CCM
CCM is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €22k and a net result of €273k. Equity is shrinking by ~10.3% per year across the filed fiscal years. Its solvency ranks better than 14% of 2365 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €22k |
| Net result | €273k |
| Better than sector | 14% |
| Active | 11 yrs |
Strong profile, led by profitability.
Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 6.9% | 50.6% | |
| Net result | €273k | €33k | |
| Equity | €22k | €127k | |
| Gross operating margin | €359k | €105k | |
| Total assets | €316k | €359k |
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema | micro schema |
| Revenue | n/a | n/a | n/a | n/a | n/a |
| EBITDA | n/a | n/a | n/a | n/a | n/a |
| Net profit | €273k | €243k | €234k | €208k | €111k |
| Cash flow | n/a | n/a | n/a | n/a | n/a |
| Staff costs | - | - | - | - | - |
| Income taxes | €85k | €76k | €73k | €64k | €31k |
| Dividends | €272k | €243k | €279k | €208k | €111k |
| Total assets | €316k | €288k | €332k | €297k | €199k |
| Equity | €22k | €22k | €22k | €66k | €66k |
| Debt | €295k | €267k | €310k | €231k | €133k |
| of which ≤ 1y | €275k | €247k | €291k | €211k | €114k |
| of which > 1y | €19k | €19k | €19k | €19k | €19k |
| Working capital | n/a | n/a | n/a | n/a | n/a |
| Employees (FTE) | - | - | - | - | - |
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Current ratio | n/a | n/a | n/a | n/a | n/a |
| Quick ratio | n/a | n/a | n/a | n/a | n/a |
| Working capital ratio | n/a | n/a | n/a | n/a | n/a |
| Solvency | 6.9% | 7.5% | 6.5% | 22.4% | 33.2% |
| Debt / equity | n/a | n/a | n/a | n/a | n/a |
| Long-term debt ratio | n/a | n/a | n/a | n/a | n/a |
| Interest coverage | n/a | n/a | n/a | n/a | n/a |
| Gross margin | n/a | n/a | n/a | n/a | n/a |
| Net margin | n/a | n/a | n/a | n/a | n/a |
| ROA | 86.2% | 84.3% | 70.6% | 70.1% | 55.9% |
| ROE | 1246.2% | 1125.1% | 1086.5% | 313.6% | 168.2% |
| EBITDA margin | n/a | n/a | n/a | n/a | n/a |
| Days sales outstanding | n/a | n/a | n/a | n/a | n/a |
| Days payable outstanding | n/a | n/a | n/a | n/a | n/a |
| Inventory turnover | n/a | n/a | n/a | n/a | n/a |
| Days inventory (DSI) | n/a | n/a | n/a | n/a | n/a |
Full annual accounts (24 line items)
| Line item | Code | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet, Assets | ||||||
| TOTAL ASSETS | 20/58 | €316k | €288k | €332k | €297k | €199k |
| Fixed assets | 21/28 | €22k | €20k | €22k | €26k | €30k |
| Tangible fixed assets | 22/27 | €22k | €20k | €22k | €26k | €30k |
| Current assets | 29/58 | €295k | €268k | €310k | €272k | €169k |
| Amounts receivable within one year | 40/41 | €76k | €68k | €64k | €74k | €27k |
| Investments | 50/53 | €0 | €100k | €164k | €24k | €21k |
| Cash & bank | 54/58 | €218k | €99k | €81k | €173k | €121k |
| Balance sheet, Equity & liabilities | ||||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €316k | €288k | €332k | €297k | €199k |
| Equity | 10/15 | €22k | €22k | €22k | €66k | €66k |
| Contributions / capital | 10/11 | €19k | €19k | €19k | €19k | €19k |
| Reserves | 13 | €3k | €3k | €3k | €48k | €47k |
| Accumulated profits (losses) | 14 | €0 | €0 | €0 | €0 | €0 |
| Amounts payable | 17/49 | €295k | €267k | €310k | €231k | €133k |
| Amounts payable after one year | 17 | €19k | €19k | €19k | €19k | €19k |
| Amounts payable within one year | 42/48 | €275k | €247k | €291k | €211k | €114k |
| Trade debts payable within one year | 44 | €0 | €1k | €280 | €861 | €404 |
| Income statement | ||||||
| Gross operating margin | 9900 | €359k | €318k | €313k | €280k | €148k |
| Operating result | 9901 | €357k | €313k | €308k | €273k | €143k |
| Financial income | 75 | €1k | €8k | €379 | - | - |
| Financial charges | 65 | €55 | €2k | €1k | €795 | €797 |
| Result before taxes | 9903 | €358k | €319k | €307k | €273k | €142k |
| Income taxes | 67/77 | €85k | €76k | €73k | €64k | €31k |
| Net result for the period | 9904 | €273k | €243k | €234k | €208k | €111k |
| Result to be appropriated | 9905 | €273k | €243k | €234k | €208k | €111k |
| NACE primary | Agents and brokers in banking services(66191) |
| Legal form | Private limited company(610) |
| Incorporation | 02-12-2014 |
| Status | Active |
| Postal code | 2800 |
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12403E0446/00Y000 | Flanders | 322 m² | 1 · 118 m² | 8.6 m · 2 fl. |
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
| Legal nameNL | CCM |