CENOB
ActiveSummary
The computed 12-month bankruptcy probability of CENOB is 3.8% (moderate). The 2025 annual accounts show equity of €25,752 and a net result of -€3,746. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 30% of 3787 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability59▼-23
Solvency35▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
3.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.54 against 0.82 in 2024; short-term debt: 64.8% and cash: 0.4% of total assets), and 90.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9.9%
Return on assets
-1.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
11 d early
2024
15 d early
2023
2 d early
2022
5 d early
2021
12 d early
2020
32 d early
2019
29 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 15 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€25,752▼ 12.7%
2024 · €29,498
Total assets
€260,968▼ 34.9%
2024 · €400,726
Net result
-€3,746
2024 · €43,533
Working capital
-€78,028▼ 22.9%
2024 · -€63,470
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€189,034▲ 351%€43,892▼ 76.8%€81,834▲ 86.4%€66,046▼ 19.3%€4,446▼ 93.3%
Net result€163,392above the sector's middle half▲ 338%€28,086within the sector's middle half▼ 82.8%€59,228within the sector's middle half▲ 111%€43,533within the sector's middle half▼ 26.5%-€3,746within the sector's middle half
Equity€123,651within the sector's middle half▲ 432%€151,737within the sector's middle half▲ 22.7%€185,965within the sector's middle half▲ 22.6%€29,498within the sector's middle half▼ 84.1%€25,752within the sector's middle half▼ 12.7%
Total assets€454,991within the sector's middle half▲ 60.2%€382,482within the sector's middle half▼ 15.9%€420,220within the sector's middle half▲ 9.9%€400,726within the sector's middle half▼ 4.6%€260,968within the sector's middle half▼ 34.9%
Debt€331,340▲ 27.0%€230,745▼ 30.4%€234,255▲ 1.5%€371,228▲ 58.5%€235,216▼ 36.6%
Working capital€24,972within the sector's middle half€15,836within the sector's middle half▼ 36.6%€70,554within the sector's middle half▲ 346%-€63,470within the sector's middle half-€78,028below the sector's middle half▼ 22.9%
Solvency27.2%within the sector's middle half▲ 19.0pp39.7%within the sector's middle half▲ 12.5pp44.3%within the sector's middle half▲ 4.6pp7.4%below the sector's middle half▼ 36.9pp9.9%within the sector's middle half▲ 2.5pp
Current ratio1.10within the sector's middle half▲ 0.301.08within the sector's middle half▼ 0.021.31within the sector's middle half▲ 0.220.82within the sector's middle half▼ 0.480.54below the sector's middle half▼ 0.28
Return on assets (ROA)35.9%above the sector's middle half▲ 22.8pp7.3%within the sector's middle half▼ 28.6pp14.1%above the sector's middle half▲ 6.8pp10.9%within the sector's middle half▼ 3.2pp-1.4%within the sector's middle half▼ 12.3pp
Staff (FTE)11.6within the sector's middle half▼ 12.8%15.3within the sector's middle half▲ 31.9%23above the sector's middle half▲ 50.3%18.4above the sector's middle half▼ 20.0%22.2above the sector's middle half▲ 20.7%
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 93% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €260,968
Fixed assets
€169,829 ▲ 60.6%
Current assets
€91,140 ▼ 69.1%
Equity and liabilities €260,968
Equity
€25,752 ▼ 12.7%
Debt
€235,216 ▼ 36.6%
Debt's share of the balance-sheet total falls from 92.6% to 90.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€29,891▼
2024 · €101,197
Cash flow
€21,699▼
2024 · €78,684
Quick ratio
0.40▼
2024 · 0.73
Debt to equity
9.13▼
2024 · 12.58
ROE
-14.5%▼
2024 · 147.6%
Interest coverage
5.00▼
2024 · 18.80
Debt ≤ 1 year
€169,167▼
2024 · €358,421
Debt > 1 year
€55,100
Income taxes
€6,245▼
2024 · €24,082
Staff costs
€330,316▼
2024 · €395,290
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 819 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95% are still going.
- Small
- 5 to 10 years old
- solvency under 10%
- a small loss
1.8%
went bankrupt
3.3%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 3.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 819 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €190,760 | €281,817 | €416,381 | €395,290 | €330,316 | ▼ 16.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €47,669 | €51,319 | €53,220 | €35,151 | €25,445 | ▼ 27.6% |
| Other operating charges640/8 | €4,642 | €5,786 | €6,018 | €6,956 | €6,322 | ▼ 9.1% |
| Gross operating margin9900 | €432,104 | €382,813 | €557,454 | €503,443 | €366,530 | ▼ 27.2% |
| Operating profit (loss)9901 | €189,034 | €43,892 | €81,834 | €66,046 | €4,446 | ▼ 93.3% |
| Financial income75/76B | €712 | €6,127 | €4,545 | €6,951 | €4,034 | ▼ 42.0% |
| Recurring financial income75 | €712 | €6,127 | €4,545 | €6,951 | €4,034 | ▼ 42.0% |
| Financial charges65/66B | €5,676 | €5,795 | €7,215 | €5,382 | €5,981 | ▲ 11.1% |
| Recurring financial charges65 | €5,676 | €5,795 | €7,215 | €5,382 | €5,981 | ▲ 11.1% |
| Profit (loss) for the period before taxes9903 | €184,070 | €44,224 | €79,164 | €67,615 | €2,500 | ▼ 96.3% |
| Income taxes67/77 | €20,678 | €16,138 | €19,936 | €24,082 | €6,245 | ▼ 74.1% |
| Profit (loss) for the period9904 | €163,392 | €28,086 | €59,228 | €43,533 | -€3,746 | ▼ 109% |
| Profit (loss) for the period to be appropriated9905 | €163,392 | €28,086 | €59,228 | €43,533 | -€3,746 | ▼ 109% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €454,991 | €382,482 | €420,220 | €400,726 | €260,968 | ▼ 34.9% |
| Fixed assets21/28 | €187,782 | €173,842 | €119,674 | €105,776 | €169,829 | ▲ 60.6% |
| Intangible fixed assets21 | €3,378 | €1,878 | €378 | €0 | - | - |
| Tangible fixed assets22/27 | €182,961 | €170,914 | €119,194 | €105,674 | €169,727 | ▲ 60.6% |
| Plant, machinery and equipment23 | €126,307 | €133,403 | €103,902 | €98,557 | €167,002 | ▲ 69.4% |
| Furniture and vehicles24 | €23,999 | €19,356 | €11,637 | €7,117 | €2,726 | ▼ 61.7% |
| Other tangible fixed assets26 | €32,655 | €18,155 | €3,655 | €0 | - | - |
| Financial fixed assets28 | €1,443 | €1,050 | €101 | €101 | €101 | = |
| Current assets29/58 | €267,209 | €208,640 | €300,546 | €294,950 | €91,140 | ▼ 69.1% |
| Stocks and contracts in progress3 | €26,550 | €31,211 | €33,589 | €32,686 | €23,935 | ▼ 26.8% |
| Stocks30/36 | €26,550 | €31,211 | €33,589 | €32,686 | €23,935 | ▼ 26.8% |
| Amounts receivable within one year40/41 | €112,660 | €136,576 | €244,109 | €250,550 | €54,958 | ▼ 78.1% |
| Trade receivables40 | €11,030 | €8,552 | €16,028 | €12,074 | €13,738 | ▲ 13.8% |
| Other amounts receivable41 | €101,631 | €128,024 | €228,081 | €238,476 | €41,220 | ▼ 82.7% |
| Cash at bank and in hand54/58 | €120,038 | €31,154 | €9,083 | €6,388 | €1,031 | ▼ 83.9% |
| Deferred charges and accrued income490/1 | €7,960 | €9,699 | €13,766 | €5,326 | €11,216 | ▲ 111% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €454,991 | €382,482 | €420,220 | €400,726 | €260,968 | ▼ 34.9% |
| Equity10/15 | €123,651 | €151,737 | €185,965 | €29,498 | €25,752 | ▼ 12.7% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Profit (loss) carried forward14 | €117,451 | €145,537 | €179,765 | €23,298 | €19,552 | ▼ 16.1% |
| Amounts payable17/49 | €331,340 | €230,745 | €234,255 | €371,228 | €235,216 | ▼ 36.6% |
| Amounts payable after more than one year17 | €84,018 | €33,618 | €0 | - | €55,100 | - |
| Financial debts170/4 | €84,018 | €33,618 | €0 | - | €55,100 | - |
| Amounts payable within one year42/48 | €242,237 | €192,804 | €229,992 | €358,421 | €169,167 | ▼ 52.8% |
| Current portion of amounts payable after more than one year42 | €50,004 | €50,399 | €33,618 | €2,500 | €13,222 | ▲ 429% |
| Financial debts43 | €20,000 | €8,493 | €7,981 | €10,707 | €13,230 | ▲ 23.6% |
| Credit institutions430/8 | €20,000 | €8,493 | €7,981 | €10,707 | €13,230 | ▲ 23.6% |
| Trade debts44 | €85,002 | €99,715 | €111,151 | €90,698 | €106,221 | ▲ 17.1% |
| Suppliers440/4 | €85,002 | €99,715 | €111,151 | €90,698 | €106,221 | ▲ 17.1% |
| Taxes, remuneration and social security45 | €24,230 | €24,026 | €40,422 | €44,881 | €33,225 | ▼ 26.0% |
| Taxes450/3 | €4,958 | €1,457 | €10,326 | €8,128 | €2,964 | ▼ 63.5% |
| Remuneration and social security454/9 | €19,272 | €22,568 | €30,096 | €36,753 | €30,261 | ▼ 17.7% |
| Other amounts payable47/48 | €63,000 | €10,171 | €36,820 | €209,634 | €3,270 | ▼ 98.4% |
| Accrued charges and deferred income492/3 | €5,085 | €4,323 | €4,263 | €12,808 | €10,949 | ▼ 14.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €163,392 | €28,086 | €59,228 | €43,533 | -€3,746 | ▼ 109% |
| + Depreciation and write-downs630 | €47,669 | €51,319 | €53,220 | €35,151 | €25,445 | ▼ 27.6% |
| Operating cash flow (approximation) | €211,061 | €79,405 | €112,448 | €78,684 | €21,699 | ▼ 72.4% |
| Investment in fixed assets (approximation) | - | -€37,379 | €948 | -€21,253 | -€89,498 | ▼ 321% |
| Change in cash | - | -€88,883 | -€22,072 | -€2,695 | -€5,357 | ▼ 98.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €150,000Eq €151,737 ▲22.7%
3 profitable years in a row build equity to €151,737.
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2019net €163,392 ▲338%
Operating result €189,034, net result €163,392, both a record.
31-12
Financial
Equity above €100,000Eq €123,651 ▲432%
2 profitable years in a row build equity to €123,651.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €37,331
Net result €37,331 after one loss-making year.
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nazareth-De Pinte · 1 establishment unit since 2019
Ground area
592 m²
Building footprint
326 m²
Volume, LiDAR
2,317 m³
Parcel 44012B0718/00H002, Flanders · tallest building 12.4 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
CENOB
since 20192.288.768.052
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44012B0718/00H002 | Flanders | 592 m² | 1 · 326 m² | 12.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerChain of control
- Brepo
- CENOB
Highest known parent: Brepo. The sources do not say who stands above it.
Owners 1
- BrepoparentSourceaccounts Brepo 202598.92%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Recognitions · licences · registrations
Food safety, FASFC
1 siteNazareth-De Pinte2.288.768.052
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Of 20,509 companies in sector 56111 we hold annual accounts for 11,467. 9,245 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-04-2019
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
56301Cafés and bars
E-invoicing
Reachable via Peppol
Peppol ID
0208:0725599689
Registered
30-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.