CBO
ActiveCBO has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14k and a net result of €-3k. Equity is shrinking by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 7027 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-77
Solvency100=
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
cash: 33.5% of total assets, and 0% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
100%
Return on assets
-21.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
61 d late
2023
31 d late
2022
31 d late
2021
12 d late
2019
31 d late
2018
301 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€14k▼ 17.7%
2024 · €17k
2018: €20k
2019: €28k
2021: €12k
2022: €13k
2023: €15k
2024: €17k
2018 → 2025
Total assets
€14k▼ 22.4%
2024 · €18k
2018: €63k
2019: €63k
2021: €13k
2022: €15k
2023: €16k
2024: €18k
2018 → 2025
Net result
€-3k
2024 · €1k
2018: €446
2019: €8k
2021: €-12k
2022: €560
2023: €2k
2024: €1k
2018 → 2025
Working capital
€16k▲ 12.1%
2023 · €14k
2018: €11k
2019: €20k
2021: €5k
2022: €9k
2023: €14k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€12k-€13k▲ 4.5%€15k▲ 19.3%€17k▲ 7.8%€14k▼ 17.7%
Operating result€-12k-€741€3k▲ 259%€1k▼ 60.9%€-3k
Net result€-12k-€560€2k▲ 346%€1k▼ 51.9%€-3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €3k after €1k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €14k
Fixed assets
€630=
Current assets
€13k▼ 23.3%
Key figures and ratios
Solvency
100.0%▲
2024 · 94.2%
ROE
-21.5%▼
2024 · 7.2%
ROA
-21.5%▼
2024 · 6.8%
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€18k€14k▼
Fixed assets21/28€630€630=
Financial fixed assets28€630€630=
Current assets29/58€17k€13k▼
Amounts receivable within one year40/41€10k€8k▼
Trade receivables40€640€640=
Other amounts receivable41€10k€8k▼
Cash at bank and in hand54/58€6k€5k▼
Deferred charges and accrued income490/1€970-
Equity and liabilities
Total equity and liabilities10/49€18k€14k▼
Equity10/15€17k€14k▼
Contributions10/11€19k€19k=
Reserves13€31k€31k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€29k€29k=
Profit (loss) carried forward14€-33k€-36k▼
Amounts payable17/49€1k-
Amounts payable within one year42/48€1k-
Trade debts44€1k-
Suppliers440/4€1k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€522-
Other operating charges640/8€143€109▼
Gross operating margin9900€2k€-3k▼
Operating profit (loss)9901€1k€-3k▼
Financial income75/76B€298-
Recurring financial income75€298-
Financial charges65/66B€135€150▲
Recurring financial charges65€135€150▲
Profit (loss) for the period before taxes9903€1k€-3k▼
Profit (loss) for the period9904€1k€-3k▼
Profit (loss) for the period to be appropriated9905€1k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-33k€-36k▼
Profit (loss) brought forward from the previous period14P€-34k€-33k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Liquidity times 11current ratio 51.02
Current ratio from 4.73 to 51.02; short-term debt falls from €2k to €286.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €560
Net result €560 after one loss-making year.
12-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 12 days late
2021
31-12
Financial
Weakest financial yearnet €-12k ▼250%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 10current ratio 15.37
Current ratio from 1.58 to 15.37; short-term debt falls from €35k to €338.
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
27-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 301 days late
2019
31-12
Financial
Highest result since 2018net €8k ▲1745%
Operating result €9k, net result €8k, both a record.
2018
29-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 90 days late
29-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 455 days late
2016
31-10
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 92 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Huldenberg · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leuvensebaan(SAR) 513040 HuldenbergGround area
1,104 m²
Building footprint
198 m²
Volume, LiDAR
1,104 m³
Parcel 24085D0042/00Y000, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Leuvensebaan(OTT) 51, 3040 Huldenberg
since 20032.127.166.448
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24085D0042/00Y000 | Flanders | 1,104 m² | 1 · 198 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Lier · Eq €14k
Of 9,863 companies in sector 73110 we hold annual accounts for 3,755. 2,325 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded05-02-2003
Fiscal year end31-12
Activities, NACEBEL
73110Advertising agencies
74401
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
74141
74872
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.