CBPR
ActiveThe computed 12-month bankruptcy probability of CBPR is 2.9% (moderate). The 2025 annual accounts show equity of €20k and a net result of €-249. Equity is growing by ~8.8% per year across the filed fiscal years. Its solvency ranks better than 19% of 27358 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency26▼-4
Growth78=
Stability100
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.16 against 1.24 in 2024), and 82.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.1%
Return on assets
-0.2%
Age of the figures
14 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 27358 sector peers (2025).
NBB · sector comparisonPosition among 27358 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 11-03-2026, 39 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
39 d late
2024
27 d late
2023
2 d early
2022
on the day
2021
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€20k▼ 1.2%
2024 · €21k
2021: €12k
2022: €18k
2023: €12k
2024: €21k
2021 → 2025
Total assets
€119k▲ 15.9%
2024 · €103k
2021: €23k
2022: €28k
2023: €74k
2024: €103k
2021 → 2025
Net result
€-249
2024 · €8k
2021: €-8k
2022: €6k
2023: €-6k
2024: €8k
2021 → 2025
Working capital
€16k▼ 20.1%
2024 · €19k
2021: €12k
2022: €18k
2023: €12k
2024: €19k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€12k-€18k▲ 52.9%€12k▼ 32.2%€21k▲ 65.8%€20k▼ 1.2%
Operating result€-8k-€7k€-6k€5k€-3k
Net result€-8k-€6k€-6k€8k€-249
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €3k after €5k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €119k
Fixed assets
€5k▲ 315%
Current assets
€114k▲ 12.5%
Equity and liabilities €119k
Equity
€20k▼ 1.2%
Debt
€99k▲ 20.2%
The debt ratio rises from 80.0% to 82.9%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-2k▼
2024 · €6k
Cash flow
€1k▼
2024 · €9k
Solvency
17.1%▼
2024 · 20.0%
Current ratio
1.16▼
2024 · 1.24
Quick ratio
1.13▼
2024 · 1.19
Debt / equity
4.85▲
2024 · 3.99
ROE
-1.2%▼
2024 · 39.7%
ROA
-0.2%▼
2024 · 8.0%
Interest coverage
-24.99▼
2024 · 105.16
Debt
€99k▲
2024 · €82k
Debt ≤ 1 year
€99k▲
2024 · €82k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€103k€119k▲
Fixed assets21/28€1k€5k▲
Tangible fixed assets22/27€1k€5k▲
Furniture and vehicles24€1k€5k▲
Current assets29/58€102k€114k▲
Amounts receivable after more than one year29€73k€84k▲
Trade receivables290€73k€84k▲
Stocks and contracts in progress3€3k€2k▼
Stocks30/36€3k€2k▼
Amounts receivable within one year40/41€4k€12k▲
Trade receivables40€2k€10k▲
Other amounts receivable41€2k€2k▲
Cash at bank and in hand54/58€21k€15k▼
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€103k€119k▲
Equity10/15€21k€20k▼
Contributions10/11€20k€20k=
Reserves13€3k€3k=
Distributable reserves133€3k€3k=
Profit (loss) carried forward14€-2k€-3k▼
Amounts payable17/49€82k€99k▲
Amounts payable within one year42/48€82k€99k▲
Trade debts44€3k-
Suppliers440/4€3k-
Taxes, remuneration and social security45€223€81▼
Taxes450/3€223€81▼
Other amounts payable47/48€79k€99k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€428€1k▲
Other operating charges640/8€384€830▲
Gross operating margin9900€6k€-1k▼
Operating profit (loss)9901€5k€-3k▼
Financial income75/76B€3k€3k▼
Recurring financial income75€3k€3k▼
Financial charges65/66B€52€74▲
Recurring financial charges65€52€74▲
Profit (loss) for the period before taxes9903€8k€-249▼
Profit (loss) for the period9904€8k€-249▼
Profit (loss) for the period to be appropriated9905€8k€-249▼
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€-3k▼
Profit (loss) brought forward from the previous period14P€-10k€-2k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 39 days late
2025
27-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
30-06
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Marche-en-Famenne · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
On, Rue Antiémont 16900 Marche-en-FamenneGround area
993 m²
Building footprint
229 m²
Parcel 83042A0118/00P002, Wallonia. Linked by address, not a title deed.
1 establishment unit
CBPR
since 20202.298.933.553
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 83042A0118/00P002 | Wallonia | 993 m² | 1 · 229 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
D.L.Chauffage
BE 0862.417.397
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BA Autoparts
BE 0841.717.203
Brussel · Eq €21k
EGI TECHNICS
BE 1010.014.379
Dendermonde · Eq €20k
HR BETONBORINGEN
BE 1021.385.056
Diest · Eq €21k
WIEWIORA
BE 0893.453.538
Oudergem · Eq €21k
Of 602 companies in sector 43130 we hold annual accounts for 298. 175 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-02-2020
Fiscal year end30-06
Activities, NACEBEL
43130Specialised construction activities
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.