CDT Counselling
ActiveCDT Counselling has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39k and a net result of €-1k. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 70% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability65▲+2
Solvency99=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 3.4 against 2.82 in 2024; short-term debt: 25.7% and cash: 81.1% of total assets), and 25.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.3%
Return on assets
-2.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
52 d early
2024
50 d early
2023
44 d early
2022
40 d early
2021
54 d early
2020
53 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€39k▼ 3.6%
2024 · €40k
2020: €19k
2021: €43k
2022: €39k
2023: €43k
2024: €40k
2020 → 2025
Total assets
€52k▼ 3.8%
2024 · €54k
2020: €33k
2021: €90k
2022: €86k
2023: €60k
2024: €54k
2020 → 2025
Net result
€-1k▲ 43.3%
2024 · €-3k
2020: €-1k
2021: €24k
2022: €8k
2023: €4k
2024: €-3k
2020 → 2025
Working capital
€32k▲ 25.7%
2024 · €26k
2020: €18k
2021: €2k
2022: €8k
2023: €20k
2024: €26k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€43k-€39k▼ 8.7%€43k▲ 9.0%€40k▼ 5.9%€39k▼ 3.6%
Operating result€33k-€12k▼ 64.0%€7k▼ 44.5%€-1k€357
Net result€24k-€8k▼ 68.0%€4k▼ 54.7%€-3k€-1k▲ 43.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €357 after a loss of €1k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €52k
Fixed assets
€6k▼ 55.4%
Current assets
€46k▲ 15.0%
Equity and liabilities €52k
Equity
€39k▼ 3.6%
Debt
€13k▼ 4.6%
The debt ratio falls from 25.9% to 25.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€9k▲
2024 · €8k
Cash flow
€8k▲
2024 · €7k
Solvency
74.3%▲
2024 · 74.1%
Current ratio
3.40▲
2024 · 2.82
Quick ratio
3.40▲
2024 · 2.82
Debt / equity
0.35▼
2024 · 0.35
ROE
-3.7%▲
2024 · -6.3%
ROA
-2.8%▲
2024 · -4.7%
Interest coverage
57.44▲
2024 · 42.96
Debt
€13k▼
2024 · €14k
Debt ≤ 1 year
€13k▼
2024 · €14k
Income taxes
€2k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€54k€52k▼
Fixed assets21/28€15k€6k▼
Tangible fixed assets22/27€15k€6k▼
Furniture and vehicles24€15k€6k▼
Current assets29/58€40k€46k▲
Amounts receivable within one year40/41€525€3k▲
Trade receivables40€465€2k▲
Other amounts receivable41€60€440▲
Cash at bank and in hand54/58€38k€42k▲
Deferred charges and accrued income490/1€1k€793▼
Equity and liabilities
Total equity and liabilities10/49€54k€52k▼
Equity10/15€40k€39k▼
Contributions10/11€20k€20k=
Profit (loss) carried forward14€20k€19k▼
Amounts payable17/49€14k€13k▼
Amounts payable within one year42/48€14k€13k▼
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€9k€9k▲
Taxes450/3€7k€6k▼
Remuneration and social security454/9€2k€4k▲
Other amounts payable47/48€2k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▼
Other operating charges640/8€907€1k▲
Gross operating margin9900€9k€11k▲
Operating profit (loss)9901€-1k€357▲
Financial income75/76B€208€139▼
Recurring financial income75€208€139▼
Financial charges65/66B€184€165▼
Recurring financial charges65€184€165▼
Profit (loss) for the period before taxes9903€-1k€331▲
Income taxes67/77€1k€2k▲
Profit (loss) for the period9904€-3k€-1k▲
Profit (loss) for the period to be appropriated9905€-3k€-1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€20k€19k▼
Profit (loss) brought forward from the previous period14P€23k€20k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-3k ▼172%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
08-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaumont-Gistoux · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tout-Vent, Dion-V. 261325 Chaumont-GistouxGround area
2,192 m²
Building footprint
134 m²
Parcel 25025B0500/00_000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Tout-Vent, Dion-V. 26, 1325 Chaumont-Gistoux
since 20192.295.126.896
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25025B0500/00_000 | Wallonia | 2,192 m² | 1 · 134 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
QUEST2
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TUIN- EN TEGELWERK
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Gazette PR
BE 0790.436.172
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TRACER
BE 0544.945.109
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HOTEP ADVISORY MANAGEMENT
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 36,473 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-10-2019
Fiscal year end31-12
Trade name FR
CDT Coaching, CDT Consulting
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
72200Scientific research and development
73300Public relations and communication consultancy
82990Other business support services
85592Vocational training
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.