 | 801,044 | 689,413 | 70,689 | 523,214 | 525,739 | 78,263 | 80,788 | 94,195 | 94,195 | 94,195 | |
133 |
7.1m | 4.3m | 3.2m | 2.9m | 1.8m | 1.3m | 1.3m | 1.3m | 1.0m | 1.0m | 450,000 | 450,000 | 450,000 | - | - | - | - | - | - | - | |
14 |
16.3m | 16.4m | 16.4m | 16.5m | 16.5m | 16.5m | 15.7m | 12.5m | 9.8m | 4.0m | 4.1m | 3.5m | 2.7m | 16.7m | 15.6m | 16.3m | 14.5m | 12.6m | 14.2m | 11.8m | |
16 |
95,950 | 100,635 | 105,319 | 110,004 | 114,689 | 119,374 | 168,670 | 175,040 | 181,409 | 187,778 | 386,648 | 200,518 | 36,400 | 185,559 | 196,950 | 40,299 | 41,599 | 32,017 | 32,017 | 32,017 | |
160/5 |
- | - | - | - | - | - | - | - | - | - | 192,500 | - | - | 147,859 | 157,950 | - | - | - | - | - | |
168 |
95,950 | 100,635 | 105,319 | 110,004 | 114,689 | 119,374 | 168,670 | 175,040 | 181,409 | 187,778 | 194,148 | 200,518 | 36,400 | 37,700 | 39,000 | 40,299 | 41,599 | 32,017 | 32,017 | 32,017 | |
17/49 |
6.3m | 11.9m | 612,401 | 683,282 | 1.9m | 994,111 | 1.1m | 4.5m | 2.3m | 6.1m | 7.4m | 6.2m | 4.4m | 4.2m | 2.5m | 1.5m | 1.3m | 1.4m | 157,844 | 1.5m | |
17 |
- | 14,915 | 58,323 | 99,800 | 139,430 | 701,556 | 737,736 | 2.5m | 281,076 | 312,637 | 342,791 | 381,264 | 424,768 | 466,333 | 506,047 | 443,120 | 82,504 | 94,845 | 107,041 | 1.2m | |
170/4 |
- | 14,915 | 58,323 | 99,800 | 139,430 | 177,296 | 213,476 | 248,046 | 281,076 | 312,637 | 342,791 | 381,264 | 424,768 | 466,333 | 506,047 | 443,120 | 82,504 | 94,845 | 107,041 | 1.2m | |
173 |
- | - | - | - | - | 177,296 | 213,476 | 248,046 | 281,076 | - | - | - | - | - | - | - | - | - | - | - | |
178/9 |
- | - | - | - | - | 524,260 | 524,260 | 2.3m | - | - | - | - | - | - | - | - | - | - | - | - | |
42/48 |
6.3m | 11.8m | 548,457 | 572,963 | 1.7m | 287,540 | 339,937 | 1.9m | 2.0m | 5.8m | 7.0m | 5.8m | 4.0m | 3.7m | 2.0m | 1.1m | 1.2m | 1.3m | 50,803 | 166,756 | |
42 |
14,915 | 43,409 | 41,476 | 39,630 | 37,866 | 36,180 | 34,570 | 33,031 | 31,560 | 30,155 | 38,473 | 43,504 | 41,565 | 39,714 | 37,944 | 28,434 | 12,341 | 12,207 | 21,827 | 134,754 | |
43 |
5.0m | 10.6m | - | - | - | - | - | 1.8m | 1.8m | 5.2m | 5.7m | 5.2m | 1.7m | 3.2m | 1.0m | - | - | - | - | - | |
430/8 |
5.0m | 10.6m | - | - | - | - | - | 1.8m | 1.8m | 5.2m | 5.7m | 5.2m | 1.7m | 3.2m | 1.0m | - | - | - | - | - | |
44 |
3,648 | 47,984 | 24,204 | 14,631 | 7,300 | 11,839 | 3,105 | 16,654 | 27,159 | 11,861 | 111,054 | 2,910 | 88,408 | 72,960 | 67,365 | 416,354 | 586,603 | 5,943 | 6,186 | 1,954 | |
440/4 |
3,648 | 47,984 | 24,204 | 14,631 | 7,300 | 11,839 | 3,105 | 16,654 | 27,159 | 11,861 | 111,054 | 2,910 | 88,408 | 72,960 | 67,365 | 416,354 | 586,603 | 5,943 | 6,186 | 1,954 | |
45 |
232,750 | 173,949 | 43,696 | 38,496 | 45,440 | 237,841 | 207,864 | 5 | 117,207 | 78,606 | 31,480 | 51,990 | 1.6m | 43,214 | 101,840 | 27,670 | 22,929 | 32,503 | 22,790 | 18,106 | |
450/3 |
232,750 | 173,949 | 43,696 | 38,496 | 45,440 | 237,841 | 207,864 | 5 | 117,207 | 77,570 | 31,480 | 49,778 | 1.6m | 26,104 | 101,840 | 13,969 | 13,728 | 20,028 | 13,440 | 9,053 | |
454/9 |
- | - | - | - | - | - | - | - | - | 1,036 | - | 2,211 | - | 17,110 | - | 13,701 | 9,201 | 12,474 | 9,350 | 9,053 | |
47/48 |
1.0m | 984,473 | 439,080 | 480,205 | 1.6m | 1,679 | 94,398 | 57,080 | 160 | 487,457 | 1.2m | 490,892 | 549,986 | 375,647 | 827,926 | 600,886 | 555,747 | 1.2m | - | 11,942 | |
492/3 |
26,148 | 71,806 | 5,621 | 10,519 | 4,985 | 5,015 | 13,595 | 7,609 | 7,273 | 11,545 | 7,429 | 3,537 | 1,337 | 5,514 | 3,215 | 2,396 | 1,060 | 12 | - | 74,934 | |
| Income statement | |||||||||||||||||||||
70/76A |
- | - | - | - | - | 241,790 | 1.0m | 144,823 | 139,134 | - | - | - | - | - | - | - | - | - | - | - | |
70 |
- | - | - | - | - | 230,430 | 167,808 | 136,006 | 127,048 | - | - | - | - | - | - | - | - | - | - | 1.1m | |
76A |
- | - | - | - | - | 360,781 | 846,666 | 2.8m | - | - | - | 554,683 | 10,000 | - | - | - | - | 7,438 | - | 147,117 | |
9900 |
155,967 | 89,623 | 114,056 | 305,971 | 31,696 | - | - | - | - | 61,689 | 178,462 | 42,930 | 89,896 | 391,302 | 2.3m | 1.9m | 495,527 | 1.1m | 726,511 | 731,174 | |
60/66A |
- | - | - | - | - | 386,482 | 406,102 | 406,753 | 364,731 | - | - | - | - | - | - | - | - | - | - | - | |
60/61 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 336,247 | |
600/8 |
- | - | - | - | - | - | - | 20,663 | 18,317 | - | - | - | - | - | - | - | - | - | - | - | |
609 |
- | - | - | - | - | - | - | -20,663 | -18,317 | - | - | - | - | - | - | - | - | - | - | - | |
61 |
- | - | - | - | - | 60,772 | 83,309 | 88,584 | 80,493 | - | - | - | - | - | - | - | - | - | - | - | |
630 |
296,958 | 320,793 | 320,366 | 390,370 | 313,153 | 312,942 | 311,559 | 305,545 | 273,054 | 200,029 | 122,589 | 79,113 | 61,735 | 64,130 | 62,765 | 73,722 | 95,408 | 60,708 | 47,148 | 45,477 | |
631/4 |
- | - | - | 4,980 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
635/8 |
- | - | - | - | - | - | - | - | - | - | - | - | -147,859 | -10,091 | 157,950 | - | - | - | - | - | |
640/8 |
33,295 | 39,823 | 36,906 | 41,044 | 14,670 | 12,768 | 11,234 | 12,623 | 11,183 | 11,221 | 9,686 | 13,143 | 23,779 | 180,930 | 1.4m | 962,103 | 15,003 | 9,073 | 5,788 | 8,782 | |
66A |
- | - | - | - | - | 691 | - | 45,748 | - | - | 192,500 | 165,094 | - | 159 | - | - | 300,000 | - | - | 39 | |
9901 |
-174,286 | -270,993 | -243,216 | -130,423 | -296,128 | -144,693 | 621,119 | -261,929 | -225,597 | -149,561 | 46,186 | -49,326 | 152,242 | 156,332 | 716,526 | 816,252 | 385,117 | 1.0m | 673,575 | 676,915 | |
75/76B |
3.7m | 2.3m | 829,159 | 1.5m | 978,125 | 1.3m | 2.6m | 3.7m | 6.8m | - | 1.4m | 1.6m | 1.9m | 1.3m | 555,333 | 1.2m | 943,968 | 1.8m | 2.5m | 1.1m | |
75 |
3.7m | 2.3m | 829,159 | 1.5m | 978,125 | 979,545 | 2.6m | 951,972 | 6.8m | 1.1m | 1.4m | 1.6m | 1.9m | 1.3m | 555,333 | 1.2m | 943,968 | 1.8m | 2.5m | 1.1m | |
750 |
- | - | - | - | - | 214,582 | 2.3m | 630,097 | 5.7m | - | - | - | - | - | - | - | - | - | - | - | |
751 |
- | - | - | - | - | 756,266 | 271,599 | 321,875 | 287,124 | - | - | - | - | - | - | - | - | - | - | - | |
752/9 |
- | - | - | - | - | 8,697 | 2,234 | 0 | 742,128 | - | - | - | - | - | - | - | - | - | - | - | |
76B |
- | - | - | - | - | 360,781 | - | 2.8m | - | - | - | - | - | - | - | - | - | - | - | - | |
65/66B |
285,896 | 512,776 | 147,900 | 152,083 | 88,950 | 330,553 | -353,964 | 648,364 | 223,276 | - | 381,728 | 234,890 | 314,456 | 311,688 | 1.2m | 56,267 | -967,856 | 4.1m | 436,091 | 139,192 | |
65 |
285,896 | 512,776 | 147,900 | 152,083 | 88,950 | 329,862 | -353,964 | 602,616 | 223,276 | 303,908 | 381,728 | 234,890 | 314,456 | 311,688 | 1.2m | 56,267 | -967,856 | 4.1m | 436,091 | 139,192 | |
650 |
- | - | - | - | - | 11,010 | 37,114 | 34,206 | 36,042 | - | - | - | - | - | - | - | - | - | - | - | |
651 |
- | - | - | - | - | 305,885 | -415,279 | 563,482 | -65,699 | - | - | - | - | - | - | - | - | - | - | - | |
652/9 |
- | - | - | - | - | 12,968 | 24,202 | 4,928 | 252,933 | - | - | - | - | - | - | - | - | - | - | - | |
66B |
- | - | - | - | - | 691 | - | 45,748 | - | - | - | - | - | - | - | - | - | - | - | - | |
9903 |
3.2m | 1.5m | 438,043 | 1.2m | 593,047 | 865,081 | 3.6m | 2.8m | 6.3m | 667,645 | 869,365 | 1.7m | 1.8m | 1.1m | 25,851 | 1.9m | 2.0m | -1.2m | 2.7m | 1.8m | |
780 |
4,685 | 4,685 | 4,685 | 4,685 | 4,685 | - | - | - | - | 6,369 | - | - | - | - | - | - | - | - | - | - | |
67/77 |
493,671 | 426,040 | 133,918 | 203,152 | 132,424 | 82,715 | 265,860 | 284 | 274,744 | 121,541 | 145,931 | 36,382 | 77,968 | 44,876 | 244,614 | 216,255 | 84,957 | 392,562 | 252,887 | 415,065 | |
670/3 |
- | - | - | - | - | 82,715 | 265,860 | 15,964 | 274,744 | - | - | - | - | - | - | - | - | - | - | - | |
77 |
- | - | - | - | - | - | - | 15,679 | - | - | - | - | - | - | - | - | - | - | - | - | |
9904 |
2.8m | 1.1m | 308,810 | 1.0m | 465,309 | 787,051 | 3.3m | 2.8m | 6.0m | 552,473 | 729,803 | 1.5m | 1.7m | 1.1m | -217,463 | 1.7m | 1.9m | -1.6m | 2.5m | 1.4m | |
789 |
14,054 | 14,054 | 14,054 | 14,054 | 14,054 | 138,054 | 12,370 | 312,370 | 12,370 | 12,370 | 12,370 | 6,166 | 302,563 | 2,525 | 2,525 | 2,525 | 2,525 | - | - | - | |
689 |
- | - | - | - | - | - | - | - | - | - | 124,000 | 624,890 | - | - | 450,000 | - | - | - | - | - | |
9905 |
2.8m | 1.1m | 322,864 | 1.1m | 479,363 | 925,105 | 3.3m | 3.1m | 6.1m | 564,843 | 618,173 | 904,957 | 2.0m | 1.1m | -664,938 | 1.7m | 1.9m | -1.6m | 2.5m | 1.4m | |
| Appropriation of the result | |||||||||||||||||||||
9906 |
19.2m | 17.6m | 16.8m | 17.6m | 17.0m | 16.6m | 15.8m | 12.9m | 10.1m | 4.6m | 4.1m | 3.6m | 18.6m | 16.7m | 15.6m | 16.3m | 14.5m | 12.6m | 14.2m | 11.8m | |
14P |
16.4m | 16.4m | 16.5m | 16.5m | 16.5m | - | - | - | - | 4.1m | - | - | - | - | - | - | - | - | - | - | |
791/2 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 21 | - | |
691/2 |
2.9m | 1.2m | 338,143 | 1.1m | 503,268 | 46,255 | 167,484 | 441,047 | 302,616 | 588,242 | 45,911 | 60,250 | 399,814 | - | - | - | - | - | - | 2 | |
691 |
- | - | - | - | - | - | - | - | - | - | - | - | 21 | - | - | - | - | - | - | - | |
6920 |
138,250 | 56,470 | 16,143 | 53,038 | 23,968 | 46,255 | 167,484 | 141,047 | 302,616 | 28,242 | 45,911 | 60,250 | 99,755 | - | - | - | - | - | - | 2 | |
6921 |
2.8m | 1.1m | 322,000 | 1.1m | 479,300 | - | - | 300,000 | - | 560,000 | - | - | 300,039 | - | - | - | - | - | - | - | |
694/7 |
- | - | - | - | - | - | - | - | - | - | - | - | 15.6m | - | - | - | - | - | - | - | |
694 |
- | - | - | - | - | - | - | - | - | - | - | - | 15.6m | - | - | - | - | - | - | - | |
| Document | |||||||||||||||||||||
The accounts for 13 older financial years (1993-2005) were filed as documents without figures as data, scans for example.
The notes to these accounts have 15 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 07-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 7 days after the deadline. Filed on 7 July 2026, deadline 30 June 2026 (7 months after the close on 30 November 2025, Companies Code art. 3:10). Source: NBB, 2026-00275702.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-11-2025 | full format | 07-07-2026 | 2026-00275702 | |
| 30-11-2024 | full format | 29-06-2025 | 2025-00207453 | |
| 30-11-2023 | full format | 30-07-2024 | 2024-00308469 | |
| 30-11-2022 | full format | 27-07-2023 | 2023-00278261 | |
| 30-11-2021 | full format | 30-07-2022 | 2022-20261411 | |
| 30-11-2020 | full format | 30-06-2021 | 2021-30800169 | |
| 30-11-2019 | full format | 30-06-2020 | 2020-25000594 | |
| 30-11-2018 | full format | 01-07-2019 | 2019-26100487 | |
| 30-11-2017 | full format | 05-06-2018 | 2018-16000423 | |
| 30-11-2016 | full format | 31-07-2017 | 2017-40300026 | |
| 30-11-2015 | full format | 27-06-2016 | 2016-22400285 | |
| 30-11-2014 | full format | 29-07-2015 | 2015-35900598 | |
| 30-11-2013 | full format | 30-07-2014 | 2014-39000288 | |
| 30-11-2012 | full format | 27-06-2013 | 2013-23200373 | |
| 30-11-2011 | full format | 29-06-2012 | 2012-23100297 | |
| 30-11-2010 | full format | 28-06-2011 | 2011-20900014 | |
| 30-11-2009 | full format | 23-06-2010 | 2010-20100108 | |
| 30-11-2008 | full format | 25-06-2009 | 2009-28100068 | |
| 30-11-2007 | full format | 30-06-2008 | 2008-33300311 | |
| 30-11-2006 | full format | 28-06-2007 | 2007-29200171 | |
| 30-11-2005 | full format | 21-09-2006 | 2006-79001574 | |
| 30-11-2004 | full format | 01-07-2005 | 2005-39701546 | |
| 30-11-2003 | full format | 26-07-2004 | 2004-50504720 | |
| 30-11-2002 | full format | 01-08-2003 | 2003-59001875 | |
| 30-11-2001 | full format | 01-07-2002 | 2002-31005010 | |
| 30-11-2000 | full format | 10-08-2001 | 2001-49503300 | |
| 30-11-1999 | full format | 07-07-2000 | 2000-38602478 | |
| 30-11-1998 | full format | 25-08-1999 | 1999-42500483 | |
| 30-11-1997 | full format | 06-07-1998 | 1998-29702831 | |
| 30-11-1996 | full format | 13-10-1997 | 1997-48705103 | |
| 30-11-1995 | full format | 07-06-1996 | 1996-13705291 | |
| 30-11-1994 | full format | 18-09-1995 | 1995-49603045 | |
| 30-11-1993 | full format | 22-06-1994 | 1994-18101666 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 122,672 | 49,801 | 77,150 | 259,947 | 17,026 | 168,249 | 932,677 | 43,616 | 47,457 | 50,468 | 168,775 | 29,787 | 213,977 | 220,463 | 779,292 | 889,974 | 480,525 | 1.1m | 720,723 | 722,392 | ||
| 3.0m | 1.4m | 629,176 | 1.4m | 778,462 | 1.1m | 3.6m | 3.1m | 6.3m | 752,502 | 852,392 | 1.6m | 1.8m | 1.1m | -154,697 | 1.8m | 2.0m | -1.6m | 2.5m | 1.4m | ||
| 374,418 | 1.3m | 606,728 | 886,266 | 69,239 | 9,177 | 16,004 | 185,207 | 2.8m | 807,467 | 659,415 | 2.8m | 1.0m | 2.6m | 1.4m | 24,825 | 749,761 | 2.8m | 1,494 | 17,199 | ||
| 232,491 | -1.1m | 337,820 | 87,376 | -1.2m | -523,820 | -5.2m | 7.8m | -1.5m | 225,247 | 1.3m | -436,370 | 497,645 | -699,677 | 509,321 | 155,422 | -201,929 | -266,640 | -48,522 | - | ||
| 25.5m | 22.6m | 22.1m | 22.0m | 20.2m | 19.4m | 14.8m | 13.9m | 7.1m | 5.7m | 6.0m | 5.4m | 6.2m | 7.2m | 8.6m | 9.9m | 7.7m | 6.3m | 10.7m | 9.3m | ||
| - | - | - | - | - | -62.8% | - | - | - | - | - | - | - | - | - | - | - | - | - | 62.8% | ||
| 85.9% | 75.0% | 98.0% | 97.8% | 94.4% | 96.8% | 96.3% | 86.2% | 91.5% | 76.1% | 71.6% | 74.8% | 79.7% | 79.7% | 85.5% | 91.3% | 91.8% | 90.2% | 98.7% | 88.8% | ||
| 5.06 | 2.91 | 41.25 | 39.45 | 12.75 | 68.53 | 44.56 | 8.30 | 4.58 | 1.99 | 1.86 | 1.94 | 2.56 | 2.93 | 5.24 | 10.23 | 7.52 | 6.00 | - | 57.03 | ||
| 5.06 | 2.91 | 41.25 | 39.45 | 12.73 | 68.39 | 44.45 | 8.28 | 4.57 | 1.99 | 1.86 | 1.94 | 2.56 | 2.85 | 4.53 | 9.88 | 7.52 | 6.00 | - | 57.03 | ||
| 0.16 | 0.33 | 0.02 | 0.02 | 0.06 | 0.03 | 0.03 | 0.15 | 0.09 | 0.30 | 0.38 | 0.33 | 0.25 | 0.24 | 0.16 | 0.09 | 0.09 | 0.11 | 0.01 | 0.12 | ||
| 7.1% | 3.1% | 0.9% | 3.0% | 1.4% | 2.4% | 10.3% | 9.7% | 23.0% | 2.7% | 3.7% | 8.1% | 9.7% | 6.1% | -1.3% | 10.5% | 13.0% | -12.8% | 17.3% | 11.5% | ||
| 6.1% | 2.3% | 0.9% | 2.9% | 1.3% | 2.3% | 9.9% | 8.3% | 21.1% | 2.1% | 2.7% | 6.0% | 7.8% | 4.9% | -1.1% | 9.6% | 12.0% | -11.5% | 17.1% | 10.2% | ||
| 0.43 | 0.10 | 0.52 | 1.71 | 0.19 | 15.28 | 25.13 | 1.28 | 1.32 | 0.17 | - | - | - | - | - | - | - | - | - | - | ||
| - | - | - | - | - | 2 days | 66 days | 125 days | 107 days | - | - | - | - | - | - | - | - | - | - | 1 day | ||
| - | - | - | - | - | 71 days | 14 days | 69 days | 123 days | - | - | - | - | - | - | - | - | - | - | 2 days |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Revenue breakdown
By activity 2020
- location immobilière €115,51150.1%
- prestation de service et de gestion €114,92049.9%
Total €230,430
Source: 2020 accounts, page 23, filing 2021-30800169
By geographic market 2020
- Belgique €230,430100.0%
Source: 2020 accounts, page 23, filing 2021-30800169
Securities and guarantees
on own assets and for others| Item | 30-11-2025 | 30-11-2024 | 30-11-2023 | 30-11-2022 | 30-11-2021 |
|---|---|---|---|---|---|
| Debts secured on the company's own assets | €14,915 | €58,323 | €99,800 | €139,430 | €177,296 |
| Mortgages, amount registered | €27,500 | €27,500 | €27,500 | €27,500 | €27,500 |
| Carrying value of the mortgaged assets | €361,266 | €373,532 | €385,799 | €402,859 | €410,332 |
Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
Investments
fixed assets acquired| Item | 30-11-2025 | 30-11-2024 | 30-11-2023 | 30-11-2022 | 30-11-2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €92,754 | €359,027 | €17,262 | €641,154 | €22,554 |
| Financial fixed assets | €281,665 | €945,116 | €589,465 | €245,113 | €46,685 |
| €296,958 | €320,793 | €320,366 | €390,370 | €313,153 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Insights on Cerimo
The operating result for 2025 is a loss of €174,286, smaller than the loss of €270,993 in 2024.
Debt's share of the balance-sheet total falls from 24.8% to 13.9%. Equity is higher and debt is lower.
Board & ownership
Board
2 directors, 1 in day-to-day management, last change in January 2026Successeur administrateur statutaire unique
appointed by deed of 02-01-2026
term without a fixed end
earlier director, until 02-01-2026
Mandates through the years
6 names, the dashed line is todayde LANNOY Brigitte Françoise Monique Marie Ghislaine
Successeur administrateur statutaire unique
Successeur administrateur statutaire unique
Maurice de MONJOYE
Director, Managing director
Director, Managing director
de MONTJOYE Aurélie
Director
Director
de Montjoye Maurice
Director
Director
Brigitte LANNOY
Director
Director
Robert de Montjoye
Director
Director
LeadershipBoardEarliermandate already running before its first mentionend not dated
Mandates as a list
- de LANNOY Brigitte Françoise Monique Marie Ghislaine
- Director, from 20-04-2007 to 02-01-2026
- Successeur administrateur statutaire unique, appointed by deed of 02-01-2026, still in office
- Maurice de MONJOYE
- Director, since before 15-04-2022
- Managing director, since before 15-04-2022
- de MONTJOYE Aurélie
- Director, appointed by deed of 18-03-2019, until 02-01-2026
- de Montjoye Maurice
- Director, from 27-05-2004 to 02-01-2026
- Brigitte LANNOY
- Director, from 20-04-2007, last mentioned in 2019
- Robert de Montjoye
- Director, until 31-12-2018
Control
Shareholder
Aurélie de Montjoye
84,197 voting rights
25%
This company
Cerimo
Equity €38.9m
Profit €2.8m in 2025
Capital
- Capital
- €14,094,800
- Shares
- 336,793
- Contribution per share
- €41.85
- Equity per share
- €115 in 2025
- Source
- deed of 04-03-2024
Owners through the years
as the annual accounts name themOlder annual accounts also name 2 natural persons.
Source: shareholder structure in its own accounts
Articles of association
deed of 04-03-2024 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 3 directors
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Friday of April at 14:00
Shareholders
4 ownersOwners 4
- Aurélie de Montjoyenatural personSourceown accounts 30-11-202525%
- Caroline de Montjoyenatural personSourceown accounts 30-11-202525%
- Mélanie de Montjoyenatural personSourceown accounts 30-11-202525%
- Olivier de Montjoyenatural personSourceown accounts 30-11-202525%
Network & group
Holdings
own accounts to 30-11-2025This companyCerimo6 holdings, 1 country
accounts to 30-11-2025
Belgium 6 Year Equity Result
- BE B@1 SPORTS & LEISURE50% 2025€3.3m result -€188,058 (2025)
- BE SOCIETE DE SERVICES BELGIQUE30% 2025€1.4m result -€279,971 (2025)
- BE CAVIRAN97.67% 2025€909,516 result €349,412 (2025)
- BE IMMO MAX75% 2025€110,795 result €526,587 (2025)
- BE BRUXELLOISE DE RENOVATIONvia 76% 2025€15,167 result €9,154 (2025)
- BE CHANTIERS SA50% 2026-€372,397 result -€123,901 (2026)
Source: list of holdings in its own 30-11-2025 accounts. Every holding stands with its own latest accounts.
The LEI register names no parent.
At the same address
Ter Kamerenstraat 22D, 1200 Woluwe-Saint-Lambert · 17 other companies| SFI
registered office since 11-02-2005 · founded in 2005 · negative equity (2025) |
total assets €31.9m (2025) 0871.844.809 |
| CHANTIERS
registered office since 28-06-1989 · founded in 1989 · negative equity (2026) |
total assets €26.8m (2026) 0437.947.476 |
| OPTIMO
registered office since 31-10-1990 · founded in 1990 |
total assets €5.2m (2025) 0442.360.184 |
| B @ 1 SPORTS & LEISURE (BELGIUM)
registered office since 30-10-2001 · founded in 2001 |
total assets €5.1m (2025) 0475.987.611 |
| Société de Promotion et d'Investissement
registered office since 27-02-1995 · founded in 1995 · negative equity (2025) |
total assets €3.1m (2025) 0454.539.426 |
| POPIMMO
registered office since 18-08-1989 · founded in 1989 |
total assets €1.4m (2025) 0438.164.143 |
| PROMODEC & CO
registered office since 16-01-2006 · founded in 2006 · negative equity (2025) |
total assets €1.2m (2025) 0877.904.636 |
| CAVIRAN
registered office since 19-11-1986 · founded in 1986 |
total assets €1.2m (2025) 0429.599.637 |
| Scalius
registered office since 26-12-2022 · founded in 2022 |
total assets €1.0m (2025) 0795.375.155 |
| EUROPROPERTIES
registered office since 07-11-1985 · founded in 1985 |
total assets €536,025 (2025) 0428.057.535 |
Earlier ties
| SFI via de Montjoye Maurice, at Cerimo until 2026 · Managing director · deed of 17-10-2025 founded in 2005 · negative equity (2025) |
total assets €31.9m (2025) |
| ARTS 21 via de Montjoye Maurice, at Cerimo until 2026 · Director (not named in the articles) · deed of 13-07-2022 founded in 2022 · negative equity (2025) |
total assets €16.2m (2025) |
| TRIOMPHE 172 via de Montjoye Maurice, at Cerimo until 2026 · Director (not named in the articles) · deed of 19-11-2020 founded in 2020 · negative equity (2025) |
total assets €12.0m (2025) |
| Science 41 via de Montjoye Maurice, at Cerimo until 2026 · Director (not named in the articles) · deed of 15-06-2023 founded in 2023 · negative equity (2025) |
total assets €11.8m (2025) |
| Atelier Jean Regniers via de Montjoye Maurice, at Cerimo until 2026 · Director · deed of 27-07-2023 founded in 1965 |
292 FTE (2025) |
| Oeuvres Jésuites de Bruxelles-Saint-Michel via de Montjoye Maurice, at Cerimo until 2026 · Director · deed of 20-03-2020 |
founded in 1922 |
Holdings and subsidiaries
5 holdingsHoldings 5
Share, source and own figures per holding (5)
Source for every holding own accounts 30-11-2025
- CAVIRANsubsidiaryEquity €909,516 Profit of €349,412 in 2025 (profit of €26,302 in 2024) Checked score 9797.67%
- IMMO MAXsubsidiaryEquity €110,795 Profit of €526,587 in 2025 (profit of €267,397 in 2024) Checked score 9575%
- Equity €3.3m Loss of €188,058 in 2025 (loss of €152,438 in 2024) Checked score 8250%
- Equity -€372,397 Loss of €123,901 in 2026 (loss of €304,587 in 2025) Checked score 5350%
- Equity €1.4m Loss of €279,971 in 2025 (profit of €51,948 in 2024) Checked score 8730%
Holdings through the years 2006 to 2025
| Name | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| CAVIRAN | 97.67% | ||||||||||||||||||
| BRUXELLOISE DE RENOVATION - BRUSSELSE RENOVATIE | via 76% | listed | via 76% | ||||||||||||||||
| IMMO MAX | 75% | ||||||||||||||||||
| B @ 1 SPORTS & LEISURE (BELGIUM) | 50% | ||||||||||||||||||
| CHANTIERS | 50% | ||||||||||||||||||
| SOCIETE DE SERVICES BELGIQUE | 30% | ||||||||||||||||||
| NORTH MANAGEMENT INTERNATIONAL | via 66.66% | listed | |||||||||||||||||
| ILOT SACRE CONSTRUCTION | 50% | ||||||||||||||||||
| ILOT SACRE FONCIER | 50% | ||||||||||||||||||
| J.P.M. EUROPE | 50% | ||||||||||||||||||
| IMMO HANKAR | 49.82% | ||||||||||||||||||
| IMMOBILIERE L.G.L | 99.32% | 100% | 99% | ||||||||||||||||
| emagine | 47% | ||||||||||||||||||
Source: list of holdings in its own accounts
Connections & network
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Timeline
Timeline
53 events since 1992Board
Filings
Financial
Establishments
Address
1995200020052010201520202025
Deadline for the 2026 accounts: 30-06-2027
2026
Annual accounts 2025 filed NBBfull format · 7 days late
Registered office moved from Brussels to Woluwe-Saint-LambertNew registered office: 22d, rue de la Cambre (1er étage) à 1200 Woluwe-Saint-Lambert · Previous registered office: Chaussée de Boondael, 339 à 1050 Bruxelles · Board meeting of 05-02-20262 points ▸
- Board meeting, 05-02-2026
- Registered-office move, 22d, rue de la Cambre (1er étage) à 1200 Woluwe-Saint-Lambert
Registered in the Peppol Directory Reachable for e-invoices through 0208:0447577893
1 director resigningChanges of role: de MONTJOYE Maurice Robert Jean Marie Ghislain (sole statutory director) and de LANNOY Brigitte Françoise Monique Marie Ghislaine (successeur administrateur statutaire unique) · Resignation: de MONTJOYE Aurélie · Director discharge: de MONTJOYE Maurice Robert Jean Marie Ghislain · General meeting of 26-12-202520 points ▸
- General meeting, 26-12-2025
- Amendment of the articles, article 13
- Director appointment, de MONTJOYE Maurice Robert Jean Marie Ghislain (sole statutory director)
- Director appointment, de LANNOY Brigitte Françoise Monique Marie Ghislaine (successeur administrateur statutaire unique)
- Amendment of the articles, article 17
- Amendment of the articles, article 18
- Amendment of the articles, article 19
- Amendment of the articles, article 20
- Amendment of the articles, article 28
- Amendment of the articles, article 33
- Amendment of the articles, article 36
- Amendment of the articles, article 37
- Director resignation, de MONTJOYE Maurice Robert Jean Marie Ghislain
- Director resignation, de MONTJOYE Aurélie
- Director resignation, de LANNOY Brigitte Françoise Monique Marie Ghislaine
- Power of attorney, Bertrand NERINCX
- Director discharge, de MONTJOYE Maurice Robert Jean Marie Ghislain
- Director discharge, de MONTJOYE Aurélie
- Director discharge, de LANNOY Brigitte Françoise Monique Marie Ghislaine
- Amendment of the articles, article 12
- The deed holds 5 more points.
2025
Annual accounts 2024 filed PDFfull format · 1 day before the deadline
2024
Annual accounts 2023 filed PDFfull format · 30 days late
3 directors reappointedde MONTJOYE Maurice, de MONTJOYE Aurélie and de LANNOY Brigitte · General meeting of 21-12-20237 points ▸
- General meeting, 21-12-2023
- Capital, €14,094,800, 336,793 shares
- Director reappointment, de MONTJOYE Maurice
- Director reappointment, de MONTJOYE Aurélie
- Director reappointment, de LANNOY Brigitte
- Registered office clause, Chaussée de Boondael 339, 1050 Ixelles
- Power of attorney, Bertrand NERINCX
- The deed holds 2 more points.
Reappointments: Maurice de MONJOYE (managing director) and Aurélie de MONTJOYE (director)General meeting of 15-04-20224 points ▸
- General meeting, 15-04-2022
- Director reappointment, Maurice de MONJOYE
- Director reappointment, Aurélie de MONTJOYE
- Director reappointment, Maurice de MONJOYE (managing director)
2023
Annual accounts 2022 filed PDFfull format · 27 days late
2022
Liquidity more than triples current ratio 39.45 The current ratio rises from 12.75 to 39.45. Short-term debt falls from €1.7m to €572,963.
Annual accounts 2021 filed PDFfull format · 30 days late
2021
Annual accounts 2020 filed PDFfull format · on the deadline day
2020
Annual accounts 2019 filed PDFfull format · on the deadline day
2019
Liquidity more than 5 times current ratio 44.56 The current ratio rises from 8.30 to 44.56. Short-term debt falls from €1.9m to €339,937.
- General meeting, 19-04-2019
- Director reappointment, Brigitte LANNOY
Annual accounts 2018 filed PDFfull format · 1 day late
Resignations & appointmentsGeneral meeting of 28-12-20181 point ▸
- General meeting, 28-12-2018
- The deed holds 2 more points.
Resignation: Robert de Montjoye (director)Appointment: Aurélie de Montjoye (director) · General meeting of 31-12-20183 points ▸
- General meeting, 31-12-2018
- Director resignation, Robert de Montjoye
- Director appointment, Aurélie de Montjoye
2018
Annual accounts 2017 filed PDFfull format · 25 days before the deadline
2017
Highest result from 2006 to 2025 net €6.0m ▲993% The net result of €6.0m is the highest of those years.
Liquidity more than doubled current ratio 4.58 The current ratio rises from 1.99 to 4.58. Short-term debt falls from €5.8m to €2.0m.
Equity above €25m equity €26.2m ▲29.9% After 6 profitable years in a row, equity reaches €26.2m.
Annual accounts 2016 filed PDFfull format · 31 days late
2016
Annual accounts 2015 filed PDFfull format · 3 days before the deadline
2015
Annual accounts 2014 filed PDFfull format · 29 days late
2014
Annual accounts 2013 filed PDFfull format · 30 days late
2013
Annual accounts 2012 filed PDFfull format · 3 days before the deadline
2012
Back to profit net €1.1m The net result is €1.1m, after one loss-making year.
Annual accounts 2011 filed PDFfull format · 1 day before the deadline
2011
Annual accounts 2010 filed PDFfull format · 2 days before the deadline
2010
Annual accounts 2009 filed PDFfull format · 7 days before the deadline
2009
Back to profit net €1.9m The net result is €1.9m, after one loss-making year.
Annual accounts 2008 filed PDFfull format · 5 days before the deadline
2008
Weakest financial year net -€1.6m The net result drops to -€1.6m, the lowest from 2006 to 2025. It recovers the following year.
Annual accounts 2007 filed PDFfull format · on the deadline day
2007
Liquidity more than triples current ratio 211.27 The current ratio rises from 57.03 to 211.27. Short-term debt falls from €166,756 to €50,803.
Annual accounts 2006 filed PDFfull format · 2 days before the deadline
2006
Annual accounts 2005 filed PDFfull format
2005
Annual accounts 2004 filed PDFfull format
2004
Annual accounts 2003 filed PDFfull format
2003
Annual accounts 2002 filed PDFfull format
2002
Annual accounts 2001 filed PDFfull format
2001
Annual accounts 2000 filed PDFfull format
2000
Annual accounts 1999 filed PDFfull format
1999
Annual accounts 1998 filed PDFfull format
1998
Annual accounts 1997 filed PDFfull format
1997
Annual accounts 1996 filed PDFfull format
1996
Annual accounts 1995 filed PDFfull format
1995
Annual accounts 1994 filed PDFfull format
1994
Annual accounts 1993 filed PDFfull format
1992
First establishment CERIMO SA, Boondaalse Steenweg 339, Ixelles
Incorporation published on 26-06-1992
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0447.577.893
- VAT number
- BE 0447.577.893
- Peppol ID
- 0208:0447577893
- LEI code
- 875500VK71PENFNFOE71 live in the LEI register
- Legal form
- Public limited company
- Status
- Active, normal situation
- Founded
- 04-06-1992
- Financial year
- ends on 30 November
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Friday of April at 14:00deed of 04-03-2024 (in French)
- Peppol
- Reachable since 05-01-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Cerimo in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 04-03-2024 (in French)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Région de Bruxelles-Capitale”deed of 04-03-2024 (in French)
Activities
NACEBEL 202568121
Development of residential building projects main activity
Codes under NACEBEL 2008
41101
Real estate development main activity
Codes under NACEBEL 2003
70111
main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Toutes opérations d'achat, de vente, de promotion, de location, d'échange, d'exploitation, de gestion de mise en valeur, de lotissement, de…”deed of 04-03-2024 (in French)
8 activities
- Toutes opérations d'achat, de vente, de promotion, de location, d'échange, d'exploitation, de gestion de mise en valeur, de lotissement, de tous immeubles ou parties divises ou indivises d'immeubles généralement quelconques, ainsi que la gestion et l’administration de tous biens immobiliers et toutes opérations généralement quelconques de marchand de biens.
- Toutes entreprises de travaux, rénovation et construction immobilière.
- Toutes activités d’ensembliers et de décoration intérieure.
- Toutes activités de courtage et de conseil en matière d'assurance.
- Toutes activités en tant que conseil technique (bureau d'étude).
- La prestation de services de conseil en organisation et gestion d’entreprise.
- La prise de participation dans toute société commerciale.
- La gestion pour compte propre d’un patrimoine de valeurs mobilières et immobilières, incluant notamment mais non exclusivement : des actions et parts belges ou étrangères, cotées ou non, à titre provisoire ou permanent ; des obligations, bons de caisses, warrants, options et titres analogues ; des métaux précieux, des œuvres d’art, tableaux, meubles et bibelots ; des terrains et constructions ; en général toute valeur mobilière et immobilière.
Registered office and establishments
2 establishments| Establishment | Since | Unit number |
|---|---|---|
| Ter Kamerenstraat 22d registered office 1200 Woluwe-Saint-Lambert | ||
| CERIMO SA Boondaalse Steenweg 339, 1050 Ixelles 68201 Renting and operating of own or leased residential real estate, excluding social housing | 10-07-1992 | 2.058.074.239 |
| Chaussée de Charleroi 60 6061 Charleroi 6812101 Development of residential building projects | 20-01-2000 | 2.058.074.338 |
1 former office
- Chaussée de Boondael,339, 1050 Bruxelles until 13-02-2026 · deed of 20-03-2026
Buildings and parcels at the addresses
- Ground area
- 2,298 m²
- Buildings
- 557 m²
- Volume, LiDAR
- 6,670 m³
- Tallest building
- 16.6 m
Buildings to scale, each on its own parcel
Parcels
Wallonia
1
(33.3%)
Brussels
2
(66.7%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21674C0222/00H002 | Brussels | 1,947 m² | 1 · 357 m² | 16.6 m · 5 |
| 21445C0255/00Y004 | Brussels | 225 m² | 1 · 96 m² | 14.1 m · 4 |
| 52049B0355/00G000 | Wallonia | 126 m² | 1 · 105 m² | 11.8 m · 3 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0447.577.893