Centre SAINTE GERTRUDE ASBL
ActiveSummary
Centre SAINTE GERTRUDE ASBL has been active since 1981 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.19M and a net result of €-421k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 40% of 462 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability12▼-56
Solvency65▲+6
Growth52=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €180k at 30 days acceptable
Liquidity tight (current ratio 1.01 against 1.84 in 2024; short-term debt: 37% and cash: 13.4% of total assets), and 60.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 87
Relative position
BE, all sectors
reference
Sector 87
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.6%
Return on assets
-5.2%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €3.19M
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
13 d early
2023
27 d early
2022
34 d early
2021
18 d early
2020
8 d early
2019
88 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€3.19M▲ 9.6%
2024 · €2.91M
2018: €2.69M
2019: €2.82M
2020: €3.09M
2021: €2.84M
2022: €2.95M
2023: €2.88M
2024: €2.91M
2018 → 2025
Total assets
€8.06M▼ 4.9%
2024 · €8.47M
2018: €5.10M
2019: €5.32M
2020: €5.61M
2021: €5.05M
2022: €6.57M
2023: €6.75M
2024: €8.47M
2018 → 2025
Net result
€-421k▼ 874%
2024 · €-43k
2018: €122k
2019: €218k
2020: €277k
2021: €84k
2022: €186k
2023: €4k
2024: €-43k
2018 → 2025
Working capital
€27k▼ 98.7%
2024 · €2.10M
2018: €-720k
2019: €-374k
2020: €-231k
2021: €-149k
2022: €612k
2023: €947k
2024: €2.10M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.84M-€2.95M▲ 3.8%€2.88M▼ 2.4%€2.91M▲ 1.0%€3.19M▲ 9.6%
Operating result€3k-€126k▲ 3,663%€-58k€-109k▼ 87.0%€-474k▼ 334%
Net result€84k-€186k▲ 121%€4k▼ 97.8%€-43k€-421k▼ 874%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €474k in 2025 against €109k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8.06M
Fixed assets
€5.05M ▲ 30.2%
Current assets
€3.01M ▼ 34.6%
Equity and liabilities €8.06M
Equity
€3.19M ▲ 9.6%
Provisions
€178k ▼ 33.3%
Debt
€4.69M ▼ 11.4%
Debt's share of the balance-sheet total falls from 62.5% to 58.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€-40k▼
2024 · €294k
Cash flow
€12k▼
2024 · €360k
Current ratio
1.01▼
2024 · 1.84
Quick ratio
1.00▼
2024 · 1.83
Debt to equity
1.47▼
2024 · 1.82
ROE
-13.2%▼
2024 · -1.5%
ROA
-5.2%▼
2024 · -0.5%
Interest coverage
-1.59▼
2024 · 14.84
Debt ≤ 1 year
€2.98M▲
2024 · €2.49M
Debt > 1 year
€67k▲
2024 · €44k
Staff costs
€10.85M▲
2024 · €10.57M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 72 lines
Balance sheet
Code20242025
Assets
Total assets20/58€8.47M€8.06M▼
Fixed assets21/28€3.88M€5.05M▲
Intangible fixed assets21€930€10k▲
Tangible fixed assets22/27€3.88M€5.04M▲
Land and buildings22€3.18M€3.23M▲
Plant, machinery and equipment23€366k€403k▲
Furniture and vehicles24€167k€158k▼
Assets under construction and advance payments27€166k€1.25M▲
Financial fixed assets28€0€0=
Affiliated companies280/1€0€0=
Participating interests280€0€0=
Current assets29/58€4.59M€3.01M▼
Amounts receivable after more than one year29€1.19M€1.19M=
Trade receivables290€1.19M-
Other amounts receivable291-€1.19M
Stocks and contracts in progress3€35k€39k▲
Stocks30/36€35k€39k▲
Raw materials and consumables30/31€35k€39k▲
Amounts receivable within one year40/41€1.31M€602k▼
Trade receivables40€285k€436k▲
Other amounts receivable41€1.03M€166k▼
Current investments50/53€0€0=
Cash at bank and in hand54/58€1.98M€1.08M▼
Deferred charges and accrued income490/1€72k€92k▲
Equity and liabilities
Total equity and liabilities10/49€8.47M€8.06M▼
Equity10/15€2.91M€3.19M▲
Contributions10/11€1.47M€1.47M=
Capital10€1.47M€1.47M=
Profit (loss) carried forward14€318k€-104k▼
Investment grants15€1.12M€1.82M▲
Provisions and deferred taxes16€266k€178k▼
Provisions for liabilities and charges160/5€266k€178k▼
Other liabilities and charges164/5€266k€178k▼
Amounts payable17/49€5.30M€4.69M▼
Amounts payable after more than one year17€44k€67k▲
Financial debts170/4€44k€67k▲
Credit institutions173€44k€67k▲
Amounts payable within one year42/48€2.49M€2.98M▲
Current portion of amounts payable after more than one year42€262k€206k▼
Trade debts44€251k€342k▲
Suppliers440/4€251k€342k▲
Taxes, remuneration and social security45€1.68M€1.91M▲
Taxes450/3€225k€345k▲
Remuneration and social security454/9€1.46M€1.56M▲
Accrued charges and deferred income492/3€2.76M€1.65M▼
Income statement
Code20242025
Operating income70/76A€12.91M€13.25M▲
Own construction capitalised72€80k€82k▲
Other operating income74€12.57M€12.82M▲
Non-recurring operating income76A€257k€347k▲
Operating charges60/66A€13.02M€13.72M▲
Goods for resale, raw materials and consumables60€388k€390k▲
Purchases600/8€365k€395k▲
Change in stocks: decrease (increase)609€23k€-5k▼
Services and other goods61€1.24M€1.19M▼
Remuneration, social security and pensions62€10.57M€10.85M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€403k€434k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-79€5k▲
Other operating charges640/8€346k€361k▲
Non-recurring operating charges66A€192k€581k▲
Operating profit (loss)9901€-109k€-474k▼
Financial income75/76B€86k€78k▼
Recurring financial income75€86k€78k▼
Other financial income752/9€86k€78k▼
Financial charges65/66B€20k€25k▲
Recurring financial charges65€20k€25k▲
Debt charges650€20k€25k▲
Profit (loss) for the period before taxes9903€-43k€-421k▼
Profit (loss) for the period9904€-43k€-421k▼
Profit (loss) for the period to be appropriated9905€-43k€-421k▼
Appropriation of the result
Profit (loss) to be appropriated9906€318k€-104k▼
Profit (loss) brought forward from the previous period14P€361k€318k▼
Social balance
Average headcount (FTE)9087155.3157.5▲
The notes to these accounts (58 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-421k
Net result drops to €-421k, the lowest in the series.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €277k ▲27%
Operating result €197k, net result €277k, both a record.
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 88 days late
2019
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
19-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
13 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugelette · 5 establishment units since 1982
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin de Wisbecq 67940 BrugeletteGround area
9,533 m²
Building footprint
4,378 m²
Volume, LiDAR
62,654 m³
4 parcels, Wallonia · tallest building 23.6 m, ±5 floors. Linked by address, not a title deed.
5 establishment units
Service d'Accompagnement (SAC)
since 19822.138.427.554
Les Tournesols (SAJA)
since 19822.138.427.653
La Branche d'Olivier
since 19822.138.427.752
Service de Logements Supervisés (SLS)
since 19822.138.427.455
Centre Sainte-Gertrude ASBL
since 19822.138.427.356
4 parcels
Wallonia
4
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51012B0220/00R002 | Wallonia | 8,514 m² | 1 · 3,926 m² | 23.6 m · 5 fl. |
| 51004B0807/00N098 | Wallonia | 442 m² | 1 · 104 m² | 13.9 m · 4 fl. |
| 51004B0807/00R098 | Wallonia | 346 m² | 1 · 256 m² | - |
| 51004D0458/00M000 | Wallonia | 231 m² | 1 · 94 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 3
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Federal government
2025 · 1 entry · 50 EUR in total| Year | Department | Transactions | Amount |
|---|---|---|---|
| 2025 | FOD Justitie | 1 | 50 EUR |
Budget allocations
Toelage kosten werkstraffen (kledij, preventie)
Recognitions · licences · registrations
Food safety, FASFC
2 sitesAth2.138.427.752
Brugelette2.138.427.356
Legal Entity Identifier
254900EI08HX9MLNA641
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Of 63 companies in sector 87201 we hold annual accounts for 60. 50 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded09-01-1981
Fiscal year end31-12
Abbreviation FR
CSG ASBL
Activities, NACEBEL 2025
87201Residential care activities
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@csgertrude.be
Phone:068457450