Credit risk
Bankruptcy probability (12 mo)
Credit advice
verdict per amount and termTimeline
What happened to this company, by date
fiscal year 2026 expected by 31-10-2026
2025
18-09-2025 NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
27-09-2024 NBB filing Annual accounts filed
fiscal year 2024 · micro schema
Financials
Equity€13k+128.5%
2024: €6k
Total assets€30k+0.8%
2024: €29k
Net result€9k+83.5%
2024: €5k
Working capital€8k+239.2%
2024: €2k
Turnover and EBIT margin not published: the micro schema does not require them.
Figures by fiscal year
fiscal year 2025 · micro schemaSector comparison
Fiscal year 2025 · NACE 41, Construction of buildings · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 44.8% | 42.3% | |
| Net result | €9k | €11k | |
| Equity | €13k | €35k | |
| Gross operating margin | €17k | €29k | |
| Total assets | €30k | €96k |
€16k
+85.0%
24-25
€11k
+96.8%
24-25
€3k
+78.0%
24-25
€2k
0.0%
24-25
€16k
-30.6%
24-25
€16k
-30.6%
24-25
1.47
+33.9%
24-25
1.47
+33.9%
24-25
44.8%
+126.7%
24-25
1.23
-69.6%
24-25
68.8%
-19.7%
24-25
30.8%
+82.1%
24-25
5.97
+20.5%
24-25
Figures by fiscal year and ratios
| Fiscal year | 2025 |
|---|---|
| Deposit | micro schema |
| Revenue | - |
| EBITDA | €16k |
| Net profit | €9k |
| Cash flow | €11k |
| Staff costs | - |
| Income taxes | €3k |
| Dividends | €2k |
| Total assets | €30k |
| Equity | €13k |
| Debt | €16k |
| of which ≤ 1y | €16k |
| of which > 1y | - |
| Working capital | €8k |
| Employees (FTE) | - |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 1.47 |
| Quick ratio | 1.47 |
| Working capital ratio | 25.8% |
| Solvency | 44.8% |
| Debt / equity | 1.23 |
| Long-term debt ratio | - |
| Interest coverage | 5.97 |
| Gross margin | - |
| Net margin | - |
| ROA | 30.8% |
| ROE | 68.8% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan.
See plans →
Balance-sheet composition 2025
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €30k |
| Fixed assets | 21/28 | €6k |
| Tangible fixed assets | 22/27 | €5k |
| Financial fixed assets | 28 | €360 |
| Current assets | 29/58 | €24k |
| Amounts receivable within one year | 40/41 | €6 |
| Cash & bank | 54/58 | €24k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €30k |
| Equity | 10/15 | €13k |
| Contributions / capital | 10/11 | €3k |
| Reserves | 13 | €11k |
| Amounts payable | 17/49 | €16k |
| Amounts payable within one year | 42/48 | €16k |
| Trade debts payable within one year | 44 | €1k |
| Income statement | ||
| Gross operating margin | 9900 | €17k |
| Operating result | 9901 | €14k |
| Financial income | 75 | €2 |
| Financial charges | 65 | €3k |
| Result before taxes | 9903 | €12k |
| Income taxes | 67/77 | €3k |
| Net result for the period | 9904 | €9k |
| Result to be appropriated | 9905 | €9k |
Signals
1 signal
Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 18-09-2025, 43 days ahead of the deadline.
No strikeouts found in the KBO publications · how complete this is
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Filing history by fiscal year and how the deadline is computed
Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 18-09-2025, 43 days ahead of the deadline.
The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-03. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-03-2025, that is 31-10-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-03-2025 | 31-10-2025 | 18-09-2025 | 43 d early | 2025-00494519 |
| 31-03-2024 | 31-10-2024 | 27-09-2024 | 34 d early | 2024-00475328 |
Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Locations & real estate
Registered office
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heidebloemstraat 233660 OudsbergenEstablishment units
1 locationCC BOUW
since 20232.345.872.051
Parcels1
Ground area494 m²
Buildings1
Building footprint204 m²
Volume (LiDAR)1,225 m³
Tallest building8.9 m · ±2 fl.
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71562B0904/00R050 | Flanders | 494 m² | 1 · 204 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar
Similar companies
Comparable size, same sectorBE 0463.468.176 · Houthulst
BE 0791.632.440 · Seraing
BE 1008.020.337 · Heusden-Zolder
BE 0803.989.943 · Courcelles
BE 0799.981.467 · Beringen
How this selection is made
We hold annual accounts for 5,402 of the 29,665 companies in this sector. 4,477 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Algemene bouw van residentiële gebouwen41001Slopen43110Bouwrijp maken van terreinen43120Installatie van isolatie43230Isolatiewerkzaamheden43291Dakwerkzaamheden43410