Equity
€12,401 from €118,328 in 2018
Equity fell by 90% in 7 years.
CED ASSURE
Lifetime
17 annual accounts with figures on one time axispeak €316,822 (2017)
€250,576▲ 5.3%
lowest -€47 (2020)
€33,345▲ 76.4%
peak €118,328 (2018)
€12,401▼ 0.4%
€312,651▼ 16.0%
peak 1.7 FTE (2020)
-not published
Board1 name since 2008
1 directorCédric HERZé
Documentsfilings and deeds
19-06-202642 days before the deadline
2025micro format
Result from €18,902 to €33,345Dividend €33,400Debts from €372,099 to €312,651Cash from €45,658 to €74,232
Key points
from the 2025 annual accountsTurnover
≈ €400,000 estimated
The micro format states no turnover.
Debts
€312,651 96% of the balance sheet
Financial debts 48%Suppliers 3%Taxes and wages 8%Other 42%
Of this, €165,926 falls due within a year.
Staff
2 employees on 31-12-2025
In 2025, 3 people joined and 4 left.
Filings
17 annual accounts since 2009
Four of the last ten came late. The 2019 accounts came latest: 42 days after the end of the period.
Position in the sector
3.8%
Lower solvency than 88% of companies in auxiliary financial services. Sector median 50.1% · 3,076 companies.
Financial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Two signals.
raises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 3076 sector peers (2025).
NBB · sector comparisonPosition among 3076 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
42 days early
2024
76 days early
2023
36 days early
2022
29 days late
2021
69 days early
2020
12 days late
2019
42 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 20 days before the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 June (4 of the last 5 accounts filed within 34 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Capital decrease of €6,200 to €12,400
Capital from €18,600 to €12,400 · Change of role: Cédric HERZé, from manager to director · Legal-form conversion: from private limited company (pre-2019) to private limited company · General meeting of 16-10-2023 · Gazette deed
2 establishments registered
Saint-Nicolas and Bassenge
First establishment
Clos des Ducs de Brabant 4, Dalhem
Incorporation
published on 21-11-2008 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CED ASSURE Dalhem | €325,052 | €250,576 | 3.8% | - |
| VENNINCX VERZEKERINGEN Stabroek | €360,741 | €223,890 | 16.0% | - |
| GROUP EURO-CONSEIL Waremme | €270,812 | €243,473 | 44.3% | 1 |
| BUREAU D'ASSURANCES ET CREDITS MGHOGHI Soumagne | €444,952 | €243,920 | 71.0% | - |
| Rudy PASTEELS Hannut | €318,699 | €187,207 | 60.6% | - |
| SRL MARTENS Liège | €329,948 | €342,048 | 21.2% | - |
| RMD Assurances & Prêts Liège | €268,493 | €183,494 | 29.5% | - |
These companies have the same main activity as CED ASSURE: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €268,000 and €445,000, founded between 2005 and 2011.
Official details
Source: KBO- Status
- Active since 13-11-2008Normal situation
- Activity
- Insurance agents and brokersNACE 66220
- Joint committee
- 307Insurance brokers and agencies · annual accounts 2025
- Establishment units
- 2.174.424.0564607 Dalhem, since 26-11-2008
- 2.316.462.2454420 Saint-Nicolas, since 23-04-2021and 1 other
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Annual accounts 2025
- €325,052▼ 15.5%
- Employeeson 31-12-2025
- 2▼ 33.3%
- Filing
- Filed on 19-06-2026, 42 days before the end of the filing period
Insights on CED ASSURE
CED ASSURE files the micro format. That format states no turnover. The gross margin rose from €57,223 in 2009 to €250,576 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CED ASSURE
- What is the company number of CED ASSURE?
- The company number of CED ASSURE is 0807.730.183. The VAT number is the same number with BE in front: BE 0807.730.183.
- Where is CED ASSURE based?
- The registered office is at Clos des Ducs de Brabant 4, 4606 Dalhem.Company details
- What does CED ASSURE do?
- According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
- What is the legal form of CED ASSURE?
- CED ASSURE is a private limited company (BV).
- When was CED ASSURE founded?
- CED ASSURE was founded on 13-11-2008.
- Is CED ASSURE still active?
- Yes, CED ASSURE is an active enterprise in the KBO register.
- How many employees does CED ASSURE have?
- CED ASSURE had an average of 2.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does CED ASSURE fall under?
- In its 2025 annual accounts, CED ASSURE states joint committee 307 (Insurance brokers and agencies).
- What is the turnover of CED ASSURE?
- The turnover in financial year 2025 is ≈ €400,000. This figure is estimated from the gross margin of €250,576 and 31 comparable companies (NACE 66). It probably lies between €360,000 and €460,000. In financial year 2022 turnover was €435,063.
- Is CED ASSURE profitable?
- In financial year 2025, CED ASSURE made a profit of €33,345.
- Where can I find the annual accounts of CED ASSURE?
- CED ASSURE filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CED ASSURE due?
- CED ASSURE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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