Equity
CEMABO paid out €14,355 in dividends. That is 69% of the 2025 profit.
CEMABO paid out €14,355 in dividends. That is 69% of the 2025 profit.
The accounts state no turnover.
Of this, €52,285 falls due within a year.
Short-term debts rose from €7,362 to €52,285.
Six of the last ten came late. The 2016 accounts came latest: 38 days after the end of the period.
Lower solvency than 80% of companies in head offices and management consultancy. Sector median 53.3% · 3,873 companies.
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 22% of them on solvency, 35% on liquidity, 15% on profitability and 46% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Liquidity is ample, with a current ratio of 4.16 (42.61 in 2024), above the usual 1.5. Short-term debt is 2.8% and cash 0.1% of total assets. However, 82.7% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 11 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| CEMABO Waimes | €1.9m | €10,720 | 17.3% | - |
| Yoda Ventures Kortenberg | €1.8m | €10,134 | -0.6% | - |
| DIRK MANAGEMENT & ADVIES Nijlen | €1.8m | €10,567 | 42.7% | - |
| BART DRIESSEN HOLDING Genk | €1.6m | €9,390 | 55.2% | - |
| KNIGHT CONSULTING Merchtem | €1.8m | €9,125 | 83.0% | - |
| MiDFingest Fléron | €2.1m | €8,597 | 6.7% | - |
| DRAKKAR Etterbeek | €2.1m | €13,120 | 5.2% | - |
These companies have the same main activity as CEMABO: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €1.6m and €2.1m, founded between 2008 and 2014.
Solvency fell in 2025 from 97.4% to 17.3% because of the dividend.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
See how customers, suppliers and banks see your own company and what to improve first.
If something looks wrong or is missing, please tell us.