Skip to content
Checked.be
Complete company report
Generated 22-08-2026
Active BE 0406.623.406Non-profit association

Cercle Royal St Bernard

Rue Saint-Bernard 32 ·4800 Verviers, Belgium· 87 yrs active
Sector: Cafés en bars (56301)
Conclusion Checked

The computed 12-month bankruptcy probability of Cercle Royal St Bernard is 0.1% (very low). The company has been active since 1939 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 87 yrs
Publications 3
Bankruptcy probability (12 mo) Checked model v1 · free
0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-risk legal form −Higher-failure-rate sector +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1939, 87 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview
No annual accounts filed
We find no annual accounts filed with the National Bank for this company. Not every legal form has to file: sole traders, small non-profits and dormant companies generally publish no figures. If the company files later, the figures appear here automatically.
Directors & mandates 3 directors
Former directors (3)
  • Nathalie Manguette
    Director
    State Gazette act 25146022 (17-11-2025)
    Former
    - → 17-11-2025
  • Stéphane Demoulin
    Director
    State Gazette act 25146022 (17-11-2025)
    Former
    - → 17-11-2025
  • Ima Vanderheyden
    Director
    State Gazette act 22123597 (17-10-2022)
    Former
    - → 17-10-2022
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Cafés en bars(56301)
Legal form Non-profit association(017)
Incorporation01-01-1939
StatusActive
Postal code4800
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63043B0109/00K000
ProtectedMonument
 Wallonia 463 m² 1 · 76 m² 9.3 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
17-11-2025
State Gazette act Director changes
v3.2
2022
17-10-2022
State Gazette act Director changes
v3.2
2015
23-07-2015
State Gazette act Director changes
v3.2
Belgian State Gazette reading coverage 0 of 4 acts read

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 3 acts
All acts · 3 updated 9 months ago
2025
17-11-2025 2 resigning Director changes
  • Nathalie Manguette, Bestuurder
  • Stéphane Demoulin, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Nathalie Manguette",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Les membres pr\u00E9sents prennent acte des demandes verbales transmises \u00E0 la pr\u00E9sidente de Nathalie Manguette et St\u00E9phane Demoulin de donner leur d\u00E9mission en tant qu\u0027administrateurs de l\u0027asbl. Ces d\u00E9missions sont accept\u00E9es et feront l\u0027objet d\u0027une parution au Moniteur d\u00E8s que possible."
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "St\u00E9phane Demoulin",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Les membres pr\u00E9sents prennent acte des demandes verbales transmises \u00E0 la pr\u00E9sidente de Nathalie Manguette et St\u00E9phane Demoulin de donner leur d\u00E9mission en tant qu\u0027administrateurs de l\u0027asbl. Ces d\u00E9missions sont accept\u00E9es et feront l\u0027objet d\u0027une parution au Moniteur d\u00E8s que possible."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0406.623.406",
    "name_full": "CERCLE ROYAL SAINT-BERNARD",
    "legal_form": "ASBL"
  }
}
2022
17-10-2022 Ima Vanderheyden resigns as director Director changes
  • Ima Vanderheyden, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Ima Vanderheyden",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Lors de l\u0027assembl\u00E9e g\u00E9n\u00E9rale du 08/03/2022, il a \u00E9t\u00E9 pris acte de : *la d\u00E9mission de Ima Vanderheyden en tant qu\u0027admin\u00EDstratrice"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0406.623.406",
    "name_full": "CERCLE ROYAL SAINT-BERNARD",
    "legal_form": "ASBL"
  }
}
2015
23-07-2015 Change in the board of directors Director changes
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0406.623.406",
    "name_full": "CERCLE ROYAL SAINT-BERNARD",
    "legal_form": "ASBL"
  }
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Cafés55401Cafés en bars56301
Primary activity highlighted.
Names & trade names
Legal nameFR Cercle Royal St Bernard
Registered office
Rue Saint-Bernard 32
4800 Verviers, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same sector and region · no size comparison possible · 1,391 of 13,899 with filed accounts
AGEBA BE 0455.012.449 · Verviers
ARINELA BE 1022.448.888 · Verviers
ASBL AL-KARAMA BE 0545.868.884 · Verviers
ASMIN BILAL BE 0536.959.039 · Verviers
Association Culturelle Turque pour l'intégration à Verviers et Environs BE 0418.819.571 · Verviers
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative