Skip to content
Checked.be
Complete company report
Generated 29-06-2026
Active BE 0454.123.217Public limited company

CEFIMA

Mannebeekstraat 33 ·8790 Waregem, Belgium· 31 yrs active
Sector: NACE 82910 (82910)
Conclusion Checked

The computed 12-month bankruptcy probability of CEFIMA is 0.2% (very low). The company has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 31 yrs
Locations 1
Publications 1
Bankruptcy probability (12 mo) Checked model v1 · free
0.2% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Long track record −Lower-risk legal form −

Statistical estimate based on public sources — not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 1994 — 31 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company — latest fiscal year 2024 (verkort). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 verkort 02-07-2025 2025-00216849
31-12-2023 verkort 30-08-2024 2024-00433086
31-12-2022 verkort 30-06-2023 2023-00180249
31-12-2021 verkort 07-07-2022 2022-20172651
31-12-2020 verkort 15-07-2021 2021-36200262
31-12-2019 verkort 11-06-2020 2020-16100456
31-12-2018 verkort 27-05-2019 2019-14600254
31-12-2017 verkort 30-05-2018 2018-15000326
31-12-2016 verkort 02-06-2017 2017-15300107
31-12-2015 verkort 01-07-2016 2016-26500517
Legal Structure
NACE primary 82910
Legal form Public limited company(014)
Incorporation22-12-1994
StatusActive
Postal code8790
Establishment units 1 location
CEFIMA
Mannebeekstraat 33, 8790 WaregemOverige activiteiten van geldscheppende financiële instellingen
since 19952.069.941.297
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34453F0799/00K000 Flanders 4,722 m² 1 · 2,553 m² 17.7 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data — this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
02-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
30-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
04-07-2024
State Gazette act Director changes
2023
30-06-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
07-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
15-07-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2020
11-06-2020
NBB filing Annual accounts filed
fiscal year 2019 · verkort
2019
27-05-2019
NBB filing Annual accounts filed
fiscal year 2018 · verkort
2018
30-05-2018
NBB filing Annual accounts filed
fiscal year 2017 · verkort
2017
02-06-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
2016
01-07-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
Belgisch Staatsblad — acts 1 acts
All acts · 1 updated 1 year ago
2024
04-07-2024 4 resigning Director changes
  • Rudi DERUYTTER — Gedelegeerd bestuurder
  • Patrick BOELAERT — Gedelegeerd bestuurder
  • Rudi DERUYTTER — Bestuurder
  • Patrick BOELAERT — Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Rudi DERUYTTER",
        "address": "Sint-Martens-Latem, Vlieguit 1",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_out",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Patrick BOELAERT",
        "address": "Evergem, Holstraat 21",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Rudi DERUYTTER",
        "address": "Sint-Martens-Latem, Vlieguit 1",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Patrick BOELAERT",
        "address": "Evergem, Holstraat 21",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-07-04",
    "filing_date": "2024-06-25",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "raad_van_bestuur",
      "date": "2024-02-26",
      "unanimous": true
    },
    {
      "body": "bijzondere_algemene_vergadering",
      "date": "2024-02-26",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0454.123.217",
    "name_full": "CEFIMA",
    "legal_form": "NV",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": null,
    "org_name": "STEENHOUT NV",
    "person_name": null,
    "org_rep_person_name": "Dominiek DE CLERCK",
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms — you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Incassobureaus en onderzoek naar de kredietwaardigheid74873Incasso- en kredietbureaus82910Activiteiten van incasso- en kredietbureaus82910
Primary activity highlighted.
Names & trade names
Legal nameNL CEFIMA
Registered office
Mannebeekstraat 33
8790 Waregem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same NACE
IMMO DESAN BE 0446.794.767 · Waregem
2friends BE 0872.164.018 · Blankenberge
Bureau Broeckaert BE 1024.213.892 · Jabbeke
CROGEN BE 0465.556.151 · Knokke-Heist
EUROMED & PARTNERS BE 0874.182.410 · Brugge
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative