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CCR BVBA

Active
Private limited company (pre-2019)founded 201610 yrs activeRetieseweg 114, 2440 Geel, BelgiumKBO/BCE: BE 0648.606.732
Summary

The computed 12-month bankruptcy probability of CCR BVBA is 2.6% (moderate). The 2025 annual accounts show negative equity (-€3,552) and a net result of -€5,753. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 14% of 2527 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Other education
NACE 85599
Size
€35,758total assets 2025
Equity
-€3,552
Loss
-€5,753
Turnover not published (abridged schema)
Financial health
50 Fair Checked score 2025
Bankruptcy chance 12 m
2.6%
Structure
Accounts filed 26 d late0 of 1 deed read
Why 50- Liquidity: current ratio 5.07, cash €35- Loss of €5,753, the second in a row (FY 2025)+ Size: total assets €35,758+ Sector Education (NACE 85)Show the evidence

Checked score

Score 2025
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 18% of its sector peers (NACE 85, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Weak
Solvency 15-17
equity -9.9% of total assets
Liquidity 50+50
short-term debt 7.5% · cash 0.1%
Profitability 0-18
return on assets -16.1%
Bankruptcy probability, 12 months
2.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (3,782 companies)
Last 24 months 11-2024: 2.9% 12-2024: 2.9%● 0.0% vs 11-2024 01-2025: 2.9%● 0.0% vs 12-2024 02-2025: 2.9%● 0.0% vs 01-2025 03-2025: 3.0%▲ +4.4% vs 02-2025 04-2025: 3.0%▼ -0.5% vs 03-2025 05-2025: 3.0%▼ -2.3% vs 04-2025 06-2025: 2.9%▼ -3.5% vs 05-2025 07-2025: 2.8%▼ -3.5% vs 06-2025 08-2025: 3.5%▲ +27.5% vs 07-2025 09-2025: 3.8%▲ +9.4% vs 08-2025 10-2025: 5.2%▲ +34.9% vs 09-2025 11-2025: 5.2%▲ +1.3% vs 10-2025 12-2025: 6.3%▲ +19.3% vs 11-2025 01-2026: 8.3%▲ +33.0% vs 12-2025 02-2026: 8.3%● 0.0% vs 01-2026 03-2026: 8.7%▲ +4.7% vs 02-2026 04-2026: 7.6%▼ -13.2% vs 03-2026 05-2026: 7.6%▲ +0.6% vs 04-2026 06-2026: 7.5%▼ -1.8% vs 05-2026 07-2026: 7.5%● 0.0% vs 06-2026 08-2026: 9.5%▲ +27.6% vs 07-2026highest value 09-2026: 2.6%▼ -72.6% vs 08-2026lowest value 10-2026: 2.6%● 0.0% vs 09-2026lowest value
  • Size: total assets €35,758 lowers the probability for this profile
  • Liquidity: current ratio 5.07, cash €35 raises the probability
  • Sector Education (NACE 85) lowers the probability
  • Loss of €5,753, the second in a row (FY 2025) raises the probability
No credit on open account
Liquidity ample (current ratio 5.07 against 0.64 in 2023; short-term debt: 7.5% and cash: 0.1% of total assets), but equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 85, micro). Better than this share of them on solvency 13%, liquidity 35%, profitability 6%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €35,758
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 5.07, cash €35
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Sector Education (NACE 85)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Loss of €5,753, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
18192021222325
2018 to 2025 · latest year -€3,552
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filings
Deviation from the deadline
2025
26 d late
2023
68 d late
2022
360 d late
2021
657 d late
2020
92 d late
2019
31 d late
2018
48 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 169 days after the deadline; the sector median for financial year 2023 is 14 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 October (4 of the last 5 filed years within 268 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Liquidity times 8current ratio 5.07
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€3,552 View
  • Risk: 3 loss-making years in a rowloss fiscal year 2025 -€5,753 View
  • Caution: Among the weakest 15% on solvencysector median 44.3% · 2,527 companies -9.9% View

By topic

Financials

Fiscal year
2025
Total assets
€35,758
Loss
-€5,753
Solvency
-9.9%
Total assets▼ 37.2%
Net result
20182025
Go to Financials

Timeline

Events
10
Since
2018
Next accounts
by 31-07-2027
  1. 26-08-2026Annual accounts filed
  2. 31-12-2025Liquidity times 8
  3. 07-10-2024Annual accounts filed
Go to Timeline

Company details

Legal form
Private limited company (pre-2019)
Activity
Other educationNACE 85599
Founded
11-02-2016
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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