CCI PROCAR
ActiveSummary
CCI PROCAR has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29,122 and a net result of -€22,808. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 34% of 18716 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability4▼-21
Solvency40▼-7
Growth52=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 2.01 against 2.21 in 2024; short-term debt: 49.5% and cash: 77.9% of total assets), but 84.7% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.3%
Return on assets
-12%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€22,808
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-12-2025, 33 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
33 d early
2024
56 d early
2023
29 d early
2022
28 d late
2021
211 d late
2020
88 d late
2019
52 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 37 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 2 January (4 of the last 5 filed years within 57 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close30-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€29,122▼ 43.9%
2024 · €51,930
Total assets
€189,865▼ 19.1%
2024 · €234,607
Net result
-€22,808▼ 917%
2024 · -€2,243
Working capital
€94,975▼ 25.4%
2024 · €127,380
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€22,560-€4,619€2,347€654▼ 72.1%-€20,490
Net result€14,992within the sector's middle half▼ 77.0%-€6,696below the sector's middle half-€506within the sector's middle half▲ 92.4%-€2,243within the sector's middle half▼ 343%-€22,808below the sector's middle half▼ 917%
Equity€61,375within the sector's middle half▲ 32.3%€54,679within the sector's middle half▼ 10.9%€54,173within the sector's middle half▼ 0.9%€51,930within the sector's middle half▼ 4.1%€29,122within the sector's middle half▼ 43.9%
Total assets€268,702within the sector's middle half▲ 0.5%€248,163within the sector's middle half▼ 7.6%€263,654within the sector's middle half▲ 6.2%€234,607within the sector's middle half▼ 11.0%€189,865within the sector's middle half▼ 19.1%
Debt€207,327▼ 6.2%€193,484▼ 6.7%€209,481▲ 8.3%€182,677▼ 12.8%€160,743▼ 12.0%
Working capital€139,961above the sector's middle half▼ 18.5%€147,493above the sector's middle half▲ 5.4%€138,938above the sector's middle half▼ 5.8%€127,380above the sector's middle half▼ 8.3%€94,975above the sector's middle half▼ 25.4%
Solvency22.8%within the sector's middle half▲ 5.5pp22.0%within the sector's middle half▼ 0.8pp20.5%within the sector's middle half▼ 1.5pp22.1%within the sector's middle half▲ 1.6pp15.3%within the sector's middle half▼ 6.8pp
Current ratio2.44within the sector's middle half▼ 0.382.56within the sector's middle half▲ 0.122.15within the sector's middle half▼ 0.412.21within the sector's middle half▲ 0.072.01within the sector's middle half▼ 0.20
Return on assets (ROA)5.6%within the sector's middle half▼ 18.8pp-2.7%within the sector's middle half▼ 8.3pp-0.2%within the sector's middle half▲ 2.5pp-1.0%within the sector's middle half▼ 0.8pp-12.0%below the sector's middle half▼ 11.1pp
Staff (FTE)
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €20,490 after €654 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €189,865
Fixed assets
€883 ▼ 58.4%
Current assets
€188,982 ▼ 18.7%
Equity and liabilities €189,865
Equity
€29,122 ▼ 43.9%
Debt
€160,743 ▼ 12.0%
Debt's share of the balance-sheet total rises from 77.9% to 84.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€19,248▼
2024 · €2,009
Cash flow
-€21,566▼
2024 · -€888
Quick ratio
1.59▲
2024 · 1.12
Debt to equity
5.52▲
2024 · 3.52
ROE
-78.3%▼
2024 · -4.3%
Interest coverage
-9.87▼
2024 · 0.84
Debt ≤ 1 year
€94,007▼
2024 · €105,103
Debt > 1 year
€66,736▼
2024 · €77,575
Income taxes
€369▼
2024 · €519
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,294 companies that looked in July 2024 the way this one looks now, 4.1% went bankrupt within 24 months and 90% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a loss of 10% of the balance sheet or more
4.1%
went bankrupt
6.0%
stopped otherwise
90%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,294 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,301 | €1,169 | €1,355 | €1,355 | €1,242 | ▼ 8.3% |
| Other operating charges640/8 | €3,098 | €3,394 | €4,558 | €2,006 | €2,710 | ▲ 35.1% |
| Gross operating margin9900 | €30,959 | -€55 | €8,260 | €4,015 | -€16,538 | ▼ 512% |
| Operating profit (loss)9901 | €22,560 | -€4,619 | €2,347 | €654 | -€20,490 | ▼ 3,233% |
| Financial income75/76B | €10 | €4 | €12 | €11 | €1 | ▼ 94.4% |
| Recurring financial income75 | €10 | €4 | €12 | €11 | €1 | ▼ 94.4% |
| Financial charges65/66B | €2,512 | €2,062 | €1,965 | €2,389 | €1,950 | ▼ 18.4% |
| Recurring financial charges65 | €2,512 | €2,062 | €1,965 | €2,389 | €1,950 | ▼ 18.4% |
| Profit (loss) for the period before taxes9903 | €20,058 | -€6,677 | €394 | -€1,724 | -€22,439 | ▼ 1,202% |
| Income taxes67/77 | €5,066 | €18 | €900 | €519 | €369 | ▼ 28.9% |
| Profit (loss) for the period9904 | €14,992 | -€6,696 | -€506 | -€2,243 | -€22,808 | ▼ 917% |
| Profit (loss) for the period to be appropriated9905 | €14,992 | -€6,696 | -€506 | -€2,243 | -€22,808 | ▼ 917% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €268,702 | €248,163 | €263,654 | €234,607 | €189,865 | ▼ 19.1% |
| Fixed assets21/28 | €31,534 | €5,935 | €3,480 | €2,125 | €883 | ▼ 58.4% |
| Intangible fixed assets21 | €3,090 | €2,377 | €1,664 | €951 | €297 | ▼ 68.7% |
| Tangible fixed assets22/27 | €27,345 | €2,458 | €1,816 | €1,174 | €586 | ▼ 50.1% |
| Furniture and vehicles24 | €27,345 | €2,458 | €1,816 | €1,174 | €586 | ▼ 50.1% |
| Financial fixed assets28 | €1,100 | €1,100 | - | - | - | - |
| Current assets29/58 | €237,168 | €242,228 | €260,174 | €232,482 | €188,982 | ▼ 18.7% |
| Stocks and contracts in progress3 | €118,127 | €172,889 | €106,349 | €115,225 | €39,200 | ▼ 66.0% |
| Stocks30/36 | €118,127 | €172,889 | €106,349 | €115,225 | €39,200 | ▼ 66.0% |
| Amounts receivable within one year40/41 | €28,105 | €393 | €17,695 | €2,553 | €667 | ▼ 73.9% |
| Trade receivables40 | €24,319 | €393 | €17,157 | €545 | - | - |
| Other amounts receivable41 | €3,786 | - | €539 | €2,008 | €667 | ▼ 66.8% |
| Cash at bank and in hand54/58 | €90,937 | €68,946 | €135,098 | €113,637 | €147,991 | ▲ 30.2% |
| Deferred charges and accrued income490/1 | - | - | €1,032 | €1,068 | €1,123 | ▲ 5.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €268,702 | €248,163 | €263,654 | €234,607 | €189,865 | ▼ 19.1% |
| Equity10/15 | €61,375 | €54,679 | €54,173 | €51,930 | €29,122 | ▼ 43.9% |
| Contributions10/11 | €6,500 | €6,500 | €6,500 | €6,500 | €6,500 | = |
| Capital10 | €6,500 | €6,500 | - | - | - | - |
| Issued capital100 | €18,600 | €18,600 | - | - | - | - |
| Uncalled capital101 | €12,100 | €12,100 | - | - | - | - |
| Outside capital11 | - | - | €6,500 | - | - | - |
| Other1109/19 | - | - | €6,500 | - | - | - |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Legal reserve130 | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | - | - | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €53,015 | €46,319 | €45,813 | €43,570 | €20,762 | ▼ 52.3% |
| Amounts payable17/49 | €207,327 | €193,484 | €209,481 | €182,677 | €160,743 | ▼ 12.0% |
| Amounts payable after more than one year17 | €110,120 | €98,748 | €88,245 | €77,575 | €66,736 | ▼ 14.0% |
| Financial debts170/4 | €110,120 | €98,748 | €88,245 | €77,575 | €66,736 | ▼ 14.0% |
| Amounts payable within one year42/48 | €97,207 | €94,736 | €121,236 | €105,103 | €94,007 | ▼ 10.6% |
| Current portion of amounts payable after more than one year42 | €16,325 | €11,372 | €10,504 | €10,670 | €10,839 | ▲ 1.6% |
| Trade debts44 | €27,929 | €6,020 | €1,679 | €2,879 | €3,837 | ▲ 33.3% |
| Suppliers440/4 | €27,929 | €6,020 | €1,679 | €2,879 | €3,837 | ▲ 33.3% |
| Advances received on contracts in progress46 | - | - | - | - | €1,000 | - |
| Taxes, remuneration and social security45 | €18,940 | €25,913 | €13,494 | €7,644 | €956 | ▼ 87.5% |
| Taxes450/3 | €18,940 | €25,913 | €13,494 | €7,644 | €956 | ▼ 87.5% |
| Other amounts payable47/48 | €34,013 | €51,430 | €95,560 | €83,909 | €77,375 | ▼ 7.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €14,992 | -€6,696 | -€506 | -€2,243 | -€22,808 | ▼ 917% |
| + Depreciation and write-downs630 | €5,301 | €1,169 | €1,355 | €1,355 | €1,242 | ▼ 8.3% |
| Operating cash flow (approximation) | €20,293 | -€5,527 | €849 | -€888 | -€21,566 | ▼ 2,329% |
| Investment in fixed assets (approximation) | - | €24,430 | €1,100 | €0 | €0 | - |
| Change in cash | - | -€21,991 | €66,152 | -€21,461 | €34,354 | ▲ 260% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-05
State Gazette act
Resignation: Lefèvre Eric (director)Appointment: Charline Lefèvre (non-statutory director) · Director discharge4 facts ▸
State Gazette act
Resignation: Lefèvre Eric (director)
Appointment: Charline Lefèvre (non-statutory director) · Director discharge4 facts ▸
- General meeting, 22-04-2026
- Director resignation, Lefèvre Eric (director)
- Director discharge, Lefèvre Eric
- Director appointment, Charline Lefèvre (non-statutory director)
2025
29-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Weakest financial yearnet -€22,808
Net result drops to -€22,808, the lowest in the series.
2024
06-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
02-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 211 days late
2021
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 88 days late
2020
30-06
Financial
Highest result since 2019net €65,067 ▲411%
Net result €65,067, the highest in the series.
30-06
Financial
Liquidity times 10current ratio 2.82
Current ratio from 0.27 to 2.82; short-term debt falls from €125,281 to €94,529.
23-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 52 days late
2019
28-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
05-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
08-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 8 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 4 acts read
About the unread acts
Of the 4 Belgian State Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, last change in 2026
Charline Lefèvre
CurrentNon-statutory director · since 22-04-2026
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
3 of this company's 4 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Braives · 1 establishment unit since 2012
Ground area
1,002 m²
Building footprint
134 m²
Parcel 64071B0413/00Y000, Wallonia. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
CCI.Pro
since 20122.208.104.931
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64071B0413/00Y000 | Wallonia | 1,002 m² | 1 · 134 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
2 people since 2025, 1 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Charline Lefèvre |
|
| LEFEVRE Eric |
|
Structure & network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, scroll to zoom.
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Of 10,662 companies in sector 47811 we hold annual accounts for 5,227. 2,965 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-03-2012
Fiscal year end30-06
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
43310Plastering work
43320Joinery installation
43910Bricklaying and masonry work
95314Bodywork repair (including spraying and painting)
E-invoicing
Reachable via Peppol
Peppol ID
0208:0844770822
Also
9925:BE0844770822
Registered
27-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.