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Generated 15-07-2026
Active BE 0787.577.147Private limited company

CENTRATE

Weststraat 79 ·9950 Lievegem, Belgium· 4 yrs active
Sector: Computer programming & consultancy (62200)
Conclusion Checked

The computed 12-month bankruptcy probability of CENTRATE is 0.5% (very low). The 2024 annual accounts show equity of €155k and a net result of €103k. Equity is growing by ~133.1% per year across the filed fiscal years. Its solvency ranks better than 42% of 7321 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.
Key figures
Equity €155k
Net result €103k
Better than sector 42%
Active 4 yrs
Snowflake analysis 5 axes · computed by Checked
Health93Profitability100Solvency98Growth78Stability94
93 / 100

Exceptional profile, strong across almost every axis.

Health 93
Profitability 100
Solvency 98
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
0.5% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
93 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview3 NBB filings
Annual accounts filed on 23-06-2025 with the NBB · fiscal year 2024 · micro
€0€50k€100k€150kOperating result 2022: €15k€15kNet result 2022: €12k€12kOperating result 2023: €44k€44kNet result 2023: €35k€35kOperating result 2024: €131k€131kNet result 2024: €103k€103k202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~133.1%/year over 3 fiscal years, indicative, assuming unchanged policy.
€0€100k€200k€300k€400k2025: €224k (€211k - €236k)2026: €293k (€280k - €305k)2027: €362k (€349k - €374k)2022: €17k2023: €52k2024: €155k202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 62, Computer programming & consultancy · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 58.9% 65.1%
better than 42% of 7321 sector peers
Net result €103k €32k
better than 95% of 7318 sector peers
Equity €155k €58k
better than 86% of 7323 sector peers
Gross operating margin €131k €52k
better than 91% of 7312 sector peers
Total assets €263k €103k
better than 87% of 7324 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Net profit
€103k
+195.2% far above sector median
Total assets
€263k
+151.9% +128% vs sector
Equity
€155k
+198.9% +154% vs sector
Working capital
€170k
+227.5% +174% vs sector
Income taxes
€28k
+217.2% far above sector median
Debt
€108k
+105.5% +213% vs sector
Debt ≤ 1y
€93k
+77.3% +185% vs sector
Current ratio
2.82
+42.1% -44% vs sector
Quick ratio
2.82
+42.1% -44% vs sector
Solvency
58.9%
+18.6% +4% vs sector
Debt / equity
0.70
-31.2% -57% vs sector
ROE
66.5%
-1.2% far above sector median
ROA
39.2%
+17.2% far above sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA-
Net profit€103k
Cash flow-
Staff costs-
Income taxes€28k
Dividends-
Total assets€263k
Equity€155k
Debt€108k
of which ≤ 1y€93k
of which > 1y-
Working capital€170k
Employees (FTE)-
Ratios (computed)
2024
Current ratio2.82
Quick ratio2.82
Working capital ratio64.6%
Solvency58.9%
Debt / equity0.70
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA39.2%
ROE66.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€263k
Current assets 29/58€263k
Amounts receivable within one year 40/41€90k
Cash & bank 54/58€171k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€263k
Equity 10/15€155k
Contributions / capital 10/11€5k
Reserves 13€150k
Amounts payable 17/49€108k
Amounts payable within one year 42/48€93k
Trade debts payable within one year 44€56k
Income statement
Gross operating margin 9900€131k
Operating result 9901€131k
Financial income 75€27
Financial charges 65€62
Result before taxes 9903€131k
Income taxes 67/77€28k
Net result for the period 9904€103k
Result to be appropriated 9905€103k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 1 directors
Current directors & mandates
  • Tim Vereecken
    Director
    State Gazette act 25161311 (22-12-2025)
    Current
    31-10-2025 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Computer programming & consultancy(62200)
Legal form Private limited company(610)
Incorporation23-06-2022
StatusActive
Postal code9950
Establishment units 1 location
CENTRATE
Weststraat 79, 9950 LievegemComputerconsultancy-activiteiten
since 20222.333.128.825
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44072E1167/00X000 Flanders 953 m² 1 · 154 m² 7.7 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 6 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
22-12-2025
State Gazette act Director changes
v3.2
26-06-2025
State Gazette act Capital & shares
v3.2
23-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
03-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
29-06-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
27-06-2022
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 3 acts
Capital history · 1
26-06-2025
v3.2
All acts · 3 updated 6 months ago
2025
22-12-2025 Tim Vereecken appointed as director Director changes
  • Tim Vereecken, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Tim Vereecken",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-10-31",
      "evidence_quote": "De vergadering heeft de benoeming als bestuurder van de heer Tim Vereecken, met ingang van 31 oktober 2025, aanvaard."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0787.577.147",
    "name_full": "CENTRATE",
    "legal_form": "BV"
  }
}
26-06-2025 Transaction in capital or shares Capital & shares
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0787.577.147",
    "name_full": "CENTRATE",
    "legal_form": "BV"
  }
}
2022
27-06-2022 Incorporation of a new BV Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "9950 Lievegem, Weststraat 79",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1963-03-17",
        "name": "LIEVENS Danny",
        "niss": null,
        "address": "9950 Lievegem, Weststraat 79"
      },
      "share_class": "A and B",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 2500,
      "holder_person_name": "LIEVENS Danny",
      "is_subscriber_only": false,
      "n_shares_subscribed": 500,
      "amount_subscribed_eur": 2500,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1989-11-14",
        "name": "SUIJKERBUIJK David Jan Wil",
        "niss": null,
        "address": "2600 Antwerpen (Berchem), Langemarkstraat 90"
      },
      "share_class": "A and B",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 2500,
      "holder_person_name": "SUIJKERBUIJK David Jan Wil",
      "is_subscriber_only": false,
      "n_shares_subscribed": 500,
      "amount_subscribed_eur": 2500,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 5000,
  "subject_company": {
    "kbo": "0787.577.147",
    "name_full": "CENTRATE",
    "legal_form": "BV"
  },
  "initial_directors": [],
  "incorporation_date": "2022-06-21",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Company registry (CBE) Crossroads Bank
Activities
Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Overige diensten op het gebied van informatietechnologie en computer62090Overige diensten op het gebied van informatietechnologie en computer62900Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
Legal nameNL CENTRATE
Registered office
Weststraat 79
9950 Lievegem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative