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Generated 21-08-2026
Active BE 1003.248.729Private limited company

CELIA INVEST

Rue du Château d'Eau(N) 34 ·4121 Neupré, Belgium· 2 yrs active
Sector: Activiteiten van holdings (64210)
Conclusion Checked

CELIA INVEST is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €33k and a net result of €30k. Its solvency ranks better than 80% of 3146 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €33k
Net result €30k
Better than sector 80%
Active 2 yrs
Financial profile 3 of 5 axes measured · computed by Checked
Health-Profitability100Solvency100Growth-Stability67
89 / 100

This figure rests on 3 of 5 axes. Too few to say where this company is strong or weak.

Computed on 3 of 5 axes. Not measured: health, growth. An unmeasured axis is not a zero: no data was read for it.

Health -
Profitability 100
Solvency 100
Growth -
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.
Financial overview1 NBB filings
Annual accounts filed on 21-05-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 64, Financial services · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 78.5% 52.5%
better than 80% of 3146 sector peers
Net result €30k €32k
better than 48% of 3142 sector peers
Equity €33k €75k
better than 30% of 3147 sector peers
Gross operating margin €38k €52k
better than 40% of 3139 sector peers
Total assets €42k €192k
better than 12% of 3148 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenuen/a
EBITDAn/a
Net profit€30k
Cash flown/a
Staff costs-
Income taxes€8k
Dividends-
Total assets€42k
Equity€33k
Debt€9k
of which ≤ 1y€9k
of which > 1y-
Working capitaln/a
Employees (FTE)-
Ratios (computed)
2024
Current ration/a
Quick ration/a
Working capital ration/a
Solvency78.5%
Debt / equityn/a
Long-term debt ration/a
Interest coveragen/a
Gross marginn/a
Net marginn/a
ROA71.3%
ROE90.8%
EBITDA marginn/a
Days sales outstandingn/a
Days payable outstandingn/a
Inventory turnovern/a
Days inventory (DSI)n/a
Balance-sheet composition 2024
Full annual accounts (18 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€42k
Current assets 29/58€42k
Amounts receivable within one year 40/41€36k
Cash & bank 54/58€5k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€42k
Equity 10/15€33k
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€30k
Amounts payable 17/49€9k
Amounts payable within one year 42/48€9k
Trade debts payable within one year 44€255
Income statement
Gross operating margin 9900€38k
Operating result 9901€37k
Financial charges 65€59
Result before taxes 9903€37k
Income taxes 67/77€8k
Net result for the period 9904€30k
Result to be appropriated 9905€30k
Ratios computed by Checked.
Legal Structure
NACE primary Activiteiten van holdings(64210)
Legal form Private limited company(610)
Incorporation11-12-2023
StatusActive
Postal code4121
Connections & network 1 connected companies
Network connections
CES - CHASSIS PATRICK
Shared address
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Establishment units 1 location
CELIA INVEST
Avenue des Perdrix(N) 26, 4121 NeupréHoldings
since 20242.354.809.117
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
61044C0283/00Z002 Wallonia 1,279 m² 1 · 169 m² -
61044C0459/00Z000 Wallonia 454 m² 1 · 86 m² -
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
17-11-2025
State Gazette act Registered-office change
v3.2
21-05-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2023
13-12-2023
State Gazette act Incorporation
oprichting
Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts
Address history · 1
17-11-2025
v3.2
All acts · 2 updated 9 months ago
2025
17-11-2025 Registered office moved from Neupré to Neuville-en-Condroz Registered-office change
  • Avenue des Perdrix 26, 4121 Neupré → Rue du Château d'Eau 34, 4121 Neuville-en-Condroz
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Neuville-en-Condroz",
        "region": null,
        "street": "Rue du Ch\u00E2teau d\u0027Eau",
        "country": "BE",
        "postcode": "4121",
        "box_number": null,
        "street_number": "34"
      },
      "old_address": {
        "city": "Neupr\u00E9",
        "region": null,
        "street": "Avenue des Perdrix",
        "country": "BE",
        "postcode": "4121",
        "box_number": null,
        "street_number": "26"
      },
      "effective_date": "2025-10-02",
      "evidence_quote": "1-L\u0027assembl\u00E9e acte le transfert du si\u00E8ge social et d\u0027exploitation \u00E0 l\u0027adresse Rue du Ch\u00E2teau d\u0027Eau 34 \u00E0 4121 Neuville-en-Condroz \u00E0 partir de ce jour."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "1003.248.729",
    "name_full": "CELIA INVEST",
    "legal_form": "SRL"
  }
}
2023
13-12-2023 Incorporation of a new SRL Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "Avenue des Perdrix 26, 4121 Neuville-en-Condroz",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1970-02-26",
        "name": "Patrick PERRONE",
        "niss": null,
        "address": "4121 Neupr\u00E9 (Neuville-en-Condroz), Avenue des Perdrix 26"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 3000,
      "holder_person_name": "Patrick PERRONE",
      "is_subscriber_only": false,
      "n_shares_subscribed": 100,
      "amount_subscribed_eur": 3000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 3000,
  "subject_company": {
    "kbo": "1003.248.729",
    "name_full": "CELIA INVEST",
    "legal_form": "SRL"
  },
  "initial_directors": [],
  "incorporation_date": "2023-12-11",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Holdings64200Activiteiten van holdings64210
Primary activity highlighted.
Names & trade names
Legal nameFR CELIA INVEST
Registered office
Rue du Château d'Eau(N) 34
4121 Neupré, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative