CÉRANI
ActiveCÉRANI has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €180k and a net result of €20k. Equity is growing by ~10.3% per year across the filed fiscal years. Its solvency ranks better than 89% of 6162 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability80▲+3
Solvency100▲+14
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 3.32 against 1.7 in 2023; short-term debt: 21.2% and cash: 57.2% of total assets), and 21.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-07-2025, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d early
2023
6 d early
2022
24 d early
2021
12 d early
2020
3 d early
2019
29 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€180k▲ 11.4%
2023 · €162k
2018: €121k
2019: €139k
2020: €156k
2021: €182k
2022: €199k
2023: €162k
2018 → 2024
Total assets
€229k▼ 13.7%
2023 · €265k
2018: €269k
2019: €280k
2020: €278k
2021: €241k
2022: €252k
2023: €265k
2018 → 2024
Net result
€20k▲ 21.1%
2023 · €17k
2018: €11k
2019: €19k
2020: €17k
2021: €26k
2022: €18k
2023: €17k
2018 → 2024
Working capital
€113k▲ 56.6%
2023 · €72k
2018: €25k
2019: €53k
2020: €80k
2021: €53k
2022: €91k
2023: €72k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€156k-€182k▲ 16.4%€199k▲ 9.2%€162k▼ 18.6%€180k▲ 11.4%
Operating result€24k-€41k▲ 73.8%€28k▼ 32.9%€24k▼ 13.9%€29k▲ 22.8%
Net result€17k-€26k▲ 49.6%€18k▼ 31.7%€17k▼ 5.8%€20k▲ 21.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 23% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €229k
Fixed assets
€68k▼ 24.7%
Current assets
€161k▼ 8.1%
Equity and liabilities €229k
Equity
€180k▲ 11.4%
Debt
€48k▼ 53.1%
The debt ratio falls from 39.0% to 21.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€52k▲
2023 · €46k
Cash flow
€43k▲
2023 · €39k
Solvency
78.8%▲
2023 · 61.0%
Current ratio
3.32▲
2023 · 1.70
Quick ratio
2.78▲
2023 · 1.47
Debt / equity
0.27▼
2023 · 0.64
ROE
11.1%▲
2023 · 10.2%
ROA
8.7%▲
2023 · 6.2%
Interest coverage
30.48▼
2023 · 70.36
Debt
€48k▼
2023 · €103k
Debt ≤ 1 year
€48k▼
2023 · €103k
Income taxes
€8k▲
2023 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€265k€229k▼
Fixed assets21/28€90k€68k▼
Tangible fixed assets22/27€90k€68k▼
Plant, machinery and equipment23€8k€6k▼
Furniture and vehicles24€1k€1k▲
Other tangible fixed assets26€81k€61k▼
Current assets29/58€175k€161k▼
Stocks and contracts in progress3€23k€26k▲
Stocks30/36€23k€26k▲
Amounts receivable within one year40/41€4k€248▼
Trade receivables40€1k€248▼
Other amounts receivable41€3k€0▼
Cash at bank and in hand54/58€145k€131k▼
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€265k€229k▼
Equity10/15€162k€180k▲
Contributions10/11€12k€12k=
Reserves13€149k€168k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€12k€12k=
Distributable reserves133€137k€156k▲
Profit (loss) carried forward14€0€0▼
Amounts payable17/49€103k€48k▼
Amounts payable within one year42/48€103k€48k▼
Financial debts43€36€348▲
Credit institutions430/8€36€348▲
Trade debts44€10k€7k▼
Suppliers440/4€10k€7k▼
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€6k€4k▼
Taxes450/3€4k€4k▼
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48€87k€38k▼
Accrued charges and deferred income492/3€0-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€23k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€48k€54k▲
Operating profit (loss)9901€24k€29k▲
Financial income75/76B€269€241▼
Recurring financial income75€269€241▼
Financial charges65/66B€657€2k▲
Recurring financial charges65€657€2k▲
Non-recurring financial charges66B€0-
Profit (loss) for the period before taxes9903€23k€28k▲
Income taxes67/77€7k€8k▲
Profit (loss) for the period9904€17k€20k▲
Profit (loss) for the period to be appropriated9905€17k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€17k€20k▲
Profit (loss) brought forward from the previous period14P-€0
Transfer from equity791/2€54k€0▼
Transfer to equity691/2€17k€19k▲
To other reserves6921€17k€19k▲
Profit to be distributed694/7€54k€2k▼
Return on contributions (dividend)694€54k€0▼
Directors or managers695-€2k
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €26k ▲49.6%
Operating result €41k, net result €26k, both a record.
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150kEq €156k ▲12.3%
3 profitable years in a row build equity to €156k.
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bredabaan 7952170 AntwerpenGround area
300 m²
Building footprint
101 m²
Volume, LiDAR
925 m³
Parcel 11423B0263/00W000, Flanders · tallest building 14.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Cérani - Bellezza
since 20082.170.933.343
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11423B0263/00W000 | Flanders | 300 m² | 1 · 101 m² | 14.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,863 companies in sector 96220 we hold annual accounts for 1,443. 839 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-05-2008
Fiscal year end31-12
Activities, NACEBEL
96022Beauty treatment
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.