CBT - TRANS
ActiveCBT - TRANS has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.82M and a net result of €315k. Equity is growing by ~26.7% per year across the filed fiscal years. Its solvency ranks better than 86% of 9095 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▼-14
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €180k at 30 days acceptable
Liquidity ample (current ratio 4.26 against 2.21 in 2024), and 17.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.7%
Return on assets
14.3%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
2 d early
2023
20 d late
2022
on the day
2021
30 d late
2020
31 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.82M▲ 20.9%
2024 · €1.51M
2018: €375k
2019: €411k
2020: €562k
2021: €702k
2022: €863k
2023: €1.19M
2024: €1.51M
2018 → 2025
Total assets
€2.20M▲ 4.2%
2024 · €2.11M
2018: €1.75M
2019: €1.80M
2020: €1.64M
2021: €1.53M
2022: €1.61M
2023: €1.59M
2024: €2.11M
2018 → 2025
Net result
€315k▲ 0.4%
2024 · €314k
2018: €84k
2019: €37k
2020: €151k
2021: €140k
2022: €161k
2023: €330k
2024: €314k
2018 → 2025
Working capital
€819k▲ 64.2%
2024 · €499k
2018: €-323k
2019: €-437k
2020: €-308k
2021: €-154k
2022: €58k
2023: €388k
2024: €499k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€702k-€863k▲ 22.9%€1.19M▲ 38.2%€1.51M▲ 26.3%€1.82M▲ 20.9%
Operating result€207k-€232k▲ 12.2%€455k▲ 95.9%€425k▼ 6.7%€432k▲ 1.6%
Net result€140k-€161k▲ 15.2%€330k▲ 105%€314k▼ 5.0%€315k▲ 0.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 2% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.20M
Fixed assets
€1.13M▼ 6.0%
Current assets
€1.07M▲ 17.7%
Equity and liabilities €2.20M
Equity
€1.82M▲ 20.9%
Debt
€382k▼ 37.1%
The debt ratio falls from 28.7% to 17.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€569k▲
2024 · €512k
Cash flow
€452k▲
2024 · €401k
Solvency
82.7%▲
2024 · 71.3%
Current ratio
4.26▲
2024 · 2.21
Quick ratio
4.26▲
2024 · 2.21
Debt / equity
0.21▼
2024 · 0.40
ROE
17.3%▼
2024 · 20.8%
ROA
14.3%▼
2024 · 14.8%
Interest coverage
67.98▲
2024 · 48.98
Debt
€382k▼
2024 · €607k
Debt ≤ 1 year
€252k▼
2024 · €411k
Debt > 1 year
€118k▼
2024 · €180k
Income taxes
€109k▲
2024 · €101k
Staff costs
€134k▼
2024 · €168k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.11M€2.20M▲
Fixed assets21/28€1.20M€1.13M▼
Tangible fixed assets22/27€1.11M€1.03M▼
Land and buildings22€833k€790k▼
Plant, machinery and equipment23€246k€226k▼
Furniture and vehicles24€26k€18k▼
Financial fixed assets28€99k€99k=
Current assets29/58€910k€1.07M▲
Amounts receivable within one year40/41€186k€277k▲
Trade receivables40€166k€272k▲
Other amounts receivable41€20k€5k▼
Cash at bank and in hand54/58€724k€794k▲
Equity and liabilities
Total equity and liabilities10/49€2.11M€2.20M▲
Equity10/15€1.51M€1.82M▲
Contributions10/11€159k€159k=
Reserves13€1.35M€1.66M▲
Non-distributable reserves130/1€16k€16k=
Reserves not available under the articles1311€16k€16k=
Distributable reserves133€1.33M€1.65M▲
Amounts payable17/49€607k€382k▼
Amounts payable after more than one year17€180k€118k▼
Financial debts170/4€180k€118k▼
Amounts payable within one year42/48€411k€252k▼
Current portion of amounts payable after more than one year42€61k€63k▲
Trade debts44€294k€120k▼
Suppliers440/4€294k€120k▼
Taxes, remuneration and social security45€53k€56k▲
Taxes450/3€48k€49k▲
Remuneration and social security454/9€5k€7k▲
Other amounts payable47/48€3k€13k▲
Accrued charges and deferred income492/3€16k€13k▼
Income statement
Code20242025
Remuneration, social security and pensions62€168k€134k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€87k€137k▲
Other operating charges640/8€52k€54k▲
Gross operating margin9900€732k€757k▲
Operating profit (loss)9901€425k€432k▲
Financial income75/76B-€381
Recurring financial income75-€381
Financial charges65/66B€10k€8k▼
Recurring financial charges65€10k€8k▼
Profit (loss) for the period before taxes9903€414k€424k▲
Income taxes67/77€101k€109k▲
Profit (loss) for the period9904€314k€315k▲
Profit (loss) for the period to be appropriated9905€314k€315k▲
Appropriation of the result
Profit (loss) to be appropriated9906€644k€315k▼
Profit (loss) brought forward from the previous period14P€330k-
Transfer to equity691/2€644k€315k▼
To other reserves6921€644k€315k▼
Social balance
Average headcount (FTE)90872.61.9▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 20 days late
2023
31-12
Financial
Highest result since 2018net €330k ▲105%
Operating result €455k, net result €330k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 3.74
Current ratio from 1.13 to 3.74; short-term debt falls from €428k to €141k.
31-12
Financial
Equity above €1MEq €1.19M ▲38.2%
6 profitable years in a row build equity to €1.19M.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Equity above €500kEq €562k ▲36.7%
3 profitable years in a row build equity to €562k.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Weakest financial yearnet €37k ▼56.5%
Net result drops to €37k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
11-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 2 establishment units since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Twee-Molensstraat 132440 GeelGround area
9,182 m²
Building footprint
3,023 m²
Volume, LiDAR
20,734 m³
Parcel 13373B0054/00F000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Lammerdries 31, 2250 Olen
since 19892.043.932.926
Twee-Molensstraat 13, 2440 Geel
since 20232.339.281.593
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13373B0054/00F000 | Flanders | 9,182 m² | 1 · 3,023 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,530 EUR awarded · 2,530 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,530 EUR | 2,530 EUR |
Schemes
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
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Of 12,446 companies in sector 49410 we hold annual accounts for 8,086. 3,144 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-05-1989
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.