AUTO-CONNECT
ActiveSummary
AUTO-CONNECT has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €133k and a net result of €-6k. Equity is shrinking by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 76% of 10407 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability15▼-15
Solvency88=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.61 against 2.57 in 2024; short-term debt: 36.5% and cash: 8% of total assets), and 36.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-6k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
68 d late
2022
70 d late
2021
18 d late
2020
199 d late
2019
56 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-6k▲ 1.4%
2024 · €-6k
2018: €26k
2019: €38k▲ +47.8% vs 2018highest in 8 years
2020: €23k▼ -40.6% vs 2019
2021: €-17k▼ -177% vs 2020
2022: €-18k▼ -0.9% vs 2021lowest in 8 years
2023: €-7k▲ +62.8% vs 2022
2024: €-6k▲ +5.7% vs 2023
2025: €-6k▲ +1.4% vs 2024
2018 → 2025
Working capital
€123k▼ 2.6%
2024 · €127k
2018: €125k
2019: €143k▲ +15.2% vs 2018
2020: €157k▲ +9.5% vs 2019highest in 8 years
2021: €145k▼ -7.8% vs 2020
2022: €132k▼ -8.8% vs 2021
2023: €130k▼ -1.9% vs 2022
2024: €127k▼ -2.4% vs 2023
2025: €123k▼ -2.6% vs 2024lowest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€169k-€152k▼ 10.4%€145k▼ 4.3%€139k▼ 4.3%€133k▼ 4.4%
2021: €169khighest in 5 years
2022: €152k▼ -10.4% vs 2021
2023: €145k▼ -4.3% vs 2022
2024: €139k▼ -4.3% vs 2023
2025: €133k▼ -4.4% vs 2024lowest in 5 years
Operating result€-4k-€-10k▼ 164%€-1k▲ 85.9%€-1k▲ 7.4%€-6k▼ 358%
2021: €-4k
2022: €-10k▼ -164% vs 2021lowest in 5 years
2023: €-1k▲ +85.9% vs 2022
2024: €-1k▲ +7.4% vs 2023highest in 5 years
2025: €-6k▼ -358% vs 2024
Net result€-17k-€-18k▼ 0.9%€-7k▲ 62.8%€-6k▲ 5.7%€-6k▲ 1.4%
2021: €-17k
2022: €-18k▼ -0.9% vs 2021lowest in 5 years
2023: €-7k▲ +62.8% vs 2022
2024: €-6k▲ +5.7% vs 2023
2025: €-6k▲ +1.4% vs 2024highest in 5 years
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6k in 2025 against €1k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €209k
Fixed assets
€10k ▼ 22.6%
Current assets
€200k ▼ 3.7%
Equity and liabilities €209k
Equity
€133k ▼ 4.4%
Debt
€76k ▼ 5.3%
Debt's share of the balance-sheet total falls from 36.8% to 36.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-3k▼
2024 · €2k
Cash flow
€-3k▼
2024 · €-3k
Current ratio
2.61▲
2024 · 2.57
Quick ratio
2.24▲
2024 · 2.22
Debt to equity
0.58▼
2024 · 0.58
ROE
-4.6%▼
2024 · -4.5%
ROA
-2.9%▼
2024 · -2.8%
Interest coverage
-17.78▼
2024 · 1.81
Debt ≤ 1 year
€76k▼
2024 · €81k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€220k€209k▼
Fixed assets21/28€12k€10k▼
Tangible fixed assets22/27€12k€10k▼
Plant, machinery and equipment23€12k€10k▼
Current assets29/58€207k€200k▼
Stocks and contracts in progress3€28k€28k=
Stocks30/36€28k€28k=
Amounts receivable within one year40/41€160k€155k▼
Trade receivables40€146k€140k▼
Other amounts receivable41€14k€15k▲
Cash at bank and in hand54/58€19k€17k▼
Equity and liabilities
Total equity and liabilities10/49€220k€209k▼
Equity10/15€139k€133k▼
Contributions10/11€20k€20k=
Capital10€20k€20k=
Issued capital100€20k€20k=
Reserves13€119k€113k▼
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Distributable reserves133€117k€111k▼
Amounts payable17/49€81k€76k▼
Amounts payable within one year42/48€81k€76k▼
Trade debts44€80k€76k▼
Suppliers440/4€80k€76k▼
Taxes, remuneration and social security45€348€248▼
Taxes450/3€348€248▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▼
Other operating charges640/8-€291
Gross operating margin9900€2k€-3k▼
Operating profit (loss)9901€-1k€-6k▼
Financial charges65/66B€1,000€177▼
Recurring financial charges65€1,000€177▼
Profit (loss) for the period before taxes9903€-2k€-6k▼
Income taxes67/77€4k-
Profit (loss) for the period9904€-6k€-6k▲
Profit (loss) for the period to be appropriated9905€-6k€-6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€-6k▲
Transfer from equity791/2€6k€6k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5k | €5k | €4k | €3k | €3k | ▼ 10.3% |
| Other operating charges640/8 | €294 | €55 | €588 | - | €291 | - |
| Non-recurring operating charges66A | €1k | - | - | - | - | - |
| Gross operating margin9900 | €3k | €-5k | €3k | €2k | €-3k | ▼ 258% |
| Operating profit (loss)9901 | €-4k | €-10k | €-1k | €-1k | €-6k | ▼ 358% |
| Financial charges65/66B | €7k | €6k | €5k | €1,000 | €177 | ▼ 82.3% |
| Recurring financial charges65 | €7k | €6k | €5k | €1,000 | €177 | ▼ 82.3% |
| Profit (loss) for the period before taxes9903 | €-11k | €-16k | €-7k | €-2k | €-6k | ▼ 166% |
| Income taxes67/77 | €6k | €1k | - | €4k | - | - |
| Profit (loss) for the period9904 | €-17k | €-18k | €-7k | €-6k | €-6k | ▲ 1.4% |
| Transfer from tax-exempt reserves789 | €21k | - | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €3k | €-18k | €-7k | €-6k | €-6k | ▲ 1.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €324k | €278k | €328k | €220k | €209k | ▼ 4.7% |
| Fixed assets21/28 | €24k | €19k | €15k | €12k | €10k | ▼ 22.6% |
| Tangible fixed assets22/27 | €24k | €19k | €15k | €12k | €10k | ▼ 22.6% |
| Plant, machinery and equipment23 | €24k | €19k | €15k | €12k | €10k | ▼ 22.6% |
| Furniture and vehicles24 | €664 | €298 | - | - | - | - |
| Current assets29/58 | €300k | €259k | €313k | €207k | €200k | ▼ 3.7% |
| Stocks and contracts in progress3 | €42k | €42k | €40k | €28k | €28k | = |
| Stocks30/36 | €42k | €42k | €40k | €28k | €28k | = |
| Amounts receivable within one year40/41 | €183k | €170k | €167k | €160k | €155k | ▼ 3.2% |
| Trade receivables40 | €172k | €152k | €146k | €146k | €140k | ▼ 4.0% |
| Other amounts receivable41 | €10k | €18k | €21k | €14k | €15k | ▲ 5.1% |
| Cash at bank and in hand54/58 | €75k | €47k | €106k | €19k | €17k | ▼ 13.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €324k | €278k | €328k | €220k | €209k | ▼ 4.7% |
| Equity10/15 | €169k | €152k | €145k | €139k | €133k | ▼ 4.4% |
| Contributions10/11 | €20k | €20k | €20k | €20k | €20k | = |
| Capital10 | €20k | €20k | €20k | €20k | €20k | = |
| Issued capital100 | €20k | €20k | €20k | €20k | €20k | = |
| Reserves13 | €149k | €132k | €125k | €119k | €113k | ▼ 5.1% |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Legal reserve130 | €2k | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | €147k | €130k | €123k | €117k | €111k | ▼ 5.2% |
| Amounts payable17/49 | €155k | €127k | €183k | €81k | €76k | ▼ 5.3% |
| Amounts payable within one year42/48 | €155k | €127k | €183k | €81k | €76k | ▼ 5.3% |
| Current portion of amounts payable after more than one year42 | €50k | €50k | €100k | - | - | - |
| Financial debts43 | €602 | - | - | - | - | - |
| Credit institutions430/8 | €602 | - | - | - | - | - |
| Trade debts44 | €94k | €76k | €82k | €80k | €76k | ▼ 5.2% |
| Suppliers440/4 | €94k | €76k | €82k | €80k | €76k | ▼ 5.2% |
| Taxes, remuneration and social security45 | €755 | €248 | €448 | €348 | €248 | ▼ 28.8% |
| Taxes450/3 | €755 | €248 | €448 | €348 | €248 | ▼ 28.8% |
| Other amounts payable47/48 | €10k | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-17k | €-18k | €-7k | €-6k | €-6k | ▲ 1.4% |
| + Depreciation and write-downs630 | €5k | €5k | €4k | €3k | €3k | ▼ 10.3% |
| Operating cash flow (approximation) | €-12k | €-13k | €-2k | €-3k | €-3k | ▼ 7.5% |
| Investment in fixed assets (approximation) | - | €1 | €-1 | €0 | €0 | - |
| Change in cash | - | €-28k | €59k | €-86k | €-3k | ▲ 97.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
2023
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
2022
31-12
Financial
Weakest financial yearnet €-18k
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 18 days late
15-02
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 199 days late
2020
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 56 days late
2019
31-12
Financial
Highest result since 2018net €38k ▲47.8%
Operating result €58k, net result €38k, both a record.
31-12
Financial
Equity above €150kEq €164k ▲30.4%
2 profitable years in a row build equity to €164k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
12-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 104 days late
2017
22-12
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 144 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fleurus · 1 establishment unit since 2011
Ground area
4,231 m²
Building footprint
586 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
AUTO-CONNECT
since 20112.200.141.825
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92129F0164/00M014 | Wallonia | 3,205 m² | 1 · 409 m² | - |
| 52071C0192/00Z000 | Wallonia | 1,026 m² | 1 · 177 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 10,665 companies in sector 47811 we hold annual accounts for 5,218. 3,698 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded19-04-2011
Fiscal year end31-12
Trade name FR
SPRL
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
Scores and ratios are computed by Checked and are not a credit decision.