CD & ND
InactiveNo longer registered with the KBO since 12-06-2026; last annual accounts for fiscal year 2025.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 90% of 9088 peers (2025). A comfortable equity buffer.
NBB · sector comparisonPosition among 9088 sector peers
Solvency
better than 90%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-04-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
51 d early
2023
34 d early
2022
31 d early
2021
46 d early
2020
46 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€475k▲ 3.0%
2024 · €462k
2018: €446k
2019: €444k
2020: €470k
2021: €470k
2022: €466k
2023: €470k
2024: €462k
2018 → 2025
Total assets
€535k▲ 1.5%
2024 · €527k
2018: €776k
2019: €777k
2020: €592k
2021: €581k
2022: €578k
2023: €586k
2024: €527k
2018 → 2025
Net result
€14k
2024 · €-8k
2018: €-9k
2019: €-1k
2020: €25k
2021: €141
2022: €-4k
2023: €4k
2024: €-8k
2018 → 2025
Working capital
€13k
2024 · €-21k
2018: €-96k
2019: €-72k
2020: €-24k
2021: €-12k
2022: €11k
2023: €41k
2024: €-21k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€470k-€466k▼ 0.9%€470k▲ 0.8%€462k▼ 1.7%€475k▲ 3.0%
Operating result€-92-€-4k▼ 4,124%€2k€-8k€14k
Net result€141-€-4k€4k€-8k€14k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €14k after a loss of €8k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €535k
Fixed assets
€462k▼ 4.6%
Current assets
€73k▲ 70.6%
Equity and liabilities €535k
Equity
€475k▲ 3.0%
Debt
€60k▼ 8.7%
The debt ratio falls from 12.5% to 11.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€40k▲
2024 · €30k
Cash flow
€40k▲
2024 · €31k
Solvency
88.8%▲
2024 · 87.5%
Current ratio
1.22▲
2024 · 0.67
Quick ratio
1.22▲
2024 · 0.67
Debt / equity
0.13▼
2024 · 0.14
ROE
2.9%▲
2024 · -1.8%
ROA
2.6%▲
2024 · -1.5%
Interest coverage
164.91▲
2024 · 124.30
Debt
€60k▼
2024 · €66k
Debt ≤ 1 year
€60k▼
2024 · €64k
Income taxes
€90
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€527k€535k▲
Fixed assets21/28€484k€462k▼
Tangible fixed assets22/27€484k€462k▼
Land and buildings22€480k€455k▼
Plant, machinery and equipment23€3k€6k▲
Furniture and vehicles24€1k€767▼
Current assets29/58€43k€73k▲
Amounts receivable within one year40/41€3k€8k▲
Trade receivables40-€3k
Other amounts receivable41€3k€5k▲
Cash at bank and in hand54/58€37k€65k▲
Deferred charges and accrued income490/1€3k-
Equity and liabilities
Total equity and liabilities10/49€527k€535k▲
Equity10/15€462k€475k▲
Contributions10/11€19k€19k=
Reserves13€443k€443k=
Distributable reserves133€443k€443k=
Profit (loss) carried forward14€65€14k▲
Amounts payable17/49€66k€60k▼
Amounts payable within one year42/48€64k€60k▼
Trade debts44€2k€678▼
Suppliers440/4€2k€678▼
Taxes, remuneration and social security45-€78
Taxes450/3-€78
Other amounts payable47/48€61k€59k▼
Accrued charges and deferred income492/3€2k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€39k€26k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-90-
Other operating charges640/8€8k€4k▼
Gross operating margin9900€38k€44k▲
Operating profit (loss)9901€-8k€14k▲
Financial income75/76B€488€42▼
Recurring financial income75€488€42▼
Financial charges65/66B€245€245=
Recurring financial charges65€245€245=
Profit (loss) for the period before taxes9903€-8k€14k▲
Income taxes67/77-€90
Profit (loss) for the period9904€-8k€14k▲
Profit (loss) for the period to be appropriated9905€-8k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€14k▲
Profit (loss) brought forward from the previous period14P€199€65▼
Transfer from equity791/2€8k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
10-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
30-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
15-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
15-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Back to profitnet €25k
Net result €25k after 2 loss-making years.
30-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
11-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
11-12-2025
Claude Delabie: Resigned as Director
11-12-2025
Nadine Declerck: Resigned as Director
13-06-2017
DELABIE Jasmine: Resigned as Manager
Location & real-estate footprint
Registered office, Kortrijk
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rollegemseweg(Rol) 1008510 KortrijkGround area
2,145 m²
Building footprint
317 m²
Volume, LiDAR
1,766 m³
Parcel 34033C0264/00V000, Flanders · tallest building 11.0 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34033C0264/00V000 | Flanders | 2,145 m² | 1 · 317 m² | 11.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
2 connected companiesNetwork connections
Shared address
→
Shared address
→
Similar companies · same sector, comparable size
CAPROCK
BE 0637.776.087
Elsene · Eq €475k
ATHENA HMW
BE 0507.742.837
Liège · Eq €475k
MCGV INVEST
BE 0836.661.127
Waterloo · Eq €475k
DKS GROUP
BE 0799.725.705
Charleroi · Eq €475k
GRODENT-THOMAS IMMO
BE 0848.234.910
Malmedy · Eq €474k
Of 7,288 companies in sector 68110 we hold annual accounts for 5,353. 3,674 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-12-2004
Fiscal year end30-09
Activities, NACEBEL
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.