CEMKIMMO
ActiveCEMKIMMO has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €2.11M and a net result of €17k. Equity is shrinking by ~10.2% per year across the filed fiscal years. Its solvency ranks better than 79% of 19344 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
81
/ 100
Excellent= vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability4▼-4
Solvency100=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €170k at 30 days acceptable
Liquidity ample (current ratio 99.45 against 21.62 in 2023), and 28.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
71.8%
Return on assets
0.6%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-07-2025, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
24 d early
2023
26 d late
2022
22 d late
2021
25 d late
2020
18 d early
2019
1 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€2.11M▲ 0.8%
2023 · €2.09M
2018: €4.25M
2019: €4.34M
2020: €4.44M
2021: €4.50M
2022: €2.06M
2023: €2.09M
2018 → 2024
Total assets
€2.94M▼ 1.3%
2023 · €2.97M
2018: €5.99M
2019: €6.08M
2020: €6.16M
2021: €6.20M
2022: €2.97M
2023: €2.97M
2018 → 2024
Net result
€17k▼ 46.9%
2023 · €31k
2018: €85k
2019: €83k
2020: €103k
2021: €56k
2022: €79k
2023: €31k
2018 → 2024
Working capital
€1.42M▲ 1.3%
2023 · €1.40M
2018: €850k
2019: €987k
2020: €1.14M
2021: €1.25M
2022: €1.36M
2023: €1.40M
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€4.44M-€4.50M▲ 1.3%€2.06M▼ 54.2%€2.09M▲ 1.5%€2.11M▲ 0.8%
Operating result€204k-€142k▼ 30.5%€167k▲ 17.9%€89k▼ 46.6%€70k▼ 21.0%
Net result€103k-€56k▼ 45.6%€79k▲ 40.5%€31k▼ 60.1%€17k▼ 46.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 21% below 2023 and is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.94M
Fixed assets
€1.50M▼ 0.2%
Current assets
€1.43M▼ 2.4%
Equity and liabilities €2.94M
Equity
€2.11M▲ 0.8%
Provisions
€14k▼ 5.5%
Debt
€814k▼ 6.2%
The debt ratio falls from 29.2% to 27.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€73k▼
2023 · €97k
Cash flow
€20k▼
2023 · €39k
Solvency
71.8%▲
2023 · 70.3%
Current ratio
99.45▲
2023 · 21.62
Quick ratio
99.45▲
2023 · 21.62
Debt / equity
0.39▼
2023 · 0.42
ROE
0.8%▼
2023 · 1.5%
ROA
0.6%▼
2023 · 1.1%
Interest coverage
1.51▼
2023 · 2.04
Debt
€814k▼
2023 · €868k
Debt ≤ 1 year
€14k▼
2023 · €68k
Debt > 1 year
€800k=
2023 · €800k
Income taxes
€6k▼
2023 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€2.97M€2.94M▼
Fixed assets21/28€1.51M€1.50M▼
Tangible fixed assets22/27€1.50M€1.50M▼
Land and buildings22€1.50M€1.50M▼
Financial fixed assets28€2k€2k=
Current assets29/58€1.47M€1.43M▼
Amounts receivable within one year40/41€815k€586k▼
Trade receivables40€6k€6k=
Other amounts receivable41€809k€580k▼
Cash at bank and in hand54/58€651k€846k▲
Equity and liabilities
Total equity and liabilities10/49€2.97M€2.94M▼
Equity10/15€2.09M€2.11M▲
Contributions10/11€1.11M€1.11M=
Capital10€1.11M€1.11M=
Issued capital100€1.11M€1.11M=
Reserves13€266k€264k▼
Non-distributable reserves130/1€236k€236k=
Legal reserve130€236k€236k=
Other1319€134€134=
Tax-exempt reserves132€29k€28k▼
Profit (loss) carried forward14€715k€733k▲
Provisions and deferred taxes16€15k€14k▼
Deferred taxes168€15k€14k▼
Amounts payable17/49€868k€814k▼
Amounts payable after more than one year17€800k€800k=
Financial debts170/4€800k€800k=
Amounts payable within one year42/48€68k€14k▼
Trade debts44€532€0▼
Suppliers440/4€532€0▼
Taxes, remuneration and social security45€830€14k▲
Taxes450/3€830€14k▲
Other amounts payable47/48€66k€0▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€3k▼
Other operating charges640/8€11k€13k▲
Gross operating margin9900€107k€86k▼
Operating profit (loss)9901€89k€70k▼
Financial charges65/66B€47k€48k▲
Recurring financial charges65€47k€48k▲
Profit (loss) for the period before taxes9903€42k€22k▼
Transfer from deferred taxes780€824€824=
Income taxes67/77€11k€6k▼
Profit (loss) for the period9904€31k€17k▼
Transfer from tax-exempt reserves789€2k€2k=
Profit (loss) for the period to be appropriated9905€33k€18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€715k€733k▲
Profit (loss) brought forward from the previous period14P€682k€715k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €17k ▼46.9%
Net result drops to €17k, the lowest in the series.
31-12
Financial
Liquidity times 5current ratio 99.45
Current ratio from 21.62 to 99.45; short-term debt falls from €68k to €14k.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €103k ▲24.3%
Net result €103k, the highest in the series.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
08-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 8 days late
2016
04-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Antwerpsesteenweg 5052500 LierGround area
2.1 ha
Building footprint
5,897 m²
Volume, LiDAR
30,913 m³
2 parcels, Flanders · tallest building 11.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CEMKIMMO
since 19942.065.201.660
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12393F0668/00P000 | Flanders | 2.0 ha | 1 · 5,621 m² | 11.1 m · 2 fl. |
| 11050A0358/00R000 | Flanders | 1,342 m² | 1 · 277 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
City Exploitation Belgique
BE 0817.220.446
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BE 0424.975.014
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FIDISC
BE 0427.763.961
Gent · Eq €2.11M
IMMO ROLLEBEEK
BE 0465.680.766
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BLOOMSBURY
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Waasmunster · Eq €2.12M
Of 11,700 companies in sector 68310 we hold annual accounts for 6,875. 2,713 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded02-07-1993
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
70311
64200Holdings
64210Activities of holding companies
74151
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.