CENTRE PROXIMA
ActiveSummary
CENTRE PROXIMA has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€52,347) and a net result of €24,131. Equity is shrinking by ~32.7% per year across the filed fiscal years. Its solvency ranks better than 15% of 14284 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability71▲+68
Solvency19=
Growth54=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.22 against 0.46 in 2024; short-term debt: 74.2% and cash: 0% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 14284 sector peers (2025).
NBB · sector comparisonPosition among 14284 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
30 d late
2023
42 d early
2022
32 d late
2021
78 d late
2020
30 d late
2019
42 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 29 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 5 filed years within 47 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€775,351▲ 34.9%
2019 · €574,636
EBIT margin
13.7%▲ 2.9pp
2019 · 10.8%
Net result
€24,131
2024 · -€148,274
Working capital
-€509,235▼ 6.7%
2024 · -€477,166
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover
Operating result-€47,483-€13,635▲ 71.3%-€9,377▲ 31.2%-€114,047▼ 1,116%€40,714
Net result-€90,953below the sector's middle half-€46,411below the sector's middle half▲ 49.0%-€45,512below the sector's middle half▲ 1.9%-€148,274below the sector's middle half▼ 226%€24,131within the sector's middle half
EBIT margin
Equity€163,718within the sector's middle half▼ 35.7%€117,308within the sector's middle half▼ 28.3%€71,796within the sector's middle half▼ 38.8%-€76,478below the sector's middle half-€52,347below the sector's middle half▲ 31.6%
Total assets€1.4mabove the sector's middle half▲ 33.9%€1.0mwithin the sector's middle half▼ 26.3%€1.1mwithin the sector's middle half▲ 4.0%€1.2mabove the sector's middle half▲ 12.5%€884,609within the sector's middle half▼ 25.1%
Debt€1.1m▲ 65.3%€816,659▼ 27.3%€909,606▲ 11.4%€1.2m▲ 30.6%€936,956▼ 21.1%
Working capital-€556,961below the sector's middle half-€235,997below the sector's middle half▲ 57.6%-€294,495below the sector's middle half▼ 24.8%-€477,166below the sector's middle half▼ 62.0%-€509,235below the sector's middle half▼ 6.7%
Solvency11.9%within the sector's middle half▼ 12.9pp11.6%within the sector's middle half▼ 0.3pp6.8%within the sector's middle half▼ 4.8pp-6.5%below the sector's middle half▼ 13.3pp-5.9%below the sector's middle half▲ 0.6pp
Current ratio0.21below the sector's middle half▼ 0.790.40below the sector's middle half▲ 0.200.47within the sector's middle half▲ 0.060.46within the sector's middle half▼ 0.010.22below the sector's middle half▼ 0.23
Return on assets (ROA)-6.6%below the sector's middle half▼ 14.1pp-4.6%below the sector's middle half▲ 2.0pp-4.3%below the sector's middle half▲ 0.3pp-12.5%below the sector's middle half▼ 8.2pp2.7%within the sector's middle half▲ 15.3pp
Staff (FTE)2.4▼ 14.3%1.6▼ 33.3%3.4▲ 113%4.1▲ 20.6%3.3▼ 19.5%
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €40,714 after a loss of €114,047 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €884,609
Fixed assets
€737,077 ▼ 5.6%
Current assets
€147,532 ▼ 63.2%
Key figures and ratios
EBITDA
€97,561▲
2024 · -€56,249
Cash flow
€80,978▲
2024 · -€90,476
Debt to equity
-17.90▼
2024 · -15.53
Interest coverage
5.91▲
2024 · -1.66
Debt ≤ 1 year
€656,767▼
2024 · €877,826
Debt > 1 year
€280,189▼
2024 · €308,300
Income taxes
€87▼
2024 · €1,925
Staff costs
€54,753▼
2024 · €70,624
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,379 companies that looked in July 2024 the way this one looks now, 2.4% went bankrupt within 24 months and 94% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a profit under 5% of the balance sheet
2.4%
went bankrupt
3.2%
stopped otherwise
94%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,379 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €42,000 | €89,138 | - | - | €67,515 | - |
| Remuneration, social security and pensions62 | €82,835 | €40,622 | €47,215 | €70,624 | €54,753 | ▼ 22.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €41,121 | €41,016 | €58,167 | €57,798 | €56,846 | ▼ 1.6% |
| Other operating charges640/8 | €2,382 | €1,453 | €32,301 | €19,495 | €9,621 | ▼ 50.7% |
| Non-recurring operating charges66A | - | - | - | €33,723 | €460 | ▼ 98.6% |
| Gross operating margin9900 | €78,856 | €69,457 | €128,306 | €67,594 | €162,394 | ▲ 140% |
| Operating profit (loss)9901 | -€47,483 | -€13,635 | -€9,377 | -€114,047 | €40,714 | ▲ 136% |
| Financial income75/76B | - | - | - | €1,554 | €15 | ▼ 99.1% |
| Recurring financial income75 | - | - | - | €1,554 | €15 | ▼ 99.1% |
| Financial charges65/66B | €23,469 | €34,710 | €36,134 | €33,856 | €16,510 | ▼ 51.2% |
| Recurring financial charges65 | €23,469 | €34,710 | €36,134 | €33,856 | €16,510 | ▼ 51.2% |
| Profit (loss) for the period before taxes9903 | -€70,953 | -€48,345 | -€45,512 | -€146,349 | €24,219 | ▲ 117% |
| Income taxes67/77 | €20,000 | -€1,934 | - | €1,925 | €87 | ▼ 95.5% |
| Profit (loss) for the period9904 | -€90,953 | -€46,411 | -€45,512 | -€148,274 | €24,131 | ▲ 116% |
| Profit (loss) for the period to be appropriated9905 | -€90,953 | -€46,411 | -€45,512 | -€148,274 | €24,131 | ▲ 116% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.4m | €1.0m | €1.1m | €1.2m | €884,609 | ▼ 25.1% |
| Fixed assets21/28 | €1.2m | €849,750 | €791,582 | €780,924 | €737,077 | ▼ 5.6% |
| Intangible fixed assets21 | €0 | - | - | €0 | - | - |
| Tangible fixed assets22/27 | €1.2m | €849,750 | €791,582 | €780,924 | €737,077 | ▼ 5.6% |
| Land and buildings22 | €1.1m | €734,266 | €705,540 | €701,397 | €671,825 | ▼ 4.2% |
| Plant, machinery and equipment23 | €8,924 | €7,479 | €3,991 | €18,486 | €26,331 | ▲ 42.4% |
| Furniture and vehicles24 | €6,971 | €11,173 | €6,896 | €5,567 | €3,131 | ▼ 43.8% |
| Leasing and similar rights25 | €107,749 | €96,831 | €75,155 | €55,473 | €35,790 | ▼ 35.5% |
| Current assets29/58 | €145,007 | €160,375 | €259,013 | €400,660 | €147,532 | ▼ 63.2% |
| Amounts receivable after more than one year29 | - | - | - | €16,667 | €16,667 | = |
| Other amounts receivable291 | - | - | - | €16,667 | €16,667 | = |
| Amounts receivable within one year40/41 | €37,885 | €52,342 | €253,006 | €383,846 | €117,709 | ▼ 69.3% |
| Trade receivables40 | €30,409 | €52,342 | €196,160 | €328,737 | €109,159 | ▼ 66.8% |
| Other amounts receivable41 | €7,476 | - | €56,846 | €55,109 | €8,550 | ▼ 84.5% |
| Cash at bank and in hand54/58 | €107,122 | €108,033 | €6,007 | €147 | €172 | ▲ 17.3% |
| Deferred charges and accrued income490/1 | €0 | - | - | - | €12,984 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.4m | €1.0m | €1.1m | €1.2m | €884,609 | ▼ 25.1% |
| Equity10/15 | €163,718 | €117,308 | €71,796 | -€76,478 | -€52,347 | ▲ 31.6% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €39,300 | €39,300 | €39,300 | €39,300 | €39,300 | = |
| Non-distributable reserves130/1 | €1,800 | €1,800 | €1,800 | €1,800 | €1,800 | = |
| Reserves not available under the articles1311 | €1,800 | €1,800 | €1,800 | €1,800 | €1,800 | = |
| Tax-exempt reserves132 | €37,500 | €37,500 | €37,500 | €37,500 | €37,500 | = |
| Profit (loss) carried forward14 | €118,218 | €71,808 | €26,296 | -€121,978 | -€97,847 | ▲ 19.8% |
| Provisions and deferred taxes16 | €83,067 | €76,159 | €69,194 | €70,000 | - | - |
| Provisions for liabilities and charges160/5 | €83,067 | €76,159 | €69,194 | €70,000 | - | - |
| Other liabilities and charges164/5 | €83,067 | €76,159 | €69,194 | €70,000 | - | - |
| Amounts payable17/49 | €1.1m | €816,659 | €909,606 | €1.2m | €936,956 | ▼ 21.1% |
| Amounts payable after more than one year17 | €421,075 | €419,285 | €356,097 | €308,300 | €280,189 | ▼ 9.1% |
| Financial debts170/4 | €421,075 | €419,285 | €356,097 | €308,300 | €280,189 | ▼ 9.1% |
| Amounts payable within one year42/48 | €701,969 | €396,372 | €553,508 | €877,826 | €656,767 | ▼ 25.2% |
| Current portion of amounts payable after more than one year42 | €448,971 | €19,918 | €41,653 | €47,165 | €37,539 | ▼ 20.4% |
| Financial debts43 | - | €4,601 | €14,001 | €14,628 | €14,351 | ▼ 1.9% |
| Credit institutions430/8 | - | €4,601 | €14,001 | €14,628 | €14,351 | ▼ 1.9% |
| Trade debts44 | €168,993 | €319,673 | €480,379 | €260,890 | €61,016 | ▼ 76.6% |
| Suppliers440/4 | €168,993 | €319,673 | €480,379 | €260,890 | €61,016 | ▼ 76.6% |
| Taxes, remuneration and social security45 | €18,312 | €36,570 | €8,079 | €54,888 | €14,912 | ▼ 72.8% |
| Taxes450/3 | €3,400 | €34,891 | - | €30,543 | €1,649 | ▼ 94.6% |
| Remuneration and social security454/9 | €14,912 | €1,679 | €8,079 | €24,345 | €13,263 | ▼ 45.5% |
| Other amounts payable47/48 | €65,693 | €15,610 | €9,396 | €500,254 | €528,950 | ▲ 5.7% |
| Accrued charges and deferred income492/3 | €1,001 | €1,001 | - | €1,935 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€90,953 | -€46,411 | -€45,512 | -€148,274 | €24,131 | ▲ 116% |
| + Depreciation and write-downs630 | €41,121 | €41,016 | €58,167 | €57,798 | €56,846 | ▼ 1.6% |
| Operating cash flow (approximation) | -€49,831 | -€5,395 | €12,656 | -€90,476 | €80,978 | ▲ 190% |
| Investment in fixed assets (approximation) | - | €335,057 | €0 | -€47,139 | -€13,000 | ▲ 72.4% |
| Change in cash | - | €910 | -€102,026 | -€5,861 | €25 | ▲ 100% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €24,131
Net result €24,131 after 4 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Weakest financial yearnet -€148,274
Net result drops to -€148,274, the lowest in the series; recovery starts the following year.
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 78 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Highest result since 2018net €76,468 ▲216%
Operating result €105,995, net result €76,468, both a record.
31-12
Financial
Equity above €200,000Eq €254,671 ▲38.1%
3 profitable years in a row build equity to €254,671.
11-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 42 days late
2019
31-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 153 days late
2018
20-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 142 days late
2017
13-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 74 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gembloux · 2 establishment units since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Chapelle-Marion 305030 GemblouxGround area
7,369 m²
Building footprint
1,582 m²
Volume, LiDAR
10,172 m³
Parcel 25112D0286/00H000, Wallonia · tallest building 12.4 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Proxima
since 20142.236.853.355
Centre Proxima de Wavre
since 20222.332.989.362
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25112D0286/00H000 | Wallonia | 7,369 m² | 1 · 1,582 m² | 12.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,326 companies in sector 68110 we hold annual accounts for 5,390. 3,514 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-11-2014
Fiscal year end31-12
Activities, NACEBEL 2025
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
Contact
Website
www.centreproxima.be
E-mail
info@centreproxima.be
E-mail
cdoruwera@yahoo.frGembloux
Phone
0487435275Gembloux
E-invoicing
Reachable via Peppol
Peppol ID
0208:0567643901
Registered
23-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.