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NAILS GALLERY

Active
Private limited companyfounded 200224 yrs activeSint-Jansplein 1, 2550 Kontich, BelgiumKBO/BCE: BE 0478.175.752
Summary

NAILS GALLERY has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €107,367 and a net result of €17,768. Equity is growing by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 68% of 4695 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability79▼-1
Solvency75▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days acceptable
Liquidity ample (current ratio 1.54 against 1.06 in 2024; short-term debt: 15.8% and cash: 20.9% of total assets), and 50% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 24 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
50%
Return on assets
8.3%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 17-12-2025, 45 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
45 d early
2024
49 d early
2023
1 d early
2022
25 d early
2021
14 d late
2020
5 d late
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 14 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 16 August 2002, NAILS GALLERY was incorporated.1 Total assets went from EUR 228,281 in 2019 to EUR 214,594 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€107,367▲ 19.8%
2024 · €89,599
Total assets
€214,594▲ 2.8%
2024 · €208,786
Net result
€17,768▼ 6.3%
2024 · €18,972
Working capital
€18,362▲ 716%
2024 · €2,249
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€23,006€6,988€5,449▼ 22.0%€21,377▲ 292%€24,798▲ 16.0%
Net result-€27,170below the sector's middle half€3,818within the sector's middle half€2,788within the sector's middle half▼ 27.0%€18,972above the sector's middle half▲ 581%€17,768above the sector's middle half▼ 6.3%
Equity€64,021above the sector's middle half▼ 29.8%€67,839above the sector's middle half▲ 6.0%€70,627above the sector's middle half▲ 4.1%€89,599above the sector's middle half▲ 26.9%€107,367above the sector's middle half▲ 19.8%
Total assets€232,708above the sector's middle half▼ 2.1%€219,832above the sector's middle half▼ 5.5%€212,698above the sector's middle half▼ 3.2%€208,786above the sector's middle half▼ 1.8%€214,594above the sector's middle half▲ 2.8%
Debt€168,687▲ 15.1%€151,993▼ 9.9%€142,071▼ 6.5%€119,188▼ 16.1%€107,227▼ 10.0%
Working capital-€28,437-€23,867▲ 16.1%-€17,660▲ 26.0%€2,249€18,362▲ 716%
Solvency27.5%within the sector's middle half▼ 10.8pp30.9%within the sector's middle half▲ 3.3pp33.2%within the sector's middle half▲ 2.3pp42.9%within the sector's middle half▲ 9.7pp50.0%within the sector's middle half▲ 7.1pp
above within below the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€40,000-€20,000€0€20,000Operating result 2021: -€23,006-€23,006Net result 2021: -€27,170-€27,170Operating result 2022: €6,988€6,988Net result 2022: €3,818€3,818Operating result 2023: €5,449€5,449Net result 2023: €2,788€2,788Operating result 2024: €21,377€21,377Net result 2024: €18,972€18,972Operating result 2025: €24,798€24,798Net result 2025: €17,768€17,76820212022202320242025€0€10,000€20,000Operating result 2023: €5,449€5,450Net result 2023: €2,788€2,790Operating result 2024: €21,377€21,400Net result 2024: €18,972€19,000Operating result 2025: €24,798€24,800Net result 2025: €17,768€17,800202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 16% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €214,594
Fixed assets €162,385 ▼ 4.5%
Current assets €52,209 ▲ 34.6%
Equity and liabilities €214,594
Equity €107,367 ▲ 19.8%
Debt €107,227 ▼ 10.0%
Debt's share of the balance-sheet total falls from 57.1% to 50.0%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€36,710▲
2024 · €33,287
Cash flow
€29,681▼
2024 · €30,883
Current ratio
1.54▲
2024 · 1.06
Quick ratio
1.38▲
2024 · 0.92
Debt to equity
1.00▼
2024 · 1.33
ROE
16.5%▼
2024 · 21.2%
ROA
8.3%▼
2024 · 9.1%
Interest coverage
16.01▲
2024 · 14.67
Debt ≤ 1 year
€33,847▼
2024 · €36,547
Debt > 1 year
€73,380▼
2024 · €82,641
Income taxes
€4,737▲
2024 · €137
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 31,324 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.4% went bankrupt
5.9% stopped otherwise
93% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 31,324 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet Code20242025
Assets
Total assets20/58€208,786€214,594▲
Fixed assets21/28€169,990€162,385▼
Tangible fixed assets22/27€169,870€162,265▼
Land and buildings22€161,985€155,324▼
Plant, machinery and equipment23€7,793€2,995▼
Furniture and vehicles24€92€3,946▲
Financial fixed assets28€120€120=
Current assets29/58€38,796€52,209▲
Stocks and contracts in progress3€5,092€5,664▲
Stocks30/36€5,092€5,664▲
Amounts receivable within one year40/41€289€859▲
Trade receivables40€250€820▲
Other amounts receivable41€39€39=
Cash at bank and in hand54/58€32,520€44,760▲
Deferred charges and accrued income490/1€895€927▲
Equity and liabilities
Total equity and liabilities10/49€208,786€214,594▲
Equity10/15€89,599€107,367▲
Contributions10/11€6,200€6,200=
Reserves13€83,399€101,167▲
Distributable reserves133€83,399€101,167▲
Amounts payable17/49€119,188€107,227▼
Amounts payable after more than one year17€82,641€73,380▼
Financial debts170/4€82,641€73,380▼
Amounts payable within one year42/48€36,547€33,847▼
Current portion of amounts payable after more than one year42€10,974€12,181▲
Trade debts44€1,084€1,737▲
Suppliers440/4€1,084€1,737▲
Taxes, remuneration and social security45€3,449€7,441▲
Taxes450/3€3,449€7,441▲
Other amounts payable47/48€21,040€12,488▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11,911€11,913=
Other operating charges640/8€1,602€1,780▲
Gross operating margin9900€34,889€38,490▲
Operating profit (loss)9901€21,377€24,798▲
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€2,269€2,293▲
Recurring financial charges65€2,269€2,293▲
Profit (loss) for the period before taxes9903€19,109€22,505▲
Income taxes67/77€137€4,737▲
Profit (loss) for the period9904€18,972€17,768▼
Profit (loss) for the period to be appropriated9905€18,972€17,768▼
Appropriation of the result
Profit (loss) to be appropriated9906€18,972€17,768▼
Transfer to equity691/2€18,972€17,768▼
To other reserves6921€18,972€17,768▼

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13,337€14,759€14,156€11,911€11,913=
Other operating charges640/8-€2,352€1,674€1,602€1,780▲ 11.1%
Gross operating margin9900-€8,386€24,099€21,280€34,889€38,490▲ 10.3%
Operating profit (loss)9901-€23,006€6,988€5,449€21,377€24,798▲ 16.0%
Financial income75/76B-€5€0€1€0▼ 63.3%
Recurring financial income75€1€5€0€1€0▼ 63.3%
Financial charges65/66B-€3,031€2,541€2,269€2,293▲ 1.1%
Recurring financial charges65€4,021€3,031€2,541€2,269€2,293▲ 1.1%
Profit (loss) for the period before taxes9903-€27,027€3,962€2,907€19,109€22,505▲ 17.8%
Income taxes67/77€143€144€120€137€4,737▲ 3,367%
Profit (loss) for the period9904-€27,170€3,818€2,788€18,972€17,768▼ 6.3%
Profit (loss) for the period to be appropriated9905-€27,170€3,818€2,788€18,972€17,768▼ 6.3%
Line20212022202320242025Change
Assets
Total assets20/58€232,708€219,832€212,698€208,786€214,594▲ 2.8%
Fixed assets21/28€208,061€196,057€181,901€169,990€162,385▼ 4.5%
Tangible fixed assets22/27€207,941€195,937€181,781€169,870€162,265▼ 4.5%
Land and buildings22-€175,308€168,647€161,985€155,324▼ 4.1%
Plant, machinery and equipment23-€18,046€12,920€7,793€2,995▼ 61.6%
Furniture and vehicles24-€2,584€215€92€3,946▲ 4,191%
Financial fixed assets28€120€120€120€120€120=
Current assets29/58€24,647€23,775€30,797€38,796€52,209▲ 34.6%
Stocks and contracts in progress3€7,715€7,715€6,469€5,092€5,664▲ 11.2%
Stocks30/36-€7,715€6,469€5,092€5,664▲ 11.2%
Amounts receivable within one year40/41€292€333€1,929€289€859▲ 198%
Trade receivables40-€292€1,890€250€820▲ 228%
Other amounts receivable41-€41€39€39€39=
Cash at bank and in hand54/58€14,522€13,609€20,200€32,520€44,760▲ 37.6%
Deferred charges and accrued income490/1-€2,118€2,199€895€927▲ 3.5%
Equity and liabilities
Total equity and liabilities10/49€232,708€219,832€212,698€208,786€214,594▲ 2.8%
Equity10/15€64,021€67,839€70,627€89,599€107,367▲ 19.8%
Contributions10/11-€6,200€6,200€6,200€6,200=
Reserves13€61,346€61,639€64,427€83,399€101,167▲ 21.3%
Non-distributable reserves130/1-€1,860€1,860---
Reserves not available under the articles1311-€1,860€1,860---
Distributable reserves133-€59,779€62,567€83,399€101,167▲ 21.3%
Profit (loss) carried forward14-€3,525-----
Amounts payable17/49€168,687€151,993€142,071€119,188€107,227▼ 10.0%
Amounts payable after more than one year17€114,869€104,352€93,614€82,641€73,380▼ 11.2%
Financial debts170/4-€104,352€93,614€82,641€73,380▼ 11.2%
Amounts payable within one year42/48€53,085€47,641€48,457€36,547€33,847▼ 7.4%
Current portion of amounts payable after more than one year42-€10,517€10,737€10,974€12,181▲ 11.0%
Trade debts44€2,769€631€737€1,084€1,737▲ 60.3%
Suppliers440/4-€631€737€1,084€1,737▲ 60.3%
Advances received on contracts in progress46-€353----
Taxes, remuneration and social security45-€3,975€4,889€3,449€7,441▲ 116%
Taxes450/3-€2,159€3,489€3,449€7,441▲ 116%
Remuneration and social security454/9-€1,816€1,400---
Other amounts payable47/48-€32,165€32,093€21,040€12,488▼ 40.6%
Line20212022202320242025Change
Profit (loss) for the period9904-€27,170€3,818€2,788€18,972€17,768▼ 6.3%
+ Depreciation and write-downs630€13,337€14,759€14,156€11,911€11,913=
Operating cash flow (approximation)-€13,833€18,577€16,944€30,883€29,681▼ 3.9%
Investment in fixed assets (approximation)--€2,756€0€0-€4,307-
Change in cash--€914€6,591€12,320€12,240▼ 0.6%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2025
17-12
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial Equity above €100,000Eq €107,367 ▲19.8%
4 profitable years in a row build equity to €107,367.
2024
13-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial Highest result since 2019net €18,972 ▲581%
Net result €18,972, the highest in the series.
30-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
06-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial Back to profitnet €3,818
Net result €3,818 after one loss-making year.
14-02
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 14 days late
2021
30-06
Financial Weakest financial yearnet -€27,170
Net result drops to -€27,170, the lowest in the series; recovery starts the following year.
05-02
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 5 days late
2020
31-01
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
08-01
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
16-01
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2002
seat establishment The establishment unit on the map
Ground area
200 m²
Building footprint
89 m²
Volume, LiDAR
626 m³
2 parcels, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
Mechelsesteenweg 90, 2550 Kontich
NACE 9302203
since 20022.115.538.920
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11602C0346/00K000 Flanders 112 m² - -
11024F0102/00G000 Flanders 89 m² 1 · 89 m² 10.7 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,865 companies in sector 96220 we hold annual accounts for 1,441. 995 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded16-08-2002
Fiscal year end30-06
Activities, NACEBEL 2025
96220Beauty care and other beauty treatments
E-invoicing
Reachable via Peppol
Peppol ID 0208:0478175752
Also 9925:BE0478175752
Registered 07-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.