CERAMICS DESIGN AND MORE
The computed 12-month bankruptcy probability of CERAMICS DESIGN AND MORE is 2.4% (moderate). The 2024 annual accounts show equity of €17k and a net result of €-23k. Its solvency ranks better than 28% of 972 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €17k |
| Net result | €-23k |
| Better than sector | 28% |
| Active | 3 yrs |
Fragile profile, watch profitability in particular.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 8.7% | 27.2% | |
| Net result | €-23k | €23k | |
| Equity | €17k | €171k | |
| Gross operating margin | €-20k | €173k | |
| Total assets | €191k | €859k |
Show 4 other metrics
| Fiscal year | 2024 |
|---|---|
| Deposit | verkort |
| Revenue | - |
| EBITDA | - |
| Net profit | €-23k |
| Cash flow | - |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €191k |
| Equity | €17k |
| Debt | €174k |
| of which ≤ 1y | €174k |
| of which > 1y | - |
| Working capital | €17k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 1.10 |
| Quick ratio | 0.12 |
| Working capital ratio | 8.7% |
| Solvency | 8.7% |
| Debt / equity | 10.52 |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | -12.1% |
| ROE | -139.8% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (19 line items)
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €191k |
| Current assets | 29/58 | €191k |
| Stocks & contracts in progress | 3 | €170k |
| Amounts receivable within one year | 40/41 | €17k |
| Cash & bank | 54/58 | €4k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €191k |
| Equity | 10/15 | €17k |
| Contributions / capital | 10/11 | €60k |
| Accumulated profits (losses) | 14 | €-43k |
| Amounts payable | 17/49 | €174k |
| Amounts payable within one year | 42/48 | €174k |
| Trade debts payable within one year | 44 | €132k |
| Income statement | ||
| Gross operating margin | 9900 | €-20k |
| Operating result | 9901 | €-22k |
| Financial income | 75 | €3 |
| Financial charges | 65 | €1k |
| Result before taxes | 9903 | €-23k |
| Net result for the period | 9904 | €-23k |
| Result to be appropriated | 9905 | €-23k |
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Itabel BVLegal entityDirector· perm. rep.: Walmagh KurtState Gazette act 26019183 (06-02-2026)Current19-01-2026 → present
Former directors (1)
-
Cassiman Stones Ceramics Comm VLegal entityDirector· perm. rep.: Cassiman FrankState Gazette act 25097576 (30-07-2025)Former- → 30-07-2025
| NACE primary | Handelsbemiddeling in de groothandel in hout en bouwmaterialen(46130) |
| Legal form | Private limited company(610) |
| Incorporation | 16-02-2023 |
| Status | Active |
| Postal code | 2220 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12014K0411/00K000indicative | Flanders | 1.3 ha | 1 · 1.2 ha | 11.3 m · 3 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
06-02-2026 Walmagh Kurt appointed as director
- Walmagh Kurt, Bestuurder
Technical details
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"events": [
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},
"effective_date": "2026-01-19",
"evidence_quote": "Met \u00E9\u00E9nparigheid van stemmen wordt Itabel BV, vertegenwoordigd door Dhr. Walmagh Kurt benoemd als bestuurder van de vennootschap met ingang vanaf 19 januari 2026."
}
],
"schema": "v3.2",
"act_meta": {
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},
"subject_company": {
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"name_full": "CERAMICS DESIGN AND MORE",
"legal_form": "BV"
}
}30-07-2025 Cassiman Frank resigns as director
- Cassiman Frank, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
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},
"effective_date": "2025-07-30",
"evidence_quote": "Met \u00E9\u00E9nparigheid van stemmen wordt het ontslag van Cassiman Stones Ceramics Comm V vertegenwoordigd door Dhr. Cassiman Frank, gevestigd te 2400 Mol, Geeploopweg 4, als bestuurder aanvaard met ingang vanaf heden."
}
],
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}
}20-02-2023 Incorporation of a new BV
Technical details
{
"kind": "oprichting",
"seat": "2220 Heist-op-den-Berg, Industriepark B 24 unit 8",
"schema": "v3.2",
"act_meta": {
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"extractor": "constrained-core-35b"
},
"founders": [
{
"org": {
"kbo": "0474.845.484",
"name": "BUSINESS TRADING AGENCY"
},
"kind": "rechtspersoon",
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"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": "0474.845.484",
"holder_org_name": "BUSINESS TRADING AGENCY",
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"amount_paid_in_eur": 20000,
"holder_person_name": null,
"is_subscriber_only": true,
"n_shares_subscribed": 800,
"amount_subscribed_eur": 20000,
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},
{
"org": {
"kbo": "0819.128.871",
"name": "CASSIMAN STONES CERAMICS"
},
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"holder_org_name": "CASSIMAN STONES CERAMICS",
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},
{
"org": {
"kbo": "0440.831.148",
"name": "ARQUITECTURA CERAMICA - DESIGN"
},
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}
],
"capital_eur": 60000,
"subject_company": {
"kbo": "0798.519.044",
"name_full": "CERAMICS DESIGN AND MORE",
"legal_form": "BV"
},
"initial_directors": [],
"incorporation_date": "2023-02-16",
"post_incorporation_mandates": []
}| Legal nameNL | CERAMICS DESIGN AND MORE |
| AbbreviationNL | CD&MORE |