CCMESL
ActiveSummary
CCMESL is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. For CCMESL, one filing cycle of the annual accounts is missing. The 2024 annual accounts show equity of €129,460 and a net result of €47,414. Equity is growing by ~43.1% per year across the filed fiscal years. Its solvency ranks better than 82% of 3320 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Filing: One filing cycle is missing
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts not filed
The financial year that closed on 31-03-2025 was due at the National Bank by 31-10-2025. Nothing is on record, 331 days later.
NBB · 3 filingsPosition against the passed deadline
31-03-2025 close31-10-2025 deadline27-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2024 was due by 31-10-2024 and was filed on 29-10-2024, 2 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not filed
2024
2 d early
2023
14 d late
2022
36 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 16 days after the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€129,460▲ 57.8%
2023 · €82,046
Net result
€47,414▲ 104%
2023 · €23,254
Total assets
€156,038▲ 64.2%
2023 · €95,038
Solvency
83.0%▼ 3.4pp
2023 · 86.3%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202220232024
Operating result€57,863-€28,243▼ 51.2%€63,713▲ 126%
Net result€56,391within the sector's middle half-€23,254within the sector's middle half▼ 58.8%€47,414within the sector's middle half▲ 104%
Equity€58,792within the sector's middle half-€82,046within the sector's middle half▲ 39.6%€129,460within the sector's middle half▲ 57.8%
Total assets€88,993below the sector's middle half-€95,038below the sector's middle half▲ 6.8%€156,038within the sector's middle half▲ 64.2%
Debt€30,200-€12,992▼ 57.0%€26,578▲ 105%
Working capital€58,792-€82,046▲ 39.6%€129,460▲ 57.8%
Solvency66.1%within the sector's middle half-86.3%above the sector's middle half▲ 20.3pp83.0%above the sector's middle half▼ 3.4pp
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 126% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €156,038
Equity
€129,460 ▲ 57.8%
Debt
€26,578 ▲ 105%
Debt's share of the balance-sheet total rises from 13.7% to 17.0%. Equity and debt are higher.
Key figures and ratios
ROE
36.6%▲
2023 · 28.3%
ROA
30.4%▲
2023 · 24.5%
Debt ≤ 1 year
€26,578▲
2023 · €12,992
Income taxes
€18,473▲
2023 · €6,479
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Other operating charges640/8 | €466 | €570 | €428 | ▼ 24.9% |
| Gross operating margin9900 | €58,328 | €28,813 | €64,141 | ▲ 123% |
| Operating profit (loss)9901 | €57,863 | €28,243 | €63,713 | ▲ 126% |
| Financial income75/76B | €1,797 | €1,663 | €2,628 | ▲ 58.1% |
| Recurring financial income75 | €1,797 | €1,663 | €2,628 | ▲ 58.1% |
| Financial charges65/66B | €68 | €172 | €455 | ▲ 164% |
| Recurring financial charges65 | €68 | €172 | €455 | ▲ 164% |
| Profit (loss) for the period before taxes9903 | €59,591 | €29,733 | €65,886 | ▲ 122% |
| Income taxes67/77 | €3,200 | €6,479 | €18,473 | ▲ 185% |
| Profit (loss) for the period9904 | €56,391 | €23,254 | €47,414 | ▲ 104% |
| Profit (loss) for the period to be appropriated9905 | €56,391 | €23,254 | €47,414 | ▲ 104% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €88,993 | €95,038 | €156,038 | ▲ 64.2% |
| Current assets29/58 | €88,993 | €95,038 | €156,038 | ▲ 64.2% |
| Amounts receivable within one year40/41 | €87,677 | €94,910 | €151,528 | ▲ 59.7% |
| Trade receivables40 | €16,000 | €12,000 | €13,000 | ▲ 8.3% |
| Other amounts receivable41 | €71,677 | €82,910 | €138,528 | ▲ 67.1% |
| Cash at bank and in hand54/58 | €1,039 | €38 | €19 | ▼ 51.5% |
| Deferred charges and accrued income490/1 | €276 | €91 | €4,492 | ▲ 4,859% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €88,993 | €95,038 | €156,038 | ▲ 64.2% |
| Equity10/15 | €58,792 | €82,046 | €129,460 | ▲ 57.8% |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | = |
| Reserves13 | €55,792 | €79,046 | €126,460 | ▲ 60.0% |
| Distributable reserves133 | €55,792 | €79,046 | €126,460 | ▲ 60.0% |
| Amounts payable17/49 | €30,200 | €12,992 | €26,578 | ▲ 105% |
| Amounts payable within one year42/48 | €30,200 | €12,992 | €26,578 | ▲ 105% |
| Trade debts44 | €6,500 | €3,313 | €2,911 | ▼ 12.1% |
| Suppliers440/4 | €6,500 | €3,313 | €2,911 | ▼ 12.1% |
| Taxes, remuneration and social security45 | €23,700 | €9,679 | €23,666 | ▲ 145% |
| Taxes450/3 | €23,700 | €9,679 | €23,666 | ▲ 145% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €56,391 | €23,254 | €47,414 | ▲ 104% |
| Operating cash flow (approximation) | €56,391 | €23,254 | €47,414 | ▲ 104% |
| Change in cash | - | -€1,001 | -€20 | ▲ 98.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2024
29-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Equity above €100,000Eq €129,460 ▲57.8%
3 profitable years in a row build equity to €129,460.
2023
14-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
31-03
Financial
Weakest financial yearnet €23,254 ▼58.8%
Net result drops to €23,254, the lowest in the series; recovery starts the following year.
31-03
Financial
Liquidity doublescurrent ratio 7.32
Current ratio from 2.95 to 7.32; short-term debt falls from €30,200 to €12,992.
2022
06-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 36 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2019
Ground area
256 m²
Building footprint
71 m²
Volume, LiDAR
669 m³
Parcel 23026B0017/00T000, Flanders · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
CCMESL
since 20192.290.816.732
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23026B0017/00T000 | Flanders | 256 m² | 1 · 71 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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GROEP M
BE 0537.190.750
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Zakenkantoor Keulemans
BE 0403.633.430
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ASSURANCES LADURON ET MORSA
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Of 4,673 companies in sector 66220 we hold annual accounts for 3,220. 2,779 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-06-2019
Fiscal year end31-03
Activities, NACEBEL 2025
66220Insurance agents and brokers
66290Activities auxiliary to financial services and insurance activities
70200Business and other management consultancy
73300Public relations and communication consultancy
Contact
E-mail
luc@kdkfin.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0728913923
Registered
25-05-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.