Summary
CEMA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €61,757 and a net result of €993. Equity remains stable across the filed financial years (±1.6% per year). Its solvency ranks better than 78% of 1,848 sector peers (NACE 66, financial year 2025). The company has been active since 1997 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Insurance agents and brokers
NACE 66220
6th oldest company in Berlaar, Finance and insurance sector1 site
Size
≈ €10,000turnover 2025, estimated
- Equity
- €61,757
- Profit
- €993
Turnover estimated from the gross margin
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
- Largest shareholder
- CJ Management · 49.03%
- LAMBRECHTS Anita Maria MarcellaDirector
- CJ ManagementDirector · permanent representative CELEN Jordi
- CL BEHEERDirector · permanent representative CELEN Marc Willem Alfons
2025 accounts 22 days early3 of 5 deeds summarised
SignalsneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 days early
2024
9 days early
2023
13 days early
2022
33 days early
2021
37 days early
2020
31 days early
2019
31 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 25 days before the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
29-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · abbreviated…
- Weakest financial yearnet €993 ▼96%
- Annual accounts filedfinancial year 2024 · abbreviated…
Financials · financial year 2025, abbreviated format
In the rankings
#6 oldest company in Berlaar, Finance and insurance sector
Equity
€61,757▲ 1.6%
2024 · €60,764
Net result
€993▼ 96.0%
2024 · €24,570
Total assets
€84,756▲ 15.3%
2024 · €73,488
Solvency
72.9%▼ 9.8pp
2024 · 82.7%
Trend over the years
2020 to 2025, 5 financial years 2018 to 2025, 7 financial years
The operating result turns negative in 2025: a loss of €280 after €39,887 in 2024, the lowest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
Operating result-€280
2025
Net result€993
2025
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Total assets€84,756
2025
Equity€61,757
2025
Debt€22,999
2025
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Working capital€58,231
2025
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
Return on assets (ROA)1.2%
2025
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Solvency72.9%
2025
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Current ratio3.53
2025
Average staff in full-time equivalents (FTE).
Staff (FTE)1
2024
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 66, Activities auxiliary to financial services and insurance activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the financial year before
favourable
unfavourable
Line2018201920202021202220242025
Operating result€97,641-€134,919▲ 38.2%€153,092▲ 13.5%€144,297▼ 5.7%€141,802▼ 1.7%€39,887--€280
Net result€60,117-€100,619▲ 67.4%€105,900within the sector's middle half▲ 5.2%€102,132within the sector's middle half▼ 3.6%€100,524within the sector's middle half▼ 1.6%€24,570within the sector's middle half-€993below the sector's middle half▼ 96.0%
Equity€522,270-€622,890▲ 19.3%€730,372above the sector's middle half▲ 17.3%€832,504above the sector's middle half▲ 14.0%€933,028above the sector's middle half▲ 12.1%€60,764below the sector's middle half-€61,757below the sector's middle half▲ 1.6%
Total assets€539,423-€655,520▲ 21.5%€774,748within the sector's middle half▲ 18.2%€873,076within the sector's middle half▲ 12.7%€956,157within the sector's middle half▲ 9.5%€73,488below the sector's middle half-€84,756below the sector's middle half▲ 15.3%
Debt€17,152-€24,253▲ 41.4%€39,251▲ 61.8%€37,273▼ 5.0%€23,128▼ 37.9%€12,724-€22,999▲ 80.8%
Working capital€256,131-€357,033▲ 39.4%€478,837above the sector's middle half▲ 34.1%€599,505above the sector's middle half▲ 25.2%€661,778above the sector's middle half▲ 10.4%€58,123within the sector's middle half-€58,231within the sector's middle half▲ 0.2%
Solvency96.8%-95.0%▼ 1.8pp94.3%above the sector's middle half▼ 0.7pp95.4%above the sector's middle half▲ 1.1pp97.6%above the sector's middle half▲ 2.2pp82.7%above the sector's middle half-72.9%above the sector's middle half▼ 9.8pp
Current ratio15.93-15.72▼ 0.2113.20above the sector's middle half▼ 2.5217.08above the sector's middle half▲ 3.8829.61above the sector's middle half▲ 12.535.57above the sector's middle half-3.53above the sector's middle half▼ 2.04
Return on assets (ROA)11.1%-15.3%▲ 4.2pp13.7%within the sector's middle half▼ 1.7pp11.7%within the sector's middle half▼ 2.0pp10.5%within the sector's middle half▼ 1.2pp33.4%above the sector's middle half-1.2%below the sector's middle half▼ 32.3pp
Staff (FTE)0.4-0.1▼ 75.0%0.1below the sector's middle half=0.2below the sector's middle half▲ 100%0.1below the sector's middle half▼ 50.0%1below the sector's middle half-
above
within
below
the middle half of NACE 66, Activities auxiliary to financial services and insurance activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the abbreviated format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €84,756
Fixed assets
€3,538 ▲ 33.3%
Current assets
€81,218 ▲ 14.7%
Equity and liabilities €84,756
Equity
€61,757 ▲ 1.6%
Debt
€22,999 ▲ 80.8%
Debt's share of the balance-sheet total rises from 17.3% to 27.1%. Equity and debt are higher.
Key figures and ratios
ROE
1.6%▼
2024 · 40.4%
Debt ≤ 1 year
€22,987▲
2024 · €12,712
Income taxes
-€1,103▼
2024 · €15,890
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Goods, raw materials, services and sundry goods60/61 | - | - | - | €168,929 | - | - | - | - |
| Remuneration, social security and pensions62 | - | - | - | €4,291 | €2,211 | €60,395 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €25,907 | €24,703 | €20,722 | €21,061 | €28,147 | €1,716 | €1,644 | ▼ 4.2% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | - | €80 | - | - |
| Other operating charges640/8 | - | - | - | €146 | €726 | €118 | €120 | ▲ 1.7% |
| Gross operating margin9900 | €126,687 | €169,951 | €175,473 | €169,794 | €172,886 | €102,196 | €1,484 | ▼ 98.5% |
| Operating profit (loss)9901 | €97,641 | €134,919 | €153,092 | €144,297 | €141,802 | €39,887 | -€280 | - |
| Financial income75/76B | - | - | - | €4,498 | €4,671 | €817 | €406 | ▼ 50.3% |
| Recurring financial income75 | €723 | €1,289 | €2,001 | €4,498 | €4,671 | €817 | €406 | ▼ 50.3% |
| Financial charges65/66B | - | - | - | €211 | €207 | €244 | €236 | ▼ 3.4% |
| Recurring financial charges65 | €12,966 | -€3,564 | €241 | €211 | €207 | €244 | €236 | ▼ 3.4% |
| Profit (loss) for the period before taxes9903 | €85,398 | €139,771 | €154,852 | €148,583 | €146,266 | €40,460 | -€110 | - |
| Transfer from deferred taxes780 | - | - | - | €1,826 | €3,299 | - | - | - |
| Income taxes67/77 | €25,281 | €30,775 | €50,622 | €48,277 | €49,041 | €15,890 | -€1,103 | - |
| Profit (loss) for the period9904 | €60,117 | €100,619 | €105,900 | €102,132 | €100,524 | €24,570 | €993 | ▼ 96.0% |
| Transfer from tax-exempt reserves789 | - | - | - | €7,319 | €11,038 | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €60,117 | €80,676 | €110,911 | €109,451 | €111,562 | €24,570 | €993 | ▼ 96.0% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €539,423 | €655,520 | €774,748 | €873,076 | €956,157 | €73,488 | €84,756 | ▲ 15.3% |
| Fixed assets21/28 | €266,140 | €274,234 | €256,661 | €236,298 | €271,251 | €2,654 | €3,538 | ▲ 33.3% |
| Intangible fixed assets21 | €3,558 | - | - | - | - | - | - | - |
| Tangible fixed assets22/27 | €262,581 | €274,234 | €256,661 | €236,298 | €271,251 | €2,654 | €3,538 | ▲ 33.3% |
| Land and buildings22 | - | - | - | €212,749 | €205,851 | - | - | - |
| Plant, machinery and equipment23 | - | - | - | €628 | €4,679 | €157 | €2,523 | ▲ 16× |
| Furniture and vehicles24 | - | - | - | €22,921 | €60,721 | €2,497 | €1,015 | ▼ 59.4% |
| Current assets29/58 | €273,283 | €381,287 | €518,088 | €636,778 | €684,906 | €70,834 | €81,218 | ▲ 14.7% |
| Amounts receivable after more than one year29 | - | - | - | €250,000 | €250,000 | - | - | - |
| Other amounts receivable291 | - | - | - | €250,000 | €250,000 | - | - | - |
| Amounts receivable within one year40/41 | €34,287 | €26,136 | €29,941 | €23,938 | €26,991 | €31,043 | €38,304 | ▲ 23.4% |
| Trade receivables40 | - | - | - | €21,196 | €22,324 | €30,969 | €38,230 | ▲ 23.4% |
| Other amounts receivable41 | - | - | - | €2,742 | €4,667 | €74 | €74 | = |
| Current investments50/53 | €101,861 | €126,179 | €144,901 | €163,797 | €182,866 | - | - | - |
| Cash at bank and in hand54/58 | €137,055 | €228,961 | €93,246 | €199,043 | €225,050 | €39,543 | €42,243 | ▲ 6.8% |
| Deferred charges and accrued income490/1 | - | - | - | - | - | €248 | €671 | ▲ 170% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €539,423 | €655,520 | €774,748 | €873,076 | €956,157 | €73,488 | €84,756 | ▲ 15.3% |
| Equity10/15 | €522,270 | €622,890 | €730,372 | €832,504 | €933,028 | €60,764 | €61,757 | ▲ 1.6% |
| Contributions10/11 | €18,600 | €18,600 | - | €18,600 | €18,600 | €245 | €245 | = |
| Contributions outside capital11 | - | - | - | €18,600 | €18,600 | - | - | - |
| Other1109/19 | - | - | - | €18,600 | €18,600 | - | - | - |
| Reserves13 | €503,670 | €604,290 | €711,772 | €813,904 | €912,521 | €35,924 | €35,924 | = |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | €25 | €25 | = |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | €25 | €25 | = |
| Tax-exempt reserves132 | - | - | - | €11,038 | - | - | - | - |
| Distributable reserves133 | - | - | - | €801,006 | €910,661 | €35,900 | €35,900 | = |
| Profit (loss) carried forward14 | - | - | - | - | €1,907 | €24,595 | €25,588 | ▲ 4.0% |
| Provisions and deferred taxes16 | - | €8,377 | €5,125 | €3,299 | - | - | - | - |
| Deferred taxes168 | - | - | - | €3,299 | - | - | - | - |
| Amounts payable17/49 | €17,152 | €24,253 | €39,251 | €37,273 | €23,128 | €12,724 | €22,999 | ▲ 80.8% |
| Amounts payable within one year42/48 | €17,152 | €24,253 | €39,251 | €37,273 | €23,128 | €12,712 | €22,987 | ▲ 80.8% |
| Trade debts44 | €2,146 | €3,307 | €3,361 | €1,178 | €1,218 | €8,728 | €22,397 | ▲ 157% |
| Suppliers440/4 | - | - | - | €1,178 | €1,218 | €8,728 | €22,397 | ▲ 157% |
| Taxes, remuneration and social security45 | - | - | - | €36,095 | €21,911 | €2,983 | €590 | ▼ 80.2% |
| Taxes450/3 | - | - | - | €36,095 | €21,911 | €2,983 | €590 | ▼ 80.2% |
| Other amounts payable47/48 | - | - | - | - | - | €1,000 | - | - |
| Accrued charges and deferred income492/3 | - | - | - | - | - | €12 | €12 | = |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €60,117 | €100,619 | €105,900 | €102,132 | €100,524 | €24,570 | €993 | ▼ 96.0% |
| + Depreciation and write-downs630 | €25,907 | €24,703 | €20,722 | €21,061 | €28,147 | €1,716 | €1,644 | ▼ 4.2% |
| Operating cash flow (approximation) | €86,025 | €125,322 | €126,623 | €123,193 | €128,671 | €26,286 | €2,637 | ▼ 90.0% |
| Investment in fixed assets (approximation) | - | -€32,797 | -€3,149 | -€698 | -€63,100 | - | -€2,529 | - |
| Change in cash | - | €91,906 | -€135,715 | €105,797 | €26,007 | - | €2,701 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 29 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | abbreviated format | 09-07-2026 | 2026-00273313 |
| 31-12-2024 | abbreviated format | 22-07-2025 | 2025-00293421 |
| 31-12-2023 | abbreviated format | 18-07-2024 | 2024-00267404 |
| 31-12-2022 | abbreviated format | 28-06-2023 | 2023-00166824 |
| 31-12-2021 | abbreviated format | 24-06-2022 | 2022-20088404 |
| 31-12-2020 | abbreviated format | 30-06-2021 | 2021-28600319 |
| 31-12-2019 | abbreviated format | 30-06-2020 | 2020-24600589 |
| 31-12-2018 | abbreviated format | 21-06-2019 | 2019-21300459 |
| 31-12-2017 | abbreviated format | 18-06-2018 | 2018-21100202 |
| 31-12-2016 | abbreviated format | 26-06-2017 | 2017-21800059 |
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Of the 4,607 active companies whose main activity is insurance agents and brokers (NACE 66220), figures are known for 3,220. 2,427 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Directors
3 directors, last change in 2025
Board 3
LAMBRECHTS Anita Maria Marcella
CurrentOpvolgend statutair bestuurder · since 21-06-2023
CJ Management
CurrentDirector · since 13-01-2025 · Private limited company · permanent representative: CELEN Jordi
CL BEHEER
CurrentDirector · since 13-01-2025 · General partnership · permanent representative: CELEN Marc Willem Alfons
Permanent representatives 2
CELEN Jordi
CurrentPermanent representative · since 13-01-2025 · for CJ Management
CELEN Marc Willem Alfons
CurrentPermanent representative · since 13-01-2025 · for CL BEHEER
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ.
See the directors and other office holders in the KBO →
Not every act has been read: a resignation may still be missing
2 of this company's 5 Belgian Official Gazette deeds have not been read yet. Appointments and resignations recorded in them are not yet in the list of directors: someone who resigned there may still be listed as sitting. The acts are in the Timeline.
Mandate history
4 people since 2023, 3 in office
- Board
| Name | Functions and periods |
|---|---|
| LAMBRECHTS Anita Maria Marcella |
|
| CJ Management |
|
| CL BEHEER |
|
| CELEN Marc Willem Alfons |
|
Owners and capital
Owners
1 ownerOwners 1
-
49.03%
Sources: the companies' annual accounts, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.
Capital and shareholders
Shareholders according to the deeds
Stated in the act
act of 21-04-2023 ↗
- Marc Celen 1,575 shares · 90.00%
- Anita Lambrechts 175 shares · 10.00%
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
Capital over the years
- 21-06-2023 Converted to unavailable equity
- 21-04-2023 Capital stated in the deed · €18,600 · 1,750 shares
Group and network
Connections & network
3 current directorsThe board mandates are listed below; here you explore them as a network.
This company
Company
Director
Shareholding
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Acquisitions and mergers
1 transactionDemerger with:CL BEHEER
History
Acts, filings and financial milestones
Next filing, financial year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
financial year 2025 · abbreviated format
2025
31-12
Financial
Weakest financial yearnet €993 ▼96%
Net result drops to €993, the lowest in the series.
22-07
NBB filing
Annual accounts filed
financial year 2024 · abbreviated format
13-01
Gazette deed
Resignation: CELEN Marc Willem Alfons (statutory director)Appointments: CL BEHEER (director) and CJ MANAGEMENT (director) · Permanent representatives: CELEN Marc Willem Alfons and CELEN Jordi · Amendment of the articles8 facts ▸
Gazette deed
Resignation: CELEN Marc Willem Alfons (statutory director)
Appointments: CL BEHEER (director) and CJ MANAGEMENT (director) · Permanent representatives: CELEN Marc Willem Alfons and CELEN Jordi · Amendment of the articles8 facts ▸
- General meeting, 20-12-2024
- Director resignation, CELEN Marc Willem Alfons (statutory director)
- Director appointment, CL BEHEER (director)
- Permanent representative, CELEN Marc Willem Alfons
- Director appointment, CJ MANAGEMENT (director)
- Permanent representative, CELEN Jordi
- Amendment of the articles, 14
- Power of attorney, Stéphane D’Hollander
2024
18-07
NBB filing
Annual accounts filed
financial year 2023 · abbreviated format
2023
28-06
NBB filing
Annual accounts filed
financial year 2022 · abbreviated format
21-06
Gazette deed
RestructuringAppointments: CELEN Marc Willem Alfons (huidige statutaire bestuurder) and LAMBRECHTS Anita Maria Marcella (opvolgend statutair bestuurder) · Capital conversion · Demerger15 facts ▸
Gazette deed
Restructuring
Appointments: CELEN Marc Willem Alfons (huidige statutaire bestuurder) and LAMBRECHTS Anita Maria Marcella (opvolgend statutair bestuurder) · Capital conversion · Demerger15 facts ▸
- General meeting, 08-06-2023
- Capital conversion, “statutair onbeschikbare eigenvermogensrekening” (deed in Dutch)
- Other provision, “geen verplichtingen partiële splitsing, 12:80 §2,5° WVV niet meer dan 3 maanden voor splitsingsvoorstel” (deed in Dutch)
- Demerger, “partiële splitsing door oprichting, 1 aandeel CEMA voor 1 aandeel CL BEHEER” (deed in Dutch)
- Accounting effect, 01-01-2023
- Other provision, 269.8, 20190.2
- Amendment of the articles (2 times)
- Other provision, “opheffing statutair onbeschikbare eigen vermogensrekening, geheel opheffen en beschikbaar maken voor uitkering” (deed in Dutch)
- Director appointment, CELEN Marc Willem Alfons (huidige statutaire bestuurder)
- Director appointment, LAMBRECHTS Anita Maria Marcella (opvolgend statutair bestuurder)
- Amendment of the articles, 13
- Capital
- +3 further facts in this act
21-04
Gazette deed
RestructuringAppointments: Marc Celen (director) and Anita Lambrechts (director) · Shareholding · Capital25 facts ▸
Gazette deed
Restructuring
Appointments: Marc Celen (director) and Anita Lambrechts (director) · Shareholding · Capital25 facts ▸
- Director in office, Marc Celen (sole director)
- Director appointment, Marc Celen (director)
- Director appointment, Anita Lambrechts (director)
- Shareholding, 29-03-2023, 1575
- Shareholding, 29-03-2023, 175
- Capital, €18,600
- Share issue, 1750
- Declaration, “geen bijzondere regelingen winstdeelname” (deed in Dutch)
- Declaration, “geen aandeelhouders met bijzondere rechten noch houders van andere effecten met bijzondere rechten” (deed in Dutch)
- Declaration, “verslag art. 12:78 WVV niet van toepassing, aandelen worden uitgegeven evenredig aan rechten in ingebracht vermogen” (deed in Dutch)
- Declaration, “verslag art. 12:77 WVV niet van toepassing, aandelen worden uitgegeven evenredig aan rechten in ingebracht vermogen” (deed in Dutch)
- Declaration, “geen bijzondere voordelen aan bestuursorganen, bestuursmandaat van Marc Celen en Anita Lambrechts in CL BEHEER” (deed in Dutch)
- +13 further facts in this act
2022
24-06
NBB filing
Annual accounts filed
financial year 2021 · abbreviated format
2021
30-06
NBB filing
Annual accounts filed
financial year 2020 · abbreviated format
2020
31-12
Financial
Highest result from 2018 to 2025net €105,900 ▲5.2%
Operating result €153,092, net result €105,900, both a record.
30-06
NBB filing
Annual accounts filed
financial year 2019 · abbreviated format
Show earlier events
2019
21-06
NBB filing
Annual accounts filed
financial year 2018 · abbreviated format
2018
18-06
NBB filing
Annual accounts filed
financial year 2017 · abbreviated format
2017
26-06
NBB filing
Annual accounts filed
financial year 2016 · abbreviated format
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.Of the 29 annual accounts filed, the latest 10 are here; all 29 are under Financials.
3 of 5 deeds read
About the unread acts
Of the 5 Belgian Official Gazette deeds we know for this company, 3 have been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
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Register details
Identification
Legal formPrivate limited company
Founded31-01-1997
Financial year end31-12
Activities, NACEBEL 2025
66220Insurance agents and brokers
68201Renting and operating of own or leased residential real estate, excluding social housing
E-invoicing
Not found in the Peppol Directory
No listing in the Peppol Directory under this enterprise or VAT number. That proves nothing: being listed there is voluntary.
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If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 29 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
Location & real-estate footprint
Registered office, Berlaar · 1 establishment unit since 1997
Ground area
908 m²
Building footprint
136 m²
Building volume
858 m³
Parcel 12002C0793/00E002, Flanders · tallest building 8.7 m. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Aarschotsebaan 241, 2590 Berlaar
since 1997unit no. 2.081.322.565
1 parcel
Flanders
1
(100%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 12002C0793/00E002 | Flanders | 908 m² | 1 · 136 m² | 8.7 m · 2 |
How the parcels are linked
Good to know
The parcel matches the address exactly.
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Uitbating van een onderneming voor verzekeringstussenpersoon; Optreden als tussenpersoon in de handel; Verlenen van advies, management en…” (deed in Dutch)
13 activities (deed in Dutch)
- Uitbating van een onderneming voor verzekeringstussenpersoon
- Optreden als tussenpersoon in de handel
- Verlenen van advies, management en Consulting
- Bestuur, management, administratie en administratieve organisatie van alle vennootschappen en bedrijven
- Waarnemen van alle bestuursopdrachten, uitoefenen van mandaten en functies in andere vennootschappen
- Ontwikkelen, kopen, verkopen, in licentie nemen of geven van octrooien, know-how en aanverwante immateriële duurzame activa
- Expertise en agentschapsdiensten inzake onroerende goederen, nemen en afstaan van optierechten door het kopen van onroerende goederen, beheer van onroerende goederen of immobiliënmaatschappijen alsmede alle daaraan verbonden activiteiten
- Bemiddelen inzake het toestaan van leningen en inzake alle spaarverrichtingen
- Beheer van vermogens en beleggingen
- Alle commerciële, industriële of financiële handelingen verrichten, welke rechtstreeks of onrechtstreeks in verband staan met haar voorwerp, met inbegrip van de onder aanneming in het algemeen en de uitbating van alle intellectuele rechten en industriële of commerciële eigendommen die er betrekking op hebben
- Alle roerende en onroerende goederen als investering verwerven, zelfs als deze noch rechtstreeks noch onrechtstreeks verband houden met het voorwerp van de vennootschap
- Het bestuur waarnemen en toezicht en controle uitoefenen over alle verbonden vennootschappen, met dewelke een of andere band van deelneming bestaat
- Bij wijze van inbreng in geld of in natura, van fusie, inschrijving, deelneming, financiële tussenkomst of op een andere wijze, aandeel nemen in alle bestaande of op te richten vennootschappen of bedrijven, in België of in het buitenland, waarvan het voorwerp identiek, gelijkaardig of verwant is met het hare, of van aard is de uitoefening van haar voorwerp te bevorderen
- Name clauseThe name the company operates under according to its articles.
- One provision in the deed
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “Het dagelijks bestuur omvat zowel de handelingen en beslissingen die niet verder reiken dan de behoeften van het dagelijkse leven van de…”deed of 21-06-2023
- Board ruleHow the board is made up, meets and takes decisions.
- One provision in the deeddeed of 13-01-2025
Capital, shares and profit
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Overdracht van aandelen, in de statuten opgelegde regelingen” (deed in Dutch)
Oversight and winding up
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- One provision in the deed