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CC _CONCEPT

Active
Private limited companyfounded 201511 yrs activeVroonweg 7, 1850 Grimbergen, BelgiumKBO/BCE: BE 0598.721.315
Summary

CC _CONCEPT has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €57,944 and a net result of €2,676. Its solvency ranks better than 76% of 690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability73▲+22
Solvency100▲+11
Growth78
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 6.15 against 3.8 in 2024; short-term debt: 12.2% and cash: 17.3% of total assets), and 23.4% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Education (NACE 85)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
76.6%
Return on assets
3.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 11 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
25 d early
2024
31 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 28 days before the deadline; the sector median for financial year 2024 is 16 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

CC _CONCEPT was incorporated on 17 February 2015.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, abbreviated schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€2,676
2024 · -€3,079
Working capital
€47,615▲ 18.3%
2024 · €40,249
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 85, Education, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result-€3,790-€1,875
Net result-€3,079within the sector's middle half-€2,676within the sector's middle half
Equity€55,268below the sector's middle half-€57,944below the sector's middle half▲ 4.8%
Total assets€86,811below the sector's middle half-€75,610below the sector's middle half▼ 12.9%
Debt€31,543-€17,665▼ 44.0%
Working capital€40,249-€47,615▲ 18.3%
Solvency63.7%within the sector's middle half-76.6%above the sector's middle half▲ 13.0pp
above within below the middle half (P25 to P75) of NACE 85, Education, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€4,000-€2,000€0€2,000Operating result 2024: -€3,790-€3,790Net result 2024: -€3,079-€3,079Operating result 2025: €1,875€1,875Net result 2025: €2,676€2,67620242025-€4,000-€2,000€0€2,000Operating result 2024: -€3,790-€3,790Net result 2024: -€3,079-€3,080Operating result 2025: €1,875€1,870Net result 2025: €2,676€2,68020242025
The operating result returns to profit in 2025: €1,875 after a loss of €3,790 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €75,610
Fixed assets €18,748 ▼ 41.7%
Current assets €56,862 ▲ 4.1%
Equity and liabilities €75,610
Equity €57,944 ▲ 4.8%
Debt €17,665 ▼ 44.0%
Debt's share of the balance-sheet total falls from 36.3% to 23.4%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€15,308▲
2024 · €7,998
Cash flow
€16,110▲
2024 · €8,708
Current ratio
6.15▲
2024 · 3.80
Debt to equity
0.30▼
2024 · 0.57
ROE
4.6%▲
2024 · -5.6%
ROA
3.5%▲
2024 · -3.5%
Interest coverage
10.84▲
2024 · 4.37
Debt ≤ 1 year
€9,247▼
2024 · €14,380
Debt > 1 year
€8,419▼
2024 · €17,163
Income taxes
€128
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 10,891 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.6% went bankrupt
4.0% stopped otherwise
95% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 10,891 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet Code20242025
Assets
Total assets20/58€86,811€75,610▼
Fixed assets21/28€32,181€18,748▼
Tangible fixed assets22/27€32,181€18,748▼
Furniture and vehicles24€32,181€18,748▼
Current assets29/58€54,629€56,862▲
Amounts receivable within one year40/41€42,667€43,810▲
Other amounts receivable41€42,667€43,810▲
Cash at bank and in hand54/58€11,963€13,052▲
Equity and liabilities
Total equity and liabilities10/49€86,811€75,610▼
Equity10/15€55,268€57,944▲
Contributions10/11€1,000€1,000=
Capital10€1,000-
Issued capital100€1,000-
Profit (loss) carried forward14€54,268€56,944▲
Amounts payable17/49€31,543€17,665▼
Amounts payable after more than one year17€17,163€8,419▼
Financial debts170/4€17,163€8,419▼
Amounts payable within one year42/48€14,380€9,247▼
Current portion of amounts payable after more than one year42€8,307€8,744▲
Trade debts44€474€375▼
Suppliers440/4€474€375▼
Taxes, remuneration and social security45€5,600€128▼
Taxes450/3€2,000€128▼
Remuneration and social security454/9€3,600-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11,787€13,434▲
Other operating charges640/8€90€400▲
Gross operating margin9900€8,088€15,708▲
Operating profit (loss)9901-€3,790€1,875▲
Financial income75/76B€2,539€2,341▼
Recurring financial income75€2,539€2,341▼
Financial charges65/66B€1,829€1,412▼
Recurring financial charges65€1,829€1,412▼
Profit (loss) for the period before taxes9903-€3,079€2,804▲
Income taxes67/77-€128
Profit (loss) for the period9904-€3,079€2,676▲
Profit (loss) for the period to be appropriated9905-€3,079€2,676▲
Appropriation of the result
Profit (loss) to be appropriated9906€54,268€56,944▲
Profit (loss) brought forward from the previous period14P€57,347€54,268▼

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11,787€13,434▲ 14.0%
Other operating charges640/8€90€400▲ 344%
Gross operating margin9900€8,088€15,708▲ 94.2%
Operating profit (loss)9901-€3,790€1,875▲ 149%
Financial income75/76B€2,539€2,341▼ 7.8%
Recurring financial income75€2,539€2,341▼ 7.8%
Financial charges65/66B€1,829€1,412▼ 22.8%
Recurring financial charges65€1,829€1,412▼ 22.8%
Profit (loss) for the period before taxes9903-€3,079€2,804▲ 191%
Income taxes67/77-€128-
Profit (loss) for the period9904-€3,079€2,676▲ 187%
Profit (loss) for the period to be appropriated9905-€3,079€2,676▲ 187%
Line20242025Change
Assets
Total assets20/58€86,811€75,610▼ 12.9%
Fixed assets21/28€32,181€18,748▼ 41.7%
Tangible fixed assets22/27€32,181€18,748▼ 41.7%
Furniture and vehicles24€32,181€18,748▼ 41.7%
Current assets29/58€54,629€56,862▲ 4.1%
Amounts receivable within one year40/41€42,667€43,810▲ 2.7%
Other amounts receivable41€42,667€43,810▲ 2.7%
Cash at bank and in hand54/58€11,963€13,052▲ 9.1%
Equity and liabilities
Total equity and liabilities10/49€86,811€75,610▼ 12.9%
Equity10/15€55,268€57,944▲ 4.8%
Contributions10/11€1,000€1,000=
Capital10€1,000--
Issued capital100€1,000--
Profit (loss) carried forward14€54,268€56,944▲ 4.9%
Amounts payable17/49€31,543€17,665▼ 44.0%
Amounts payable after more than one year17€17,163€8,419▼ 50.9%
Financial debts170/4€17,163€8,419▼ 50.9%
Amounts payable within one year42/48€14,380€9,247▼ 35.7%
Current portion of amounts payable after more than one year42€8,307€8,744▲ 5.3%
Trade debts44€474€375▼ 20.8%
Suppliers440/4€474€375▼ 20.8%
Taxes, remuneration and social security45€5,600€128▼ 97.7%
Taxes450/3€2,000€128▼ 93.6%
Remuneration and social security454/9€3,600--
Line20242025Change
Profit (loss) for the period9904-€3,079€2,676▲ 187%
+ Depreciation and write-downs630€11,787€13,434▲ 14.0%
Operating cash flow (approximation)€8,708€16,110▲ 85.0%
Investment in fixed assets (approximation)-€0-
Change in cash-€1,089-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
06-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Back to profitnet €2,676
Net result €2,676 after one loss-making year.
30-06
NBB filing Annual accounts filed
fiscal year 2024 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 2 establishment units since 2015
seat establishment All 2 establishment units on the map
Ground area
1.5 ha
Building footprint
836 m²
Volume, LiDAR
32,988 m³
2 parcels, Brussels, Flanders · tallest building 62.8 m, ±15 floors. Linked by address, not a title deed.
6 companies at this address See who is registered here
2 establishment units
KINEFIT
Vroonweg 7, 1850 GrimbergenRetail trade
since 20152.239.545.403
KINEFIT
Parkdreef 15, 1000 BrusselRetail trade
since 20232.344.496.136
2 parcels
Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
21814P0388/00K007 Brussels 1.5 ha 1 · 691 m² 62.8 m · 15 fl.
23025I0282/00V000 Flanders 414 m² 1 · 144 m² 11.7 m · 3 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 13,507 companies in sector 85510 we hold annual accounts for 721. 574 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded17-02-2015
Fiscal year end31-12
Trade name FR KINEFIT
Activities, NACEBEL 2025
85510Sports and recreation education
86951Physiotherapy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0598721315
Also 9925:BE0598721315
Registered 01-01-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.