Equity
€952,838 ▲ 34.9%
CDK VERZEKERINGEN paid out €556,459 in dividends. That is 69% of the 2025 profit.
CDK VERZEKERINGEN
Lifetime
20 annual accounts with figures on one time axis, 22 filings since 2004Gross marginpeak €1.8m (2025)
€1.8m▲ 6.6%
Resultlowest -€7,002 (2006)
€803,131▲ 31.0%
Equitypeak €952,838 (2025)
€952,838▲ 34.9%
Debts
€1.1m▲ 1.3%
Staffpeak 11.4 FTE (2021)
10.2 FTE▼ 2.9%
Board4 names since 2004
4 directorsKox Paul and 3 others
Owners2 names in the annual accounts
Documentsfilings and deeds
04-07-202627 days before the deadline
2025abbreviated format
Result from €613,288 to €803,131Dividend €556,459Equity from €706,166 to €952,838Cash from €18,166 to €4,259
Key points
from the 2025 annual accountsTurnover
≈ €3.1m estimated
The abbreviated format states no turnover.
Investments
€85,785 1.7 × depreciation
Green is investment, beige is depreciation.
Staff
12 employees on 31-12-2025
In 2025, 3 people joined and 2 left.
Filings
22 annual accounts since 2004
Two of the last ten came late. The 2016 accounts came latest: 31 days after the end of the period.
Position in the sector
€803,131
Higher net result than 95% of companies in auxiliary financial services. Sector median €71,281 · 1,854 companies.
Financial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
1 signal, which does not raise the risk
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-07-2026, 27 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
27 days early
2024
16 days early
2023
1 day early
2022
29 days late
2021
30 days early
2020
17 days early
2019
1 day early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 9 days before the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
CJ
Coenegrachts Jan
Director, since 16-08-2023
HR
Hillen Raf
Director, since 16-08-2023
KP
Kox Paul
Director, since 16-08-2023
VD
Verheyen Dieter
Director, since 16-08-2023
- IMNOSEN 24.99%score 68equity €430,029 (2025) · 2025 annual accounts of IMNOSEN
Recent changes
Environmental permit granted
Bouwen of herbouwen, Nieuwbouw of aanleggen, Verwijderen van vrijstaande gebouwen · Rijkevorsel
Legal-form change · Resignations & appointments
Gazette deed
2 establishments registered
Brecht and Rijkevorsel
First establishment
COENEGRACHTS DESMEDT, Desmedtstraat 8, Hoogstraten
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| CDK VERZEKERINGEN Hoogstraten | €2.1m | €1.8m | 46.2% | 10.2 |
| INSURO Roeselare | €1.8m | €1.5m | 42.2% | 9.7 |
| AVANTI Kontich | €1.9m | €1.5m | 68.6% | 10.6 |
| LWL ASSURANCES Stavelot | €2.1m | €2.1m | 14.0% | 12.1 |
| WILLEM - DERUYTTERE Kortemark | €1.9m | €1.4m | 63.8% | 10.8 |
| BAUVIR Bastogne | €1.8m | €2.5m | 5.4% | 8.9 |
| VERZEKERINGEN LOUIS SCHREVENS Lubbeek | €1.6m | €1.4m | 46.2% | 12.1 |
These companies have the same main activity as CDK VERZEKERINGEN: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €1.6m and €2.1m, founded between 2000 and 2008.
Official details
Source: KBO- Status
- Active since 18-06-2004Normal situation
- Activity
- Insurance agents and brokersNACE 66220
- Joint committee
- 307Insurance brokers and agencies · annual accounts 2025
- Establishment units
- 2.138.831.4892322 Hoogstraten, since 01-07-2004
- 2.382.691.5682960 Brecht, since 01-01-2015and 1 other
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Annual accounts 2025
- Total assets
- €2.1m▲ 14.5%
- Employeeson 31-12-2025
- 12▲ 9.1%
- Filing
- Filed on 04-07-2026, 27 days before the end of the filing period
Insights on CDK VERZEKERINGEN
CDK VERZEKERINGEN files the abbreviated format. That format states no turnover. The gross margin rose from €265,170 in 2006 to €1.8m in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CDK VERZEKERINGEN
- What is the company number of CDK VERZEKERINGEN?
- The company number of CDK VERZEKERINGEN is 0865.853.672. The VAT number is the same number with BE in front: BE 0865.853.672.
- Where is CDK VERZEKERINGEN based?
- The registered office is at Desmedtstraat 8, 2322 Hoogstraten.Company details
- What does CDK VERZEKERINGEN do?
- According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
- What is the legal form of CDK VERZEKERINGEN?
- CDK VERZEKERINGEN is a private limited company (BV).
- When was CDK VERZEKERINGEN founded?
- CDK VERZEKERINGEN was founded on 18-06-2004.
- Is CDK VERZEKERINGEN still active?
- Yes, CDK VERZEKERINGEN is an active enterprise in the KBO register.
- How many employees does CDK VERZEKERINGEN have?
- CDK VERZEKERINGEN had an average of 10.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does CDK VERZEKERINGEN fall under?
- In its 2025 annual accounts, CDK VERZEKERINGEN states joint committee 307 (Insurance brokers and agencies).
- What is the turnover of CDK VERZEKERINGEN?
- The turnover in financial year 2025 is ≈ €3.1m. This figure is estimated from the gross margin of €1.8m and 1,585 comparable companies of the same size. It probably lies between €2.1m and €5.2m. It is a rough estimate.
- Is CDK VERZEKERINGEN profitable?
- In financial year 2025, CDK VERZEKERINGEN made a profit of €803,131.
- Where can I find the annual accounts of CDK VERZEKERINGEN?
- CDK VERZEKERINGEN filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CDK VERZEKERINGEN due?
- CDK VERZEKERINGEN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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