Financials
- Financial year
- 2025
- Total assets
- €997,186
- Profit
- €77,821
- Solvency
- 6.2%
Total assets▲ 559%
Net result
20182025
Summary
BeMo Verzekeringen is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €61,795 and a net result of €77,821. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 1,823 sector peers (NACE 66, financial year 2025). The company has been active since 1996 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Insurance agents and brokers
NACE 66220
9th oldest company in Mol, Finance and insurance sector2 sites
Size
€997,186total assets 2025
- Staff
- 5.8 FTE
- Equity
- €61,795
- Profit
- €77,821
Turnover not published (abbreviated format)
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
- Parent
- BBW INVEST · 99%
Accounts filed 12 days late4 of 11 deeds read
Signalsraises riskWeak solvency vs sectorlowers riskGrowing equityneutralA punctual record breaksShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
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Signals
Three signals.
lowers riskraises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 1823 sector peers (2025).
NBB · sector comparisonPosition among 1823 sector peers
Solvency
better than 15%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €61,795
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
12 days late
2024
35 days early
2023
9 days early
2022
13 days early
2021
45 days early
2020
32 days early
2019
37 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 23 days before the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
17-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · abbreviated…
- Resignation: CommV H.B. (director)Permanent representative: Berghmans Herman ·…
- Resignation: MDI Consult BV (director)Permanent representative: Willems Marc
Key points
By topic
Board & ownership
- Parent
- BBW INVEST · 99%
Network & group
- Group
- WI Consult
- Connected companies
- 1
Timeline
- Events
- 41
- Since
- 1997
- Next accounts
- by 31-07-2027
- 26-06-2025Annual accounts filed
- 31-12-2024Weakest financial year
- 23-12-2024Reappointments: CommV H.B., BV MDI Consult and…
Company details
- Sites
- 2
- Legal form
- Private limited company
- Activity
- Insurance agents and brokersNACE 66220
- Founded
- 24-04-1996
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 32
- Who signs
- Each director alone
- Annual meeting
- First Tuesday of May at 20:00
- Purpose
- “Het beheer van een verzekeringsportefeuille van de naamloze vennootschap KBC Verzekeringen…” (deed in Dutch)
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How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What support did similar companies receive that this one did not?Subsidies What changed in the latest annual accounts?What changed
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