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CCB & PARTNERS

Active
Private limited companyfounded 20241 yr activeAvenue d'Ecolys(RH) 2, 5020 Namur, BelgiumKBO/BCE: BE 1016.343.927
Summary

CCB & PARTNERS has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €78,136 and a net result of €78,802. Its solvency ranks better than 12% of 15566 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

Activity
Certified accountants and tax accountants
NACE 69201Legal and accounting activities NACE 69202
1 site
Size
€900,797total assets 2025
Equity
€78,136
Profit
€78,802
Turnover not published (abridged schema)
Financial health
91 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Auditor: Luc TERMOLLEAccounts filed 31 d late1 of 3 deeds read
Why 91+ Sector Legal and accounting activities (NACE 69)+ Size: total assets €900,797+ Liquidity: current ratio 2.03, cash €213,874+ Figures for FY 2025 (filed 31-08-2026)Show the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Better than 31% of its sector peers (NACE 69, micro)
Performance against the sector, not lower risk
Financial strength
Average
Solvency 34
equity 8.7% of total assets
Liquidity 62
short-term debt 38.8% · cash 23.7%
Profitability 78
return on assets 8.7%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,001 companies)
Last 24 months 12-2025: 0.3% 01-2026: 0.3%● 0.0% vs 12-2025 02-2026: 0.3%▲ +2.3% vs 01-2026 03-2026: 0.3%▲ +1.0% vs 02-2026 04-2026: 0.3%▲ +0.6% vs 03-2026 05-2026: 0.3%▲ +8.8% vs 04-2026 06-2026: 0.3%● 0.0% vs 05-2026 07-2026: 0.4%▲ +7.8% vs 06-2026 08-2026: 0.4%▲ +3.2% vs 07-2026highest value 09-2026: < 0.1%▼ -89.8% vs 08-2026lowest value 10-2026: < 0.1%● 0.0% vs 09-2026lowest value
  • Sector Legal and accounting activities (NACE 69) lowers the probability
  • Size: total assets €900,797 lowers the probability for this profile
  • Liquidity: current ratio 2.03, cash €213,874 lowers the probability
  • Figures for FY 2025 (filed 31-08-2026) lowers the probability
Credit up to €7,000 at 30 days only on tighter terms
Liquidity ample (current ratio 2.03; short-term debt: 38.8% and cash: 23.7% of total assets), but 91.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 69, micro). Better than this share of them on solvency 14%, liquidity 48%, profitability 30%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Legal and accounting activities (NACE 69)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Size: total assets €900,797
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 2.03, cash €213,874
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 31-08-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 15566 sector peers (2025).
NBB · sector comparison
Position among 15566 sector peers
Solvency
better than 12%
← weakest strongest →
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
31 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Appointments: Axel COLLART (non-statutory director) and…Resignation: Axel COLLART (manager) ·…

Key points

  • Caution: Among the weakest 13% on solvencysector median 57.2% · 15,566 companies 8.7% View
  • A director leftlatest change 03-04-2026 · 0 in office 1 left View
  • Total assets 2025first fiscal year filed €900,797 View

By topic

Financials

Fiscal year
2025
Total assets
€900,797
Profit
€78,802
Solvency
8.7%
Go to Financials

Timeline

Events
2
Since
2026
  1. 31-08-2026Annual accounts filed
  2. 03-04-2026Appointments: Axel COLLART (non-statutory director) and Luc…
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Certified accountants and tax accountantsNACE 69201
Founded
19-11-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
49
Annual meeting
Last Friday of June at 19:00
Purpose
L'organisation de la comptabilité et des services comptables et les activités de conseil…
Go to Articles of association

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