Caracole
ActiveThe computed 12-month bankruptcy probability of Caracole is 1.9% (moderate). The 2025 annual accounts show equity of €88k and a net result of €-26k. Equity is growing by ~14.4% per year across the filed fiscal years. Its solvency ranks better than 47% of 3644 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
43
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability25▼-17
Solvency52▼-3
Growth52=
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days only on tighter terms
Liquidity tight (current ratio 1.1 against 0.85 in 2024; short-term debt: 56.2% and cash: 15.7% of total assets), and 72.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.1%
Return on assets
-8.1%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-26k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
29 d early
2024
45 d early
2023
8 d early
2022
12 d early
2021
34 d early
2020
44 d early
2019
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€88k▼ 23.0%
2024 · €114k
2018: €24k
2019: €14k
2020: €36k
2021: €102k
2022: €118k
2023: €120k
2024: €114k
2018 → 2025
Total assets
€324k▼ 13.7%
2024 · €376k
2018: €394k
2019: €391k
2020: €328k
2021: €419k
2022: €479k
2023: €441k
2024: €376k
2018 → 2025
Net result
€-26k▼ 393%
2024 · €-5k
2018: €16k
2019: €-10k
2020: €22k
2021: €66k
2022: €15k
2023: €2k
2024: €-5k
2018 → 2025
Working capital
€18k
2024 · €-23k
2018: €-46k
2019: €-72k
2020: €-41k
2021: €5k
2022: €-31k
2023: €-38k
2024: €-23k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€102k-€118k▲ 15.1%€120k▲ 1.6%€114k▼ 4.5%€88k▼ 23.0%
Operating result€81k-€24k▼ 70.3%€23k▼ 2.7%€2k▼ 89.6%€257▼ 89.5%
Net result€66k-€15k▼ 76.7%€2k▼ 88.0%€-5k€-26k▼ 393%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 90% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €324k
Fixed assets
€124k▼ 48.7%
Current assets
€200k▲ 49.8%
Equity and liabilities €324k
Equity
€88k▼ 23.0%
Debt
€236k▼ 9.6%
The debt ratio rises from 69.6% to 72.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€51k▼
2024 · €57k
Cash flow
€25k▼
2024 · €49k
Solvency
27.1%▼
2024 · 30.4%
Current ratio
1.10▲
2024 · 0.85
Quick ratio
0.58▲
2024 · 0.33
Debt / equity
2.69▲
2024 · 2.29
ROE
-29.9%▼
2024 · -4.7%
ROA
-8.1%▼
2024 · -1.4%
Interest coverage
1.98▼
2024 · 2.95
Debt
€236k▼
2024 · €261k
Debt ≤ 1 year
€182k▲
2024 · €157k
Debt > 1 year
€54k▼
2024 · €105k
Income taxes
€658▼
2024 · €6k
Staff costs
€271k▲
2024 · €219k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€376k€324k▼
Fixed assets21/28€242k€124k▼
Intangible fixed assets21€7k€4k▼
Tangible fixed assets22/27€233k€118k▼
Plant, machinery and equipment23€47k€37k▼
Furniture and vehicles24€96k€15k▼
Leasing and similar rights25€12k€5k▼
Other tangible fixed assets26€79k€60k▼
Financial fixed assets28€2k€2k▲
Current assets29/58€134k€200k▲
Stocks and contracts in progress3€82k€95k▲
Stocks30/36€82k€95k▲
Amounts receivable within one year40/41€43k€40k▼
Trade receivables40€28k€22k▼
Other amounts receivable41€15k€17k▲
Cash at bank and in hand54/58€177€51k▲
Deferred charges and accrued income490/1€9k€14k▲
Equity and liabilities
Total equity and liabilities10/49€376k€324k▼
Equity10/15€114k€88k▼
Contributions10/11€10k€10k=
Reserves13€104k€78k▼
Distributable reserves133€104k€78k▼
Amounts payable17/49€261k€236k▼
Amounts payable after more than one year17€105k€54k▼
Financial debts170/4€105k€54k▼
Amounts payable within one year42/48€157k€182k▲
Current portion of amounts payable after more than one year42€62k€49k▼
Financial debts43€2k€2k▲
Credit institutions430/8€2k€2k▲
Trade debts44€22k€58k▲
Suppliers440/4€22k€58k▲
Advances received on contracts in progress46€13k€14k▲
Taxes, remuneration and social security45€57k€59k▲
Taxes450/3€28k€29k▲
Remuneration and social security454/9€29k€30k▲
Income statement
Code20242025
Remuneration, social security and pensions62€219k€271k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€55k€51k▼
Other operating charges640/8€4k€5k▲
Non-recurring operating charges66A€20k€31k▲
Gross operating margin9900€300k€358k▲
Operating profit (loss)9901€2k€257▼
Financial income75/76B€17k-
Recurring financial income75€17k-
Financial charges65/66B€19k€26k▲
Recurring financial charges65€19k€26k▲
Profit (loss) for the period before taxes9903€456€-26k▼
Income taxes67/77€6k€658▼
Profit (loss) for the period9904€-5k€-26k▼
Profit (loss) for the period to be appropriated9905€-5k€-26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€-26k▼
Transfer from equity791/2€5k€26k▲
Social balance
Average headcount (FTE)90875.816.4▲
The notes to these accounts (25 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-26k
Net result drops to €-26k, the lowest in the series.
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €66k ▲204%
Operating result €81k, net result €66k, both a record.
31-12
Financial
Equity above €100kEq €102k ▲185%
2 profitable years in a row build equity to €102k.
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
15-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 20 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zuivelmarkt 163500 HasseltGround area
332 m²
Building footprint
131 m²
Volume, LiDAR
826 m³
Parcel 71022H0242/00K000, Flanders · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Caracole
since 20162.260.786.126
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71022H0242/00K000 | Flanders | 332 m² | 1 · 131 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Food safety, FASFC
1 siteHasselt2.260.786.126
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BE 0794.273.711
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United Traders Group
BE 0670.570.995
Duffel · Eq €88k
ALWADIA
BE 0770.285.215
Sint-Gillis (bij-Brussel) · Eq €88k
ELISAWAR
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Brussel · Eq €88k
VISMET
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Brussel · Eq €88k
Of 20,495 companies in sector 56111 we hold annual accounts for 11,453. 9,697 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-12-2016
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.