Active BE 0448.267.682Private limited company

Centers

Schildersstraat 14 ·2000 Antwerpen, Belgium· 33 yrs active

Conclusion Checked

Centers has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €92k and a net result of €14k. The computed 12-month bankruptcy probability is 0.8% (low).

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€92k
Net result	€14k
Active	33 yrs
Locations	1

Financial profile 5 of 5 axes measured · computed by Checked

91 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100

Profitability 75

Solvency 100

Growth 78

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.8% Low

0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Long-established

Founded in 1992, 33 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2024 · computed

100 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Indicative credit limit

€9k

estimate, not credit advice

Score history

88 2023

100 2024

purely financial, excl. current insolvency signals

Score components

Liquidity Current ratio 5.88 (≥ 1.5) +10

Quick ratio Quick ratio 5.88 (≥ 1.0) +5

Leverage Debt/equity 0.04 (< 1.0) +10

Profitability ROE 15% (≥ 10%) +10

Interest coverage Interest coverage 275.2× (≥ 3×) +8

Profit trend Net profit up YoY +5

Equity growth Equity growing YoY +3

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview32 NBB filings

Annual accounts filed on 05-08-2025 with the NBB · fiscal year 2024 · micro schema

Operating resultNet result

EBITDA

€17k

+3.8% 23-24

Net profit

€14k

+4.3% 23-24

Cash flow

€16k

+3.9% 23-24

Total assets

€96k

-17.9% 23-24

Equity

€92k

+17.7% 23-24

Working capital

€18k

+596.8% 23-24

Income taxes

€1k

+13.6% 23-24

Dividends

€35k

- 23-24

Debt

€4k

-90.2% 23-24

Debt ≤ 1y

€4k

-90.2% 23-24

Current ratio

5.88

+449.9% 23-24

Quick ratio

5.88

+449.9% 23-24

Solvency

96.1%

+43.5% 23-24

Debt / equity

0.04

-91.7% 23-24

ROE

15.1%

-11.4% 23-24

ROA

14.5%

+27.1% 23-24

Interest coverage

275.21

-12.2% 23-24

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2024	2023
Deposit	micro schema	micro schema
Revenue	-	-
EBITDA	€17k	€16k
Net profit	€14k	€13k
Cash flow	€16k	€15k
Staff costs	-	-
Income taxes	€1k	€1k
Dividends	-	€35k
Total assets	€96k	€117k
Equity	€92k	€78k
Debt	€4k	€38k
of which ≤ 1y	€4k	€38k
of which > 1y	-	-
Working capital	€18k	€3k
Employees (FTE)	-	-

Ratios (computed)

	2024	2023
Current ratio	5.88	1.07
Quick ratio	5.88	1.07
Working capital ratio	19.2%	2.3%
Solvency	96.1%	67.0%
Debt / equity	0.04	0.49
Long-term debt ratio	-	-
Interest coverage	275.21	313.58
Gross margin	-	-
Net margin	-	-
ROA	14.5%	11.4%
ROE	15.1%	17.0%
EBITDA margin	-	-
Days sales outstanding	-	-
Days payable outstanding	-	-
Inventory turnover	-	-
Days inventory (DSI)	-	-

Balance-sheet composition 2024

Assets

Fixed assets €73k · 76.9% Current assets €22k · 23.1%

Equity & liabilities

Equity €92k · 96.1% Debt €4k · 3.9%

Full annual accounts (22 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024	2023
Balance sheet, Assets
TOTAL ASSETS	20/58	€96k	€117k
Fixed assets	21/28	€73k	€75k
Tangible fixed assets	22/27	€73k	€75k
Current assets	29/58	€22k	€41k
Amounts receivable within one year	40/41	€5k	€3k
Cash & bank	54/58	€9k	€27k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€96k	€117k
Equity	10/15	€92k	€78k
Contributions / capital	10/11	€23k	€23k
Reserves	13	€66k	€53k
Accumulated profits (losses)	14	€2k	€2k
Amounts payable	17/49	€4k	€38k
Amounts payable within one year	42/48	€4k	€38k
Trade debts payable within one year	44	€227	€293
Income statement
Gross operating margin	9900	€22k	€21k
Operating result	9901	€15k	€14k
Financial income	75	€297	€160
Financial charges	65	€61	€52
Result before taxes	9903	€15k	€14k
Income taxes	67/77	€1k	€1k
Net result for the period	9904	€14k	€13k
Result to be appropriated	9905	€14k	€13k

Legal Structure

NACE primary	-
Legal form	Private limited company(610)
Incorporation	17-09-1992
Status	Active
Postal code	2000

Establishment units 1 location

Schildersstraat 14, 2000 Antwerpen

NACE 7020101

since 19932.060.738.868

Real-estate footprint Source: CBE × cadastre

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11811L3614/00L002	Flanders	72 m²	1 · 72 m²	19.2 m · 5 fl.

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 11 events

All 12Financial 1Gazette 1Filings 10

2025

05-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 5 days late

2024

31-12

Financial Liquidity times 5current ratio 5.88

Current ratio from 1.07 to 5.88; short-term debt falls from €38k to €4k.

26-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 26 days late

2023

20-12

State Gazette act Director changes

v3.2

30-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 30 days late

2022

01-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 1 day late

2021

02-08

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 2 days late

2020

14-08

NBB filing Annual accounts filed

fiscal year 2019 · micro schema · 14 days late

2019

06-08

NBB filing Annual accounts filed

fiscal year 2018 · micro schema · 6 days late

2018

08-08

NBB filing Annual accounts filed

fiscal year 2017 · micro schema · 8 days late

2017

17-08

NBB filing Annual accounts filed

fiscal year 2016 · micro schema · 17 days late

2016

18-08

NBB filing Annual accounts filed

fiscal year 2015 · abbreviated schema · 18 days late

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Belgian State Gazette reading coverage 0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 2 years ago

2023

20-12-2023 Change in the board of directors Director changes

Summary: v3.2

Original publication ↗

Technical details

{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0448.267.682",
    "name_full": "CENTERS"
  }
}

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Names & trade names

Legal nameNL

Centers