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Complete company report
Generated 31-07-2026
Active BE 0765.517.466Private limited company

CEF² HOLDING

Lange Bergstraat 16 ·9230 Wetteren, Belgium· 5 yrs active
Conclusion Checked

The computed 12-month bankruptcy probability of CEF² HOLDING is 3.7% (moderate). The 2025 annual accounts show equity of €2k and a net result of €-2k. Equity is shrinking by ~15% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 5 annual accounts.
Key figures
Equity €2k
Net result €-2k
Active 5 yrs
Locations 1
Snowflake analysis 5 axes · computed by Checked
Health62Profitability0Solvency98Growth32Stability94
57 / 100

Mixed profile: strong on solvency, weaker on profitability.

Health 62
Profitability 0
Solvency 98
Growth 32
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
3.7% Moderate
0%0,5%1,5%4%10%≥25%
Young company +No NACE activity registered +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2025 · computed
62 / 100 Healthy
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview5 NBB filings
Annual accounts filed on 21-04-2026 with the NBB · fiscal year 2025 · verkort
€-40k€-20k€0€20k€40kOperating result 2021: €-1k€-1kNet result 2021: €2k€2kOperating result 2022: €-2k€-2kNet result 2022: €-20k€-20kOperating result 2023: €-2k€-2kNet result 2023: €-21k€-21kOperating result 2024: €47k€47kNet result 2024: €38k€38kOperating result 2025: €-2k€-2kNet result 2025: €-2k€-2k20212022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining At this pace, equity would indicatively turn negative around fiscal year 2028, assuming unchanged policy.
€-40k€-20k€02026: €1k (€-1k - €3k)2027: €24 (€-4k - €4k)2028: €-1k (€-6k - €4k)2021: €7k2022: €-13k2023: €-34k2024: €5k2025: €2k20212022202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

EBITDA
€-2k
-48.3% 21-25
Net profit
€-2k
- 21-25
Cash flow
€-21k
-5.4% 21-25
Total assets
€4k
-32.5% 21-25
Equity
€2k
-51.5% 21-25
Working capital
€2k
-55.3% 21-25
Employees (FTE)
0
- 21-25
Debt
€2k
+40.0% 21-25
Debt ≤ 1y
€2k
+105.9% 21-25
Debt > 1y
€0
-100.0% 21-25
Current ratio
2.32
-67.2% 21-25
Quick ratio
2.32
-67.2% 21-25
Solvency
56.8%
-28.2% 21-25
Debt / equity
0.76
+188.8% 21-25
ROE
-106.3%
- 21-25
ROA
-60.4%
- 21-25
Interest coverage
-0.12
-45.5% 21-25
Figures by fiscal year
Fiscal year2025
Revenue-
EBITDA-
Net profit€-2k
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets€4k
Equity€2k
Debt€2k
of which ≤ 1y€2k
of which > 1y-
Working capital€2k
Employees (FTE)0.0
Ratios (computed)
2025
Current ratio2.32
Quick ratio2.32
Working capital ratio56.8%
Solvency56.8%
Debt / equity0.76
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-60.4%
ROE-106.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€4k
Current assets 29/58€4k
Amounts receivable within one year 40/41€4k
Cash & bank 54/58€87
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€4k
Equity 10/15€2k
Contributions / capital 10/11€5k
Accumulated profits (losses) 14€-3k
Amounts payable 17/49€2k
Amounts payable within one year 42/48€2k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€-484
Operating result 9901€-2k
Financial income 75€198
Financial charges 65€117
Result before taxes 9903€-2k
Net result for the period 9904€-2k
Result to be appropriated 9905€-2k
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Ratios computed by Checked.
Legal Structure
NACE primary -
Legal form Private limited company(610)
Incorporation23-03-2021
StatusActive
Postal code9230
Establishment units 1 location
CEF² HOLDING
Lange Bergstraat 16, 9230 WetterenHoldings
since 20212.317.332.572
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
42302E0141/00S002 Flanders 618 m² 1 · 357 m² 9.8 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 8 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
21-04-2026
NBB filing Annual accounts filed
fiscal year 2025 · verkort
2025
17-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
25-10-2024
State Gazette act Director changes
30-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
07-05-2024
State Gazette act Registered-office change
2023
05-10-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
19-09-2022
State Gazette act Director changes
26-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
Belgisch Staatsblad, acts 3 acts
Address history · 1
07-05-2024
Registered-office move
All acts · 3 updated 1 year ago
2024
25-10-2024 2 directors appointed, 1 resigning Director changes
  • Luc STOLLE, Dagelijks bestuur
  • Charlotte BISSCHOP, Dagelijks bestuur
  • Evelien VAN BEVER, Bestuurder
Technical details 
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      "kind": "director_out",
      "role": "bestuurder",
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        "name": "Evelien VAN BEVER",
        "address": "9521 Letterhoutem, Molenkouter 99",
        "birth_date": null,
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      },
      "reason": "voluntary",
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2024-10-16",
      "evidence_quote": "De enige aandeelhouder neemt kennis van het vrijwillig ontslag als bestuurder van mevrouw Evelien VAN BEVER, wonende te 9521 Letterhoutem, Molenkouter 99, aangeboden via ontslagbrief, en dit met ingang van heden.",
      "decharge_status": null,
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      "effective_date_qualifier": "immediate"
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    {
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      "evidence_quote": "In toepassing van artikel 2:8 \u00A74 van het Wetboek van vennootschappen en verenigingen, verklaart en bevestigt de enige aandeelhouder dat alle door de vennootschap uitgegeven aandelen verenigd zijn in de hand van de enige aandeelhouder.",
      "decharge_status": null,
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    },
    {
      "kind": "delegation_dagelijks_bestuur_in",
      "role": "dagelijks_bestuur",
      "person": {
        "rrn": null,
        "name": "Luc STOLLE",
        "address": null,
        "birth_date": null,
        "profession": "advocaat",
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De vergadering verleent volmacht aan mr. Luc STOLLE en mr. Charlotte BISSCHOP, advocaten kantoorhoudend te 9000 Gent, Martelaarslaan 402, elk van hen alleen handelend en met recht van indeplaatsstelling, om alle vereiste formaliteiten te vervullen en om alle noodzakelijke stappen te nemen met het oo",
      "decharge_status": null,
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    },
    {
      "kind": "delegation_dagelijks_bestuur_in",
      "role": "dagelijks_bestuur",
      "person": {
        "rrn": null,
        "name": "Charlotte BISSCHOP",
        "address": null,
        "birth_date": null,
        "profession": "advocaat",
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De vergadering verleent volmacht aan mr. Luc STOLLE en mr. Charlotte BISSCHOP, advocaten kantoorhoudend te 9000 Gent, Martelaarslaan 402, elk van hen alleen handelend en met recht van indeplaatsstelling, om alle vereiste formaliteiten te vervullen en om alle noodzakelijke stappen te nemen met het oo",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
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    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-10-25",
    "filing_date": "2024-10-16",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "enig_aandeelhouder_schriftelijk",
      "date": "2024-10-11",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0765.517.466",
    "name_full": "CEF\u00B2 HOLDING",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Charlotte Bisschop",
    "org_rep_person_name": null,
    "person_role_at_subject": "Gevolmachtigde"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
07-05-2024 Registered office moved within Wetteren Registered-office change
  • Lange Bergstraat 18 bus 11, 9230 Wetteren, België → Lange Bergstraat 16, 9230 Wetteren
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Lange Bergstraat 16, 9230 Wetteren",
        "city": "Wetteren",
        "region": "vlaams_gewest",
        "street": "Lange Bergstraat",
        "country": "BE",
        "postcode": "9230",
        "box_number": null,
        "street_number": "16",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Lange Bergstraat 18 bus 11, 9230 Wetteren, Belgi\u00EB",
        "city": "Wetteren",
        "region": "vlaams_gewest",
        "street": "Lange Bergstraat",
        "country": "BE",
        "postcode": "9230",
        "box_number": "11",
        "street_number": "18",
        "locality_suffix": null
      },
      "effective_date": "2024-05-01",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "immediate",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-05-07",
    "filing_date": "2024-04-24",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "bijzondere_algemene_vergadering",
    "date": "2024-04-12",
    "unanimous": true
  },
  "subject_company": {
    "kbo": "0765.517.466",
    "name_full": "CEF\u00B2 Holding",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": null,
    "org_name": "z van Luik \u0026 vermeldon",
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "Mod PDF 10.01"
  ]
}
2022
19-09-2022 3 directors appointed, 3 resigning Director changes
  • Caubergs Christof, Bestuurder
  • Evelien Van Bever, Bestuurder
  • Frederic Mons, Bestuurder
  • Caubergs Christof, Bestuurder
  • Evelien Van Bever, Bestuurder
  • Frederic Mons, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Caubergs Christof",
        "address": "Lagan Heirweg 8, 9270 Laarne",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": {
        "kbo": null,
        "name": "C-strategy BV",
        "address": "Caubergs Christof, Lagen Heirweg 8, 9270 Laarne",
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": "2022-01-01",
      "evidence_quote": "",
      "decharge_status": null,
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      "effective_date_qualifier": null
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Evelien Van Bever",
        "address": "Molenkouter 99, 9521 Sint-Lievens-Houtem",
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      },
      "reason": null,
      "subkind": "regular",
      "via_org": {
        "kbo": null,
        "name": "S\u0026VB BV",
        "address": "Evelien Van Bever, Molenkouter 99, 9521 Sint-Lievens-Houtem",
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": "2022-01-01",
      "evidence_quote": "",
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    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Frederic Mons",
        "address": "Terrasstraat 16, 9620 Zottegem",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": {
        "kbo": null,
        "name": "BAKA BV",
        "address": "Frederic Mons, Terrasstraat 16, 9620 Zottegem",
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
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      "evidence_quote": "",
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    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Caubergs Christof",
        "address": "Lagan Heirweg 8, 9270 Laarne",
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        "birth_place": null
      },
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      "decharge_status": null,
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        "kind": "n_years",
        "value": "6"
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    },
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        "name": "Evelien Van Bever",
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    },
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      },
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      "decharge_status": null,
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      "rep_rotation_new_rep": null,
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  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Gent",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": null,
    "filing_date": "2022-09-08",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
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      "body": "bijzondere_algemene_vergadering",
      "date": "2022-03-31",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0765.517.466",
    "name_full": "Cer Holding",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
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}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameNL CEF² HOLDING
Registered office
Lange Bergstraat 16
9230 Wetteren, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative