CCS CAMERMANS CONSTRUCT SOLUTIONS
ActiveCCS CAMERMANS CONSTRUCT SOLUTIONS has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35k and a net result of €25k. Equity is shrinking by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 94% of 4559 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency100=
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 8.17 against 3.89 in 2024; short-term debt: 11.3% and cash: 8.8% of total assets), and 11.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.7%
Return on assets
61.8%
Age of the figures
15 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €35k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 24-11-2025, 68 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
68 d early
2024
6 d early
2023
10 d early
2022
3 d early
2021
3 d early
2020
3 d early
2019
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€35k▲ 231%
2024 · €11k
2019: €31k
2020: €23k
2021: €39k
2022: €36k
2023: €20k
2024: €11k
2019 → 2025
Total assets
€40k▲ 215%
2024 · €13k
2019: €40k
2020: €49k
2021: €81k
2022: €63k
2023: €25k
2024: €13k
2019 → 2025
Net result
€25k
2024 · €-9k
2019: €6k
2020: €-8k
2021: €16k
2022: €-4k
2023: €-16k
2024: €-9k
2019 → 2025
Working capital
€32k▲ 469%
2024 · €6k
2019: €29k
2020: €16k
2021: €28k
2022: €26k
2023: €12k
2024: €6k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€39k-€36k▼ 9.5%€20k▼ 43.6%€11k▼ 46.6%€35k▲ 231%
Operating result€18k-€-4k€-15k▼ 308%€-9k▲ 40.2%€26k
Net result€16k-€-4k€-16k▼ 318%€-9k▲ 39.8%€25k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €26k after a loss of €9k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €40k
Fixed assets
€3k▼ 41.6%
Current assets
€37k▲ 381%
Equity and liabilities €40k
Equity
€35k▲ 231%
Debt
€5k▲ 129%
The debt ratio falls from 15.6% to 11.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€28k▲
2024 · €-6k
Cash flow
€27k▲
2024 · €-6k
Solvency
88.7%▲
2024 · 84.4%
Current ratio
8.17▲
2024 · 3.89
Quick ratio
8.17▲
2024 · 3.89
Debt / equity
0.13▼
2024 · 0.18
ROE
69.7%▲
2024 · -87.3%
ROA
61.8%▲
2024 · -73.7%
Interest coverage
386.41▲
2024 · -49.59
Debt
€5k▲
2024 · €2k
Debt ≤ 1 year
€5k▲
2024 · €2k
Income taxes
€2k▲
2024 · €130
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€13k€40k▲
Fixed assets21/28€5k€3k▼
Tangible fixed assets22/27€5k€3k▼
Land and buildings22€1k€1k▼
Plant, machinery and equipment23€4k€2k▼
Furniture and vehicles24€0-
Current assets29/58€8k€37k▲
Amounts receivable within one year40/41€1k€13k▲
Trade receivables40€690€11k▲
Other amounts receivable41€442€1k▲
Current investments50/53-€16k
Cash at bank and in hand54/58€6k€3k▼
Deferred charges and accrued income490/1€934€5k▲
Equity and liabilities
Total equity and liabilities10/49€13k€40k▲
Equity10/15€11k€35k▲
Contributions10/11€12k€12k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-4k€21k▲
Amounts payable17/49€2k€5k▲
Amounts payable within one year42/48€2k€5k▲
Trade debts44€241€822▲
Suppliers440/4€241€822▲
Taxes, remuneration and social security45€678€2k▲
Taxes450/3€678€2k▲
Other amounts payable47/48€1k€2k▲
Income statement
Code20242025
Non-recurring operating income76A-€14k
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€492€528▲
Gross operating margin9900€-5k€29k▲
Operating profit (loss)9901€-9k€26k▲
Financial income75/76B€21€15▼
Recurring financial income75€21€15▼
Financial charges65/66B€121€74▼
Recurring financial charges65€121€74▼
Profit (loss) for the period before taxes9903€-9k€26k▲
Income taxes67/77€130€2k▲
Profit (loss) for the period9904€-9k€25k▲
Profit (loss) for the period to be appropriated9905€-9k€25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€21k▲
Profit (loss) brought forward from the previous period14P€6k€-4k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
24-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Back to profitnet €25k
Net result €25k after 3 loss-making years.
30-06
Financial
Liquidity doublescurrent ratio 8.17
Current ratio from 3.89 to 8.17.
25-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €-16k
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
28-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
16-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
28-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
27-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
11-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Elegemstraat 941700 DilbeekGround area
200 m²
Building footprint
73 m²
Volume, LiDAR
535 m³
Parcel 23016B0046/00L000, Flanders · tallest building 9.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CCS CAMERMANS CONSTRUCT SOLUTIONS
since 20082.168.451.925
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23016B0046/00L000 | Flanders | 200 m² | 1 · 73 m² | 9.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 599 EUR awarded · 599 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 599 EUR | 599 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,861 companies in sector 96220 we hold annual accounts for 1,440. 1,161 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-01-2008
Fiscal year end30-06
Activities, NACEBEL
96022Beauty treatment
96220Beauty care and other beauty treatments
42110Construction of roads and motorways
42220Construction of utility projects for electricity and telecommunications
43110Demolition
43120Site preparation
43230Insulation installation
43291Specialised construction activities
43990Other specialised construction activities
43999Specialised construction activities
47750Retail sale of cosmetics and toilet articles
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0475/774785