CEMACOM
ActiveCEMACOM has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €126k and a net result of €12k. Equity is growing by ~7.1% per year across the filed fiscal years. Its solvency ranks better than 50% of 11200 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
87
/ 100
Excellent▲ +5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability48▲+46
Solvency88▲+3
Growth52=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 2.67 against 2.2 in 2024), but 57.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.3%
Return on assets
4.1%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
1 d early
2023
on the day
2022
2 d early
2021
1 d early
2020
1 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€126k▲ 2.3%
2024 · €123k
2018: €43k
2019: €86k
2020: €95k
2021: €103k
2022: €113k
2023: €113k
2024: €123k
2018 → 2025
Total assets
€297k▼ 3.3%
2024 · €307k
2018: €290k
2019: €337k
2020: €345k
2021: €340k
2022: €325k
2023: €308k
2024: €307k
2018 → 2025
Net result
€12k▲ 2,911%
2024 · €401
2018: €46k
2019: €39k
2020: €8k
2021: €8k
2022: €10k
2023: €84
2024: €401
2018 → 2025
Working capital
€99k▲ 15.2%
2024 · €86k
2018: €36k
2019: €80k
2020: €90k
2021: €100k
2022: €90k
2023: €90k
2024: €86k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€103k-€113k▲ 10.2%€113k▲ 0.1%€123k▲ 8.2%€126k▲ 2.3%
Operating result€10k-€12k▲ 25.2%€3k▼ 78.7%€1k▼ 46.0%€14k▲ 914%
Net result€8k-€10k▲ 30.4%€84▼ 99.2%€401▲ 376%€12k▲ 2,911%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 914% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €297k
Fixed assets
€139k▼ 7.2%
Current assets
€158k▲ 0.4%
Equity and liabilities €297k
Equity
€126k▲ 2.3%
Provisions
€18k▼ 4.9%
Debt
€153k▼ 7.2%
The debt ratio falls from 53.9% to 51.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€28k▲
2024 · €14k
Cash flow
€25k▲
2024 · €13k
Solvency
42.3%▲
2024 · 40.0%
Current ratio
2.67▲
2024 · 2.20
Quick ratio
2.67▲
2024 · 2.20
Debt / equity
1.22▼
2024 · 1.35
ROE
9.6%▲
2024 · 0.3%
ROA
4.1%▲
2024 · 0.1%
Interest coverage
3.72▲
2024 · 1.88
Debt
€153k▼
2024 · €165k
Debt ≤ 1 year
€59k▼
2024 · €71k
Debt > 1 year
€94k▲
2024 · €94k
Income taxes
€4k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€307k€297k▼
Fixed assets21/28€149k€139k▼
Intangible fixed assets21€3k€2k▼
Tangible fixed assets22/27€146k€137k▼
Land and buildings22€138k€131k▼
Plant, machinery and equipment23-€729
Furniture and vehicles24€8k€5k▼
Financial fixed assets28€335€335=
Current assets29/58€157k€158k▲
Amounts receivable within one year40/41€154k€155k▲
Trade receivables40€10k€8k▼
Other amounts receivable41€144k€147k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€307k€297k▼
Equity10/15€123k€126k▲
Contributions10/11€19k€19k=
Revaluation surpluses12€9k€9k=
Reserves13€95k€98k▲
Tax-exempt reserves132€74k€70k▼
Distributable reserves133€21k€28k▲
Profit (loss) carried forward14-€0
Provisions and deferred taxes16€18k€18k▼
Deferred taxes168€18k€18k▼
Amounts payable17/49€165k€153k▼
Amounts payable after more than one year17€94k€94k▲
Financial debts170/4€94k€94k▲
Amounts payable within one year42/48€71k€59k▼
Current portion of amounts payable after more than one year42€12k€14k▲
Financial debts43€16k€11k▼
Credit institutions430/8€16k€11k▼
Trade debts44€27k€8k▼
Suppliers440/4€27k€8k▼
Taxes, remuneration and social security45€17k€16k▼
Taxes450/3€17k€16k▼
Other amounts payable47/48-€9k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k▲
Other operating charges640/8€4k€4k▲
Gross operating margin9900€18k€31k▲
Operating profit (loss)9901€1k€14k▲
Financial income75/76B€9k€8k▼
Recurring financial income75€9k€8k▼
Financial charges65/66B€8k€7k▼
Recurring financial charges65€8k€7k▼
Profit (loss) for the period before taxes9903€2k€15k▲
Transfer from deferred taxes780€836€902▲
Income taxes67/77€3k€4k▲
Profit (loss) for the period9904€401€12k▲
Transfer from tax-exempt reserves789€3k€4k▲
Profit (loss) for the period to be appropriated9905€4k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€16k▲
Transfer to equity691/2€4k€6k▲
To other reserves6921€4k€6k▲
Profit to be distributed694/7-€9k
Return on contributions (dividend)694-€9k
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €84 ▼99.2%
Net result drops to €84, the lowest in the series; recovery starts the following year.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Equity above €100kEq €103k ▲8.5%
4 profitable years in a row build equity to €103k.
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
14-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
2018
27-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
07-01-2026
Resigned as Director
Location & real-estate footprint
Registered office, Harelbeke · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tweede Aardstraat 1A8531 HarelbekeGround area
1,165 m²
Building footprint
206 m²
Volume, LiDAR
1,061 m³
Parcel 34004A0317/00A002, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CEMACOM
since 19902.047.242.507
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34004A0317/00A002 | Flanders | 1,165 m² | 1 · 206 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Dirk Blomme
BE 0750.739.616
Deinze · Eq €126k
EXTENSE PHARMA
BE 0821.673.538
Wavre · Eq €125k
KURT WYCKMAN
BE 0810.886.940
Kortrijk · Eq €125k
BDP DESIGN
BE 0688.634.177
Balen · Eq €126k
SIMODE marque Deborah
BE 0421.163.310
Brussel · Eq €126k
Of 4,406 companies in sector 46180 we hold annual accounts for 1,875. 1,405 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-01-1990
Fiscal year end30-09
Activities, NACEBEL
23610Manufacture of other non-metallic mineral products
46180Agents specialised in the wholesale of other particular products
38210Materials recovery from waste
38329Waste collection, recovery and disposal activities
47521Retail sale of hardware, building materials, paint and glass (general range)
52461
81100Combined facilities support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.