Centrum voor Informatica – Oplossingen – Ondersteuning – Overheid
ActiveSummary
Centrum voor Informatica – Oplossingen – Ondersteuning – Overheid has been active since 1971 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15.37M and a net result of €501k. Equity is growing by ~3.9% per year across the filed fiscal years. The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability45▼-12
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.2M at 30 days acceptable
Liquidity ample (current ratio 15.05 against 15.16 in 2024; short-term debt: 5.6% and cash: 9.1% of total assets), and 5.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.3%
Return on assets
3.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
34 d early
2023
1 d early
2022
17 d late
2021
6 d early
2020
18 d early
2019
133 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€501k▼ 58.2%
2024 · €1.20M
2018: €-1.07M
2019: €817k
2020: €1.02M
2021: €728k
2022: €-1.41M
2023: €1.07M
2024: €1.20M
2018 → 2025
Working capital
€12.75M▲ 4.3%
2024 · €12.22M
2018: €9.07M
2019: €9.88M
2020: €10.91M
2021: €11.63M
2022: €10.23M
2023: €11.02M
2024: €12.22M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€14.01M-€12.60M▼ 10.0%€13.67M▲ 8.5%€14.87M▲ 8.8%€15.37M▲ 3.4%
Operating result€-876k-€-543k▲ 38.0%€-592k▼ 9.1%€-600k▼ 1.2%€-858k▼ 43.1%
Net result€728k-€-1.41M€1.07M€1.20M▲ 12.4%€501k▼ 58.2%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €858k in 2025 against €600k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €16.31M
Fixed assets
€2.65M =
Current assets
€13.66M ▲ 4.4%
Equity and liabilities €16.31M
Equity
€15.37M ▲ 3.4%
Provisions
€30k
Debt
€908k ▲ 5.2%
Debt's share of the balance-sheet total rises from 5.5% to 5.6%. Equity and debt are higher.
Key figures and ratios
Current ratio
15.05▼
2024 · 15.16
Debt to equity
0.06▲
2024 · 0.06
ROE
3.3%▼
2024 · 8.1%
ROA
3.1%▼
2024 · 7.6%
Debt ≤ 1 year
€908k▲
2024 · €863k
Staff costs
€62k▲
2024 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€15.74M€16.31M▲
Fixed assets21/28€2.65M€2.65M=
Financial fixed assets28€2.65M€2.65M=
Current assets29/58€13.09M€13.66M▲
Amounts receivable within one year40/41€0-
Other amounts receivable41€0-
Current investments50/53€11.64M€12.18M▲
Cash at bank and in hand54/58€1.45M€1.48M▲
Equity and liabilities
Total equity and liabilities10/49€15.74M€16.31M▲
Equity10/15€14.87M€15.37M▲
Contributions10/11€2.74M€10.91M▲
Capital10€2.74M€10.91M▲
Reserves13€8.17M-
Profit (loss) carried forward14€3.96M€4.47M▲
Provisions and deferred taxes16-€30k
Provisions for liabilities and charges160/5-€30k
Other liabilities and charges164/5-€30k
Amounts payable17/49€863k€908k▲
Amounts payable within one year42/48€863k€908k▲
Trade debts44€590k€614k▲
Suppliers440/4€590k€614k▲
Taxes, remuneration and social security45-€22k
Taxes450/3-€6k
Remuneration and social security454/9-€15k
Income statement
Code20242025
Non-recurring operating income76A-€2k
Goods, raw materials, services and sundry goods60/61€471k€683k▲
Remuneration, social security and pensions62€44k€62k▲
Other operating charges640/8€84k€85k▲
Gross operating margin9900€-471k€-681k▼
Operating profit (loss)9901€-600k€-858k▼
Financial income75/76B€1.80M€1.36M▼
Recurring financial income75€1.80M€1.36M▼
Non-recurring financial income76B€0-
Financial charges65/66B€206€208▲
Recurring financial charges65€206€208▲
Profit (loss) for the period before taxes9903€1.20M€501k▼
Profit (loss) for the period9904€1.20M€501k▼
Profit (loss) for the period to be appropriated9905€1.20M€501k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3.96M€4.47M▲
Profit (loss) brought forward from the previous period14P€2.76M€3.96M▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
State Gazette act
Appointments: Nico Blontrock (director) and Marie Van Tighem (director)Resignations: Franky Demon, Pietro Iacopucci and Ronny Neckebroeck6 facts ▸
State Gazette act
Appointments: Nico Blontrock (director) and Marie Van Tighem (director)
Resignations: Franky Demon, Pietro Iacopucci and Ronny Neckebroeck6 facts ▸
- General meeting, 29/05/2026
- Director appointment, Nico Blontrock (director)
- Director appointment, Marie Van Tighem (director)
- Director resignation, Franky Demon
- Director resignation, Pietro Iacopucci
- Director resignation, Ronny Neckebroeck
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €1.20M ▲12.4%
Net result €1.20M, the highest in the series.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €1.07M
Net result €1.07M after one loss-making year.
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 17 days late
2022
31-12
Financial
Weakest financial yearnet €-1.41M ▼293%
Net result drops to €-1.41M, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Liquidity doublescurrent ratio 28.61
Current ratio from 12.52 to 28.61; short-term debt falls from €858k to €395k.
11-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 133 days late
Show earlier events
2019
31-12
Financial
Back to profitnet €817k
Net result €817k after one loss-making year.
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
04-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 4 days late
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2028
Marie Van Tighem
CurrentDirector · since 26-05-2028
Nico Blontrock
CurrentDirector · since 29-05-2026
26-05-2028
Marie Van Tighem: Appointed as Director
07-08-2026
Demon Franky: Resigned
07-08-2026
Pietro Iacopucci: Resigned
07-08-2026
Ronny Neckebroeck: Resigned
29-05-2026
Nico Blontrock: Appointed as Director
Location & real-estate footprint
Registered office, Gent
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bisdomplein 39000 GentGround area
1,173 m²
Building footprint
1,085 m²
Volume, LiDAR
12,678 m³
Parcel 44803C0556/00B002, Flanders · tallest building 18.8 m, ±4 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44803C0556/00B002 | Flanders | 1,173 m² | 1 · 1,085 m² | 18.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded05-04-1971
Fiscal year end31-12
Abbreviation NL
CEVIO
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.