CBplus
CBplus is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €132k and a net result of €539. Equity is growing by ~36.9% per year across the filed fiscal years. Its solvency ranks better than 26% of 1396 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €132k |
| Net result | €539 |
| Better than sector | 26% |
| Active | 4 yrs |
Fragile profile, watch health in particular.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 16.4% | 37.1% | |
| Net result | €539 | €46k | |
| Equity | €132k | €362k | |
| Gross operating margin | €18k | €65k | |
| Total assets | €806k | €1.40M |
| Fiscal year | 2024 |
|---|---|
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €539 |
| Cash flow | n/a |
| Staff costs | - |
| Income taxes | €1k |
| Dividends | - |
| Total assets | €806k |
| Equity | €132k |
| Debt | €674k |
| of which ≤ 1y | €185k |
| of which > 1y | €489k |
| Working capital | n/a |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 16.4% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | 0.1% |
| ROE | 0.4% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €806k |
| Fixed assets | 21/28 | €800k |
| Financial fixed assets | 28 | €800k |
| Current assets | 29/58 | €6k |
| Amounts receivable within one year | 40/41 | €0 |
| Cash & bank | 54/58 | €84 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €806k |
| Equity | 10/15 | €132k |
| Contributions / capital | 10/11 | €50k |
| Reserves | 13 | €82k |
| Amounts payable | 17/49 | €674k |
| Amounts payable after one year | 17 | €489k |
| Amounts payable within one year | 42/48 | €185k |
| Trade debts payable within one year | 44 | €466 |
| Income statement | ||
| Gross operating margin | 9900 | €18k |
| Operating result | 9901 | €16k |
| Financial income | 75 | €0 |
| Financial charges | 65 | €14k |
| Result before taxes | 9903 | €2k |
| Income taxes | 67/77 | €1k |
| Net result for the period | 9904 | €539 |
| Result to be appropriated | 9905 | €539 |
| NACE primary | Financial services(64210) |
| Legal form | Private limited company(610) |
| Incorporation | 20-10-2021 |
| Status | Active |
| Postal code | 9870 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44050B1203/00C002 | Flanders | 164 m² | 1 · 112 m² | 9.2 m · 2 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
07-12-2022 8 directors appointed
- Paul Van Looveren, Bestuurder
- Katrien De Waele, Bestuurder
- Jolien Van Looveren, Bestuurder
- Tanja De Naeyer, Vaste vertegenwoordiger
- Julie De Roy, Vaste vertegenwoordiger
- Dominique Jaminet, Vaste vertegenwoordiger
- Claudia Beurghs, Vaste vertegenwoordiger
- Tamara Van Hecke, Vaste vertegenwoordiger
Technical details
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"notary": {
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"is_associated": false
},
"act_meta": {
"language": "mixed",
"pub_date": "2022-12-07",
"filing_date": "2022-11-25",
"act_kind_objet": "BENOEMINGEN - VOLMACHT ADMINISTRATIEVE FORMALITEITEN"
},
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"date": "2022-06-27",
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],
"is_correction": false,
"subject_company": {
"kbo": "0775.978.422",
"name_full": "CBPLUS",
"legal_form": "BESLOTEN VENNOOTSCHAP"
},
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}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | CBplus |