ARPM 147
ActiveARPM 147 has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22k and a net result of €-12k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 16% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability39▼-53
Solvency33▼-7
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.76 against 1.5 in 2024; short-term debt: 34.5% and cash: 11% of total assets), and 91.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.4%
Return on assets
-4.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 31642 sector peers (2025).
NBB · sector comparisonPosition among 31642 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
1 d early
2023
23 d early
2022
52 d early
2021
10 d late
2020
50 d early
2019
140 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€22k▼ 57.2%
2024 · €51k
2018: €38k
2019: €47k
2020: €117k
2021: €48k
2022: €-7k
2023: €-12k
2024: €51k
2018 → 2025
Total assets
€259k▼ 22.6%
2024 · €334k
2018: €345k
2019: €378k
2020: €515k
2021: €394k
2022: €386k
2023: €340k
2024: €334k
2018 → 2025
Net result
€-12k
2024 · €63k
2018: €3k
2019: €35k
2020: €89k
2021: €-69k
2022: €-55k
2023: €-5k
2024: €63k
2018 → 2025
Working capital
€-22k
2024 · €45k
2018: €483
2019: €106k
2020: €136k
2021: €53k
2022: €17k
2023: €-2k
2024: €45k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€48k-€-7k€-12k▼ 72.2%€51k€22k▼ 57.2%
Operating result€-66k-€-48k▲ 26.5%€3k€70k▲ 2,572%€-6k
Net result€-69k-€-55k▲ 21.0%€-5k▲ 90.8%€63k€-12k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €6k after €70k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €259k
Fixed assets
€191k▼ 4.2%
Current assets
€68k▼ 49.8%
Equity and liabilities €259k
Equity
€22k▼ 57.2%
Debt
€237k▼ 16.3%
The debt ratio rises from 84.8% to 91.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€16k▼
2024 · €95k
Cash flow
€10k▼
2024 · €88k
Solvency
8.4%▼
2024 · 15.2%
Current ratio
0.76▼
2024 · 1.50
Quick ratio
0.76▼
2024 · 1.50
Debt / equity
10.89▲
2024 · 5.57
ROE
-54.4%▼
2024 · 123.4%
ROA
-4.6%▼
2024 · 18.8%
Interest coverage
3.09▼
2024 · 14.97
Debt
€237k▼
2024 · €284k
Debt ≤ 1 year
€89k▼
2024 · €90k
Debt > 1 year
€148k▼
2024 · €192k
Income taxes
€591▼
2024 · €754
Staff costs
€34k▲
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€334k€259k▼
Fixed assets21/28€200k€191k▼
Intangible fixed assets21€2k€253▼
Tangible fixed assets22/27€198k€191k▼
Land and buildings22€185k€168k▼
Plant, machinery and equipment23€0€3k▲
Furniture and vehicles24€762€10k▲
Other tangible fixed assets26€12k€10k▼
Financial fixed assets28€194€194=
Current assets29/58€135k€68k▼
Amounts receivable within one year40/41€59k€33k▼
Trade receivables40€59k€33k▼
Other amounts receivable41€132€181▲
Cash at bank and in hand54/58€67k€29k▼
Deferred charges and accrued income490/1€8k€6k▼
Equity and liabilities
Total equity and liabilities10/49€334k€259k▼
Equity10/15€51k€22k▼
Contributions10/11€19k€19k=
Reserves13€98k€81k▼
Distributable reserves133€98k€81k▼
Profit (loss) carried forward14€-66k€-78k▼
Amounts payable17/49€284k€237k▼
Amounts payable after more than one year17€192k€148k▼
Financial debts170/4€192k€148k▼
Amounts payable within one year42/48€90k€89k▼
Current portion of amounts payable after more than one year42€43k€44k▲
Trade debts44€8k€7k▼
Suppliers440/4€8k€7k▼
Taxes, remuneration and social security45€32k€15k▼
Taxes450/3€25k€7k▼
Remuneration and social security454/9€8k€8k▲
Other amounts payable47/48€6k€23k▲
Accrued charges and deferred income492/3€2k€258▼
Income statement
Code20242025
Remuneration, social security and pensions62€19k€34k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€22k▼
Other operating charges640/8€13k€4k▼
Gross operating margin9900€127k€54k▼
Operating profit (loss)9901€70k€-6k▼
Financial income75/76B€12€0▼
Recurring financial income75€12€0▼
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€64k€-11k▼
Income taxes67/77€754€591▼
Profit (loss) for the period9904€63k€-12k▼
Profit (loss) for the period to be appropriated9905€63k€-12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-66k€-78k▼
Profit (loss) brought forward from the previous period14P€-129k€-66k▲
Transfer from equity791/2-€17k
Profit to be distributed694/7-€17k
Return on contributions (dividend)694-€17k
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €63k
Net result €63k after 3 loss-making years.
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
10-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
2021
31-12
Financial
Weakest financial yearnet €-69k ▼178%
Net result drops to €-69k, the lowest in the series; recovery starts the following year.
11-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €89k ▲154%
Operating result €123k, net result €89k, both a record.
31-12
Financial
Equity above €100kEq €117k ▲149%
3 profitable years in a row build equity to €117k.
18-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 140 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 2.57
Current ratio from 1.01 to 2.57.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Asse · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Theodoor Coppensstraat 1471731 AsseGround area
323 m²
Building footprint
104 m²
Volume, LiDAR
980 m³
Parcel 23095B0227/00E000, Flanders · tallest building 12.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ARPM 147
since 20062.190.807.059
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23095B0227/00E000 | Flanders | 323 m² | 1 · 104 m² | 12.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 7 entries · 23,291 EUR awarded · 23,198 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 7,459 EUR | 7,459 EUR |
| 2024 | 2 | 1,602 EUR | 1,602 EUR |
| 2023 | 1 | 4,707 EUR | 4,707 EUR |
| 2022 | 2 | 9,523 EUR | 9,430 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Individueel Maatwerk
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
LES PLUMES
BE 0563.374.614
Rumst · Eq €22k
MelVose Consulting
BE 1021.681.402
Sint-Niklaas · Eq €22k
Delmacon
BE 0721.433.936
Lessines · Eq €22k
C.P. SERVICES
BE 0463.569.829
Brussel · Eq €22k
Lousco
BE 0792.525.632
Antwerpen · Eq €22k
Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 31,493 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-03-2006
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
70200Business and other management consultancy
70220Business consulting
74142
70111
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.