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CBPR

Active
Private limited companyfounded 2020active for 6 yearsOn, Rue Antiémont 1, 6900 Marche-en-Famenne, BelgiumKBO/BCE: BE 0742.833.621
Summary

The computed 12-month bankruptcy probability of CBPR is 1.9% (moderate). The 2025 annual accounts show equity of €20,370 and a net result of -€249. Equity is growing by about 8.8% per year across the filed financial years. Its solvency ranks better than 19% of 34,747 sector peers (NACE 43, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Specialised construction activities
NACE 43130
1 site
Size
€119,220total assets 2025
Equity
€20,370
Loss
-€249
Turnover not published (micro format)
Financial health
52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.9%
Structure
2025 accounts filed 39 days late1 deed in the Belgian Official Gazette
Why 52raises riskFounded in 2020Last filed accounts filed 40 days late; 1 of the last 3 lateSector: Specialised construction activities (NACE 43)Equity €20,370 (17.1% of total assets)Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 19% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Weak
Solvency 42-3
equity 17.1% of total assets
Liquidity 20-12
short-term debt 82.9% · cash 12.2%
Profitability 18-61
return on assets -0.2%
Bankruptcy probability, 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,658 companies, NACE 43, micro)
Last 24 months 11-2024: 0.6%lowest value 12-2024: 0.6%● unchanged vs 11-2024 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.9%▲ +0.3 percentage points vs 01-2025 03-2025: 0.9%● unchanged vs 02-2025 04-2025: 0.8%▼ -0.1 percentage points vs 03-2025 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 0.8%● unchanged vs 05-2025 07-2025: 0.8%● unchanged vs 06-2025 08-2025: 0.8%● unchanged vs 07-2025 09-2025: 0.8%● unchanged vs 08-2025 10-2025: 0.9%▲ +0.1 percentage points vs 09-2025 11-2025: 0.8%▼ -0.1 percentage points vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.9%▲ +0.1 percentage points vs 12-2025 02-2026: 1.4%▲ +0.5 percentage points vs 01-2026 03-2026: 1.6%▲ +0.2 percentage points vs 02-2026 04-2026: 2.4%▲ +0.8 percentage points vs 03-2026highest value 05-2026: 2.0%▼ -0.4 percentage points vs 04-2026 06-2026: 2.0%● unchanged vs 05-2026 07-2026: 1.9%▼ -0.1 percentage points vs 06-2026 08-2026: 1.9%● unchanged vs 07-2026 09-2026: 1.9%● unchanged vs 08-2026 10-2026: 1.9%● unchanged vs 09-2026
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.16, compared with 1.24 in 2024, below the usual 1.5; short-term debt: 82.9% and cash: 12.2% of total assets), and 82.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 19% on solvency, 11% on liquidity, 14% on profitability and 32% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
raises risk
raises risk · Founded in 2020
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Last filed accounts filed 40 days late; 1 of the last 3 late
NBB · filings
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Equity €20,370 (17.1% of total assets)
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 34747 sector peers (2025).
NBB · sector comparison
Position among 34747 sector peers
Solvency
better than 19%
← weakest strongest →
raises risk · 2025 accounts filed 39 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 11-03-2026, 39 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filings
Deviation from the deadline
2025
39 days late
2024
27 days late
2023
2 days early
2022
on the day
2021
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 13 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 31 January (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end29-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Back to profitnet €8,184

Financials · financial year 2025, micro format

2025 annual accounts filed late (39 days) Filed on 11 March 2026, deadline 31 January 2026 (7 months after the close on 30 June 2025, Companies Code art. 3:10). Source: NBB, 2026-00053382.

Equity
€20,370▼ 1.2%
2024 · €20,620
Total assets
€119,220▲ 15.9%
2024 · €102,848
Net result
-€249
2024 · €8,184
Working capital
€15,557▼ 20.1%
2024 · €19,461
Trend over the years

2021 to 2025, 5 financial years

The operating result turns negative in 2025: a loss of €3,259 after €5,092 in 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€3,259 2025 Net result-€249 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 43, Specialised construction activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20212022202320242025
Operating result-€8,347-€6,725-€5,918€5,092-€3,259
Net result-€8,392below the sector's middle half-€6,347within the sector's middle half-€5,920below the sector's middle half€8,184within the sector's middle half-€249below the sector's middle half
Equity€12,008below the sector's middle half-€18,356below the sector's middle half▲ 52.9%€12,436below the sector's middle half▼ 32.2%€20,620within the sector's middle half▲ 65.8%€20,370below the sector's middle half▼ 1.2%
Total assets€22,623below the sector's middle half-€28,348below the sector's middle half▲ 25.3%€74,119within the sector's middle half▲ 161%€102,848within the sector's middle half▲ 38.8%€119,220within the sector's middle half▲ 15.9%
Debt€10,615-€9,993▼ 5.9%€61,683▲ 517%€82,228▲ 33.3%€98,849▲ 20.2%
Working capital€11,709within the sector's middle half-€18,259within the sector's middle half▲ 55.9%€12,436within the sector's middle half▼ 31.9%€19,461within the sector's middle half▲ 56.5%€15,557within the sector's middle half▼ 20.1%
Solvency53.1%within the sector's middle half-64.8%within the sector's middle half▲ 11.7pp16.8%below the sector's middle half▼ 48.0pp20.0%below the sector's middle half▲ 3.3pp17.1%below the sector's middle half▼ 3.0pp
Current ratio2.10within the sector's middle half-2.83within the sector's middle half▲ 0.721.20within the sector's middle half▼ 1.631.24within the sector's middle half▲ 0.041.16within the sector's middle half▼ 0.08
Return on assets (ROA)-37.1%below the sector's middle half-22.4%above the sector's middle half▲ 59.5pp-8.0%below the sector's middle half▼ 30.4pp8.0%within the sector's middle half▲ 15.9pp-0.2%below the sector's middle half▼ 8.2pp
above within below the middle half of NACE 43, Specialised construction activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €119,220
Fixed assets €4,813 ▲ 315%
Current assets €114,407 ▲ 12.5%
Equity and liabilities €119,220
Equity €20,370 ▼ 1.2%
Debt €98,849 ▲ 20.2%
Debt's share of the balance-sheet total rises from 80.0% to 82.9%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€1,853▼
2024 · €5,520
Cash flow
€1,157▼
2024 · €8,611
Quick ratio
1.13▼
2024 · 1.19
Debt to equity
4.85▲
2024 · 3.99
ROE
-1.2%▼
2024 · 39.7%
Interest coverage
-24.99▼
2024 · over 100
Debt ≤ 1 year
€98,849▲
2024 · €82,228
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,548 companies that looked in July 2024 the way this one looks now, 4.3% went bankrupt within 24 months and 91.3% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 10 to 30%
  • a small loss
4.3% went bankrupt
3.9% stopped otherwise
91.3% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,548 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet Code20242025
Assets
Total assets20/58€102,848€119,220▲
Fixed assets21/28€1,159€4,813▲
Tangible fixed assets22/27€1,159€4,813▲
Furniture and vehicles24€1,159€4,813▲
Current assets29/58€101,689€114,407▲
Amounts receivable after more than one year29€73,024€84,296▲
Trade receivables290€73,024€84,296▲
Stocks and contracts in progress3€3,492€2,388▼
Stocks30/36€3,492€2,388▼
Amounts receivable within one year40/41€3,859€11,512▲
Trade receivables40€2,322€9,770▲
Other amounts receivable41€1,537€1,742▲
Cash at bank and in hand54/58€21,314€14,567▼
Deferred charges and accrued income490/1-€1,645
Equity and liabilities
Total equity and liabilities10/49€102,848€119,220▲
Equity10/15€20,620€20,370▼
Contributions10/11€20,400€20,400=
Reserves13€2,500€2,500=
Distributable reserves133€2,500€2,500=
Profit (loss) carried forward14-€2,280-€2,530▼
Amounts payable17/49€82,228€98,849▲
Amounts payable within one year42/48€82,228€98,849▲
Trade debts44€2,582-
Suppliers440/4€2,582-
Taxes, remuneration and social security45€223€81▼
Taxes450/3€223€81▼
Other amounts payable47/48€79,424€98,769▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€428€1,406▲
Other operating charges640/8€384€830▲
Gross operating margin9900€5,904-€1,022▼
Operating profit (loss)9901€5,092-€3,259▼
Financial income75/76B€3,144€3,083▼
Recurring financial income75€3,144€3,083▼
Financial charges65/66B€52€74▲
Recurring financial charges65€52€74▲
Profit (loss) for the period before taxes9903€8,184-€249▼
Profit (loss) for the period9904€8,184-€249▼
Profit (loss) for the period to be appropriated9905€8,184-€249▼
Appropriation of the result
Profit (loss) to be appropriated9906-€2,280-€2,530▼
Profit (loss) brought forward from the previous period14P-€10,464-€2,280▲

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,401€202€97€428€1,406▲ 229%
Other operating charges640/8-€348€348€384€830▲ 116%
Gross operating margin9900-€5,598€7,274-€5,473€5,904-€1,022-
Operating profit (loss)9901-€8,347€6,725-€5,918€5,092-€3,259-
Financial income75/76B-€0€0€3,144€3,083▼ 1.9%
Recurring financial income75€15€0€0€3,144€3,083▼ 1.9%
Financial charges65/66B-€128€2€52€74▲ 41.2%
Recurring financial charges65€60€128€2€52€74▲ 41.2%
Profit (loss) for the period before taxes9903-€8,392€6,597-€5,920€8,184-€249-
Income taxes67/77-€250----
Profit (loss) for the period9904-€8,392€6,347-€5,920€8,184-€249-
Profit (loss) for the period to be appropriated9905-€8,392€6,347-€5,920€8,184-€249-
Line20212022202320242025Change
Assets
Total assets20/58€22,623€28,348€74,119€102,848€119,220▲ 15.9%
Fixed assets21/28€299€97-€1,159€4,813▲ 315%
Tangible fixed assets22/27€299€97-€1,159€4,813▲ 315%
Plant, machinery and equipment23-€97----
Furniture and vehicles24---€1,159€4,813▲ 315%
Current assets29/58€22,324€28,251€74,119€101,689€114,407▲ 12.5%
Amounts receivable after more than one year29---€73,024€84,296▲ 15.4%
Trade receivables290---€73,024€84,296▲ 15.4%
Stocks and contracts in progress3€2,023€8,829€897€3,492€2,388▼ 31.6%
Stocks30/36-€8,829€897€3,492€2,388▼ 31.6%
Amounts receivable within one year40/41€6,021€11,272€1,003€3,859€11,512▲ 198%
Trade receivables40-€11,264€548€2,322€9,770▲ 321%
Other amounts receivable41-€8€455€1,537€1,742▲ 13.4%
Cash at bank and in hand54/58€14,280€8,151€72,219€21,314€14,567▼ 31.7%
Deferred charges and accrued income490/1----€1,645-
Equity and liabilities
Total equity and liabilities10/49€22,623€28,348€74,119€102,848€119,220▲ 15.9%
Equity10/15€12,008€18,356€12,436€20,620€20,370▼ 1.2%
Contributions10/11-€20,400€20,400€20,400€20,400=
Reserves13-€2,500€2,500€2,500€2,500=
Distributable reserves133-€2,500€2,500€2,500€2,500=
Profit (loss) carried forward14-€8,392-€4,544-€10,464-€2,280-€2,530▼ 10.9%
Amounts payable17/49€10,615€9,993€61,683€82,228€98,849▲ 20.2%
Amounts payable within one year42/48€10,615€9,993€61,683€82,228€98,849▲ 20.2%
Trade debts44€3,881€1,510€1,261€2,582--
Suppliers440/4-€1,510€1,261€2,582--
Taxes, remuneration and social security45-€577-€223€81▼ 63.8%
Taxes450/3-€577-€223€81▼ 63.8%
Other amounts payable47/48-€7,905€60,421€79,424€98,769▲ 24.4%
Line20212022202320242025Change
Profit (loss) for the period9904-€8,392€6,347-€5,920€8,184-€249-
+ Depreciation and write-downs630€2,401€202€97€428€1,406▲ 229%
Operating cash flow (approximation)-€5,991€6,549-€5,823€8,611€1,157▼ 86.6%
Investment in fixed assets (approximation)-€0---€5,060-
Change in cash--€6,130€64,069-€50,906-€6,746▲ 86.7%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (5)
Financial year Type Filed Reference
30-06-2025 micro format 11-03-2026 2026-00053382
30-06-2024 micro format 27-02-2025 2025-00040213
30-06-2023 micro format 29-01-2024 2024-00013489
30-06-2022 micro format 31-01-2023 2023-00025291
30-06-2021 micro format 31-01-2022 2022-04400392

Similar companies · same sector, comparable size

Of the 600 active companies whose main activity is specialised construction activities (NACE 43130), figures are known for 311. 182 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 1 Gazette act processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

On 3 February 2020, CBPR was incorporated as a private limited company.1 Total assets went from €22,623 in 2021 to €119,220 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2021 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-01-2027
2026
11-03
NBB filing Annual accounts filed
financial year 2025 · micro format · 39 days late
2025
27-02
NBB filing Annual accounts filed
financial year 2024 · micro format · 27 days late
2024
30-06
Financial Back to profitnet €8,184
Net result €8,184 after one loss-making year.
29-01
NBB filing Annual accounts filed
financial year 2023 · micro format
2023
31-01
NBB filing Annual accounts filed
financial year 2022 · micro format
2022
30-06
Financial Back to profitnet €6,347
Net result €6,347 after one loss-making year.
31-01
NBB filing Annual accounts filed
financial year 2021 · micro format
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
0 of 1 deed read
About the unread acts

We know of 1 Belgian Official Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded03-02-2020
Financial year end30-06
Activities, NACEBEL 2025
43130Specialised construction activities
68201Renting and operating of own or leased residential real estate, excluding social housing
E-invoicing
Reachable via Peppol
Peppol ID 0208:0742833621
Also 9925:BE0742833621

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0742.833.621

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Marche-en-Famenne · 1 establishment unit since 2020
registered office establishment The establishment unit on the map
Ground area
993 m²
Building footprint
229 m²
Parcel 83042A0118/00P002, Wallonia. Linked by address, not a title deed.
1 establishment unit
CBPR
On, Rue Antiémont 1, 6900 Marche-en-FamenneGeneral construction of residential buildings
since 2020unit no. 2.298.933.553
1 parcel
Wallonia 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
83042A0118/00P002 Wallonia 993 m² 1 · 229 m² -
How the parcels are linked
Good to know
The parcel matches the address exactly.