CC
ActiveThe computed 12-month bankruptcy probability of CC is 4.9% (elevated). The 2025 annual accounts show equity of €21k and a net result of €-2k. Equity is growing by ~22.1% per year across the filed fiscal years. Its solvency ranks better than 38% of 13044 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
20
/ 100
Critical▼ -36 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency16▼-3
Growth52▼-26
Stability94
Bankruptcy probability, 12 months
4.9%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.71 against 0.86 in 2024), and 83.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.6%
Return on assets
-1.5%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
17 d late
2024
46 d late
2023
57 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€21k▼ 8.5%
2024 · €23k
2023: €12k
2024: €23k
2023 → 2025
Total assets
€129k▼ 12.8%
2024 · €147k
2023: €134k
2024: €147k
2023 → 2025
Net result
€-2k
2024 · €11k
2023: €2k
2024: €11k
2023 → 2025
Working capital
€-21k▼ 123%
2024 · €-9k
2023: €-12k
2024: €-9k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€12k-€23k▲ 95.8%€21k▼ 8.5%
Operating result€7k-€22k▲ 192%€3k▼ 87.8%
Net result€2k-€11k▲ 495%€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 88% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €129k
Fixed assets
€78k▼ 12.4%
Current assets
€51k▼ 13.4%
Equity and liabilities €129k
Equity
€21k▼ 8.5%
Debt
€107k▼ 13.6%
The debt ratio falls from 84.2% to 83.4%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€30k▼
2024 · €45k
Cash flow
€26k▼
2024 · €35k
Solvency
16.6%▲
2024 · 15.8%
Current ratio
0.71▼
2024 · 0.86
Quick ratio
0.57▼
2024 · 0.73
Debt / equity
5.02▼
2024 · 5.32
ROE
-9.3%▼
2024 · 48.9%
ROA
-1.5%▼
2024 · 7.7%
Interest coverage
7.75▼
2024 · 10.10
Debt
€107k▼
2024 · €124k
Debt ≤ 1 year
€72k▲
2024 · €68k
Debt > 1 year
€32k▼
2024 · €47k
Income taxes
€727▼
2024 · €6k
Staff costs
€35k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€147k€129k▼
Formation expenses20€0-
Fixed assets21/28€89k€78k▼
Intangible fixed assets21€7k€6k▼
Tangible fixed assets22/27€81k€71k▼
Plant, machinery and equipment23€24k€23k▼
Furniture and vehicles24€3k€5k▲
Other tangible fixed assets26€53k€42k▼
Financial fixed assets28€1k€1k=
Current assets29/58€58k€51k▼
Stocks and contracts in progress3€9k€10k▲
Stocks30/36€9k€10k▲
Amounts receivable within one year40/41€3k€2k▼
Trade receivables40€3k€1k▼
Other amounts receivable41€641€989▲
Cash at bank and in hand54/58€46k€37k▼
Deferred charges and accrued income490/1€409€2k▲
Equity and liabilities
Total equity and liabilities10/49€147k€129k▼
Equity10/15€23k€21k▼
Contributions10/11€10k€10k=
Reserves13€11k€11k=
Distributable reserves133€11k€11k=
Profit (loss) carried forward14€2k€-70▼
Amounts payable17/49€124k€107k▼
Amounts payable after more than one year17€47k€32k▼
Financial debts170/4€47k€32k▼
Amounts payable within one year42/48€68k€72k▲
Current portion of amounts payable after more than one year42€17k€23k▲
Financial debts43-€5k
Credit institutions430/8-€5k
Trade debts44€9k€7k▼
Suppliers440/4€9k€7k▼
Taxes, remuneration and social security45€11k€13k▲
Taxes450/3€11k€12k▲
Remuneration and social security454/9-€1k
Other amounts payable47/48€31k€23k▼
Accrued charges and deferred income492/3€9k€3k▼
Income statement
Code20242025
Remuneration, social security and pensions62-€35k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€28k▲
Other operating charges640/8€1k€3k▲
Gross operating margin9900€46k€68k▲
Operating profit (loss)9901€22k€3k▼
Financial income75/76B€38€7▼
Recurring financial income75€38€7▼
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€17k€-1k▼
Income taxes67/77€6k€727▼
Profit (loss) for the period9904€11k€-2k▼
Profit (loss) for the period to be appropriated9905€11k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€-70▼
Profit (loss) brought forward from the previous period14P€2k€2k=
Transfer to equity691/2€11k€0▼
To other reserves6921€11k€0▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 17 days late
2025
31-12
Financial
Weakest financial yearnet €-2k ▼117%
Net result drops to €-2k, the lowest in the series.
15-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 46 days late
2024
31-12
Financial
Highest result since 2023net €11k ▲495%
Operating result €22k, net result €11k, both a record.
26-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Onderbergen 339000 GentGround area
138 m²
Building footprint
138 m²
Volume, LiDAR
1,303 m³
Parcel 44815F1156/00A000, Flanders · tallest building 19.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
CC
since 20232.341.956.122
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44815F1156/00A000 | Flanders | 138 m² | 1 · 138 m² | 19.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteGent2.341.956.122
Similar companies · same sector, comparable size
Langostina
BE 0739.614.013
Antwerpen · Eq €21k
KD & CO
BE 0526.848.669
Ronse · Eq €21k
o'yo
BE 0641.908.386
Gent · Eq €21k
CHEZ WAM
BE 0526.935.474
Waterloo · Eq €21k
PARSEVENTS
BE 0787.866.860
Liège · Eq €21k
Of 20,234 companies in sector 56111 we hold annual accounts for 11,310. 8,796 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-02-2023
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
47251Retail sale of wines and spirits
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.