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CDAD

Active
Private limited companyfounded 200719 yrs activeSalvialaan 6, 1770 Liedekerke, BelgiumKBO/BCE: BE 0887.608.297

CDAD has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €137k and a net result of €1k. Equity is growing by ~37.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 37968 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2024
89 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability58▼-42
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 16.8 against 9.16 in 2023; short-term debt: 4.5% and cash: 40.2% of total assets), and 4.5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 19 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-07-2025, 20 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
20 d early
2023
36 d early
2022
31 d late
2021
9 d early
2020
30 d early
2019
45 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€137k▲ 1.1%
2023 · €135k
2018: €25k 2019: €28k 2020: €59k 2021: €78k 2022: €145k 2023: €135k
2018 → 2024
Total assets
€143k▼ 4.8%
2023 · €150k
2018: €63k 2019: €53k 2020: €86k 2021: €86k 2022: €168k 2023: €150k
2018 → 2024
Net result
€1k▼ 96.8%
2023 · €45k
2018: €-14k 2019: €3k 2020: €31k 2021: €19k 2022: €67k 2023: €45k
2018 → 2024
Working capital
€101k▼ 16.7%
2023 · €122k
2018: €9k 2019: €14k 2020: €42k 2021: €65k 2022: €137k 2023: €122k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€59k-€78k▲ 32.7%€145k▲ 85.4%€135k▼ 6.6%€137k▲ 1.1%
Operating result€46k-€49k▲ 6.8%€86k▲ 73.9%€64k▼ 25.2%€6k▼ 91.2%
Net result€31k-€19k▼ 37.5%€67k▲ 247%€45k▼ 31.9%€1k▼ 96.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25k€50k€75kOperating result 2020: €46k€46kNet result 2020: €31k€31kOperating result 2021: €49k€49kNet result 2021: €19k€19kOperating result 2022: €86k€86kNet result 2022: €67k€67kOperating result 2023: €64k€64kNet result 2023: €45k€45kOperating result 2024: €6k€6kNet result 2024: €1k€1k20202021202220232024
The operating result has fallen two years in a row; 2024 is 91% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €143k
Fixed assets €35k▲ 161%
Current assets €108k▼ 21.1%
Equity and liabilities €143k
Equity €137k▲ 1.1%
Debt €6k▼ 57.3%
The debt ratio falls from 10.0% to 4.5%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€11k
2023 · €66k
Cash flow
€7k
2023 · €48k
Solvency
95.5%
2023 · 90.0%
Current ratio
16.80
2023 · 9.16
Quick ratio
15.81
2023 · 9.16
Debt / equity
0.05
2023 · 0.11
ROE
1.1%
2023 · 33.6%
ROA
1.0%
2023 · 30.2%
Interest coverage
4.58
2023 · 60.11
Debt
€6k
2023 · €15k
Debt ≤ 1 year
€6k
2023 · €15k
Income taxes
€2k
2023 · €18k
Staff costs
€1k
2023 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€150k€143k
Fixed assets21/28€14k€35k
Tangible fixed assets22/27€13k€35k
Land and buildings22-€22k
Plant, machinery and equipment23€6k€6k
Furniture and vehicles24€7k€7k
Financial fixed assets28€30€30=
Current assets29/58€137k€108k
Stocks and contracts in progress3-€6k
Stocks30/36-€6k
Amounts receivable within one year40/41€23k€42k
Trade receivables40€22k€16k
Other amounts receivable41€2k€27k
Cash at bank and in hand54/58€112k€57k
Deferred charges and accrued income490/1€1k€2k
Equity and liabilities
Total equity and liabilities10/49€150k€143k
Equity10/15€135k€137k
Contributions10/11€6k€6k=
Outside capital11€6k€6k=
Other1109/19€6k€6k=
Reserves13€120k€130k
Non-distributable reserves130/1€118k€118k=
Reserves not available under the articles1311€118k€118k=
Distributable reserves133€2k€12k
Profit (loss) carried forward14€9k-
Amounts payable17/49€15k€6k
Amounts payable within one year42/48€15k€6k
Trade debts44€2k€1k
Suppliers440/4€2k€1k
Taxes, remuneration and social security45€13k€5k
Taxes450/3€13k€5k
Accrued charges and deferred income492/3€114-
Income statement Code20232024
Remuneration, social security and pensions62€1k€1k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€6k
Other operating charges640/8€3k€3k
Gross operating margin9900€71k€16k
Operating profit (loss)9901€64k€6k
Financial income75/76B€471€0
Recurring financial income75€471€0
Financial charges65/66B€1k€3k
Recurring financial charges65€1k€3k
Profit (loss) for the period before taxes9903€64k€3k
Income taxes67/77€18k€2k
Profit (loss) for the period9904€45k€1k
Profit (loss) for the period to be appropriated9905€45k€1k
Appropriation of the result
Profit (loss) to be appropriated9906€46k€1k
Profit (loss) brought forward from the previous period14P€301-
Transfer from equity791/2€55k-
Transfer to equity691/2€37k€1k
To other reserves6921€37k€1k
Profit to be distributed694/7€55k-
Directors or managers695€55k-

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
11-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
25-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial Highest result since 2018net €67k ▲247%
Operating result €86k, net result €67k, both a record.
31-12
Financial Equity above €100kEq €145k ▲85.4%
4 profitable years in a row build equity to €145k.
22-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Liquidity quadruplescurrent ratio 10.74
Current ratio from 2.97 to 10.74; short-term debt falls from €21k to €7k.
01-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
16-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Back to profitnet €3k
Net result €3k after one loss-making year.
11-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
20-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
30-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
2016
30-08
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liedekerke · 1 establishment unit since 2007
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Salvialaan 61770 Liedekerke
Ground area
1,348 m²
Building footprint
113 m²
Volume, LiDAR
814 m³
Parcel 23044A0854/00D000, Flanders · tallest building 9.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CDAD
Salvialaan 6, 1770 LiedekerkeWholesale of wines and spirits
since 20072.185.443.256
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23044A0854/00D000 Flanders 1,348 m² 1 · 113 m² 9.0 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 40,859 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded01-03-2007
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
85146
47251Retail sale of wines and spirits
74142
86909Human health activities
86995Nutrition and dietetics services
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.